1.: Bmw E30 M3

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Tue Feb 5, 2008 2:11 am (PST)

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Article Title: Bmw E30 M3
Author: Sam Carson
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The BMW M3 was a well thought out car, as development of the
car begun as far back as 1981, and continued for almost six
years prior to its total production in 1986. The original
concept of the BMW M3 was grounded in foundations from the E30
3Series car, a famous performance car with rich background. The
E30 M3 later would spawn and encourage numerous other models
within the 3 Series. BMW Motorsport, previously produced the E12
M535i Saloons, M635Csi, and the M1 supercar, and those cars were
designed for superior racing performance, but those cars could
only garner limited appeal. The main idea about the E30 M3 was
to snag a wider audience both on and off the racetrack. When the
decision was made by "FISA's Group A" confirmed homologation,
which stated that "5000 road cars should be produced within 12
months, with minimal changes but allowed changes to be made to
the engine, drive train, and body". The actual production of the
M3 took place at BMW, Munich, and BMW easily marketed and sold
their 5000 M3's in order to enter "Deutsche Tourenwagen
Meisterschaft"(DTM).

BMW created many different versions of the M3 in order to keep
the car absolutely competitive under the stated rules, resulting
in quite a number of enhanced models being delivered to the
general public over a timeframe. The E30 M3 was very different
from the remainder of the E30 family all round, especially
regarding to appearance and performance. The E30 M3 was equipped
with an altered, solid, increased aerodynamics precisely on body
with "box flared" fenders so it can hold a broader track with
broader, taller wheels and tires. The cabin silhouette was
modified with a bigger and a sheerer raked back screen in order
to refine high-speed airflow. The features that were unique to
the M3 were a prominent wing and an elevated back deck. The M3
and the original E30 models shared only the hood and the roof,
plus it also contained 3 times the "caster angle" than any other
model. The M3 also shared its single piston calipers, larger
wheel bearings, stub axles with the "E28 5 Series" model, and
the car was only constructed as a left-hand drive car. The one
factor that gave the M3 its true genius was its faultless
balance, outstanding handling and a pure realistic driving
experience that none could match.

The basis of the E30 M3's engine was evolved from the "BMW M88
inline, 6 block", the fundamental architecture and the valve
train from "BMW's M1", and the later science from the "M6
inline, 6 cylinder". The E30 M3 was first introduced with a "2.3
litre 16 valve, 4 cylinder" engine, with a max power of 192bhp
(143kW) and immediate acceleration from 0-60mph in 6.7 seconds,
along with a top speed of 143 mph (230km/h). The M3's suspension
was the essential design concept of the traditional E30 along
with "gas pressurized dual Boge dampers", improved springs,
along with powerful anti-roll bars positioned at the front and
the back. The braking system embodied "Bosch ABS system" working
simultaneously with 280mm ventilated discs at the front, and
282mm solid discs at the rear. The E30 M3 had a couple
fascinating attributes, which included "Siamese-like pistons",
an additional oil cooler positioned behind the spoiler, "a cast
alloy sump", a unusually long "stroke camshaft" with the stroke
(84mm) and the bore (93.4mm), resulting in 2302cc, and unique
steering help with "quick ratio steering rack".

The E30 M3 unfolded as and rebuttal to the "1983 2.3 litres, 16
valve Mercedes Benz W201", out of which the M3 was more
successful despite its big price tag. The M3 kept its heritage
on the track radically triumphant as it obtained 12 various
touring car championships titles between 1986-1991, and 13
various racing titles between 1987-1993. Over 18,000 various M3s
were produced up until when the last cabriolet was turned out in
1991. BMW has no other car within their roster that has ever
achieved and done so much for their namesake, as the M3 is still
regarded as the number one racetrack performance car of all
time.

About The Author: Sam Carson is a car fanatic. You can find
more of his work at http://www.supercars.dk Here you will be
able to find pictures of the BMW E30 M3 at
http://www.supercars.dk/bmw/bmw-m3.aspx

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2.: Genital Warts Medicine And It's Uses

Posted by: "J Cashmore" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 2:11 am (PST)

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Article Title: Genital Warts Medicine And It's Uses
Author: J Cashmore
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There are various ways that you can contract genital warts just
as there are many diverse genital warts medicine treatments
available. Really, it's possibly a tossup as to which one comes
out the clear winner in sheer numbers.

For one thing, genital warts medicine doesn't have to be
restricted only to medicinal and surgical treatments. They can
also include such treatments as natural remedies, herbal
remedies, holistic approaches as well as alternative genital
warts medicine treatment methods.

Accordingly not everyone feels comfortable about going down
this particular route and will instead stick to the more usual
practices of scientific genital warts medicine. For other people
nonetheless, for whom these standard methods of treatment could
have waned over the years, the alternative approaches to genital
warts medicine treatments are just what they need.

The issue which arises here isn't that any of these alternative
approaches being wrong or unduly dangerous. It lies instead in
the truth that most people will try and treat themselves without
having first obtained a correct diagnosis. This might be stating
the obvious, but not having gone throughout the rigors of
medical school yourself, the average lay person is in no way
qualified to diagnose or treat themselves.

Besides which, if you resort to taking over-the-counter
medications to treat your genital warts you aren't using
customary genital warts medicine. The over-the-counter
medications which can be readily found are not really suitable
because of their strong nature and shouldn't be used as a
genital warts medicine.

Correct genital warts medicine can only be obtained with a
prescription, and even after that you will find that the
medication usually needs to be applied by trained medical
personnel. Also, these types of genital warts medicine can not,
in just about all of the cases, be used by pregnant women as the
medicine can have a harmful effect on the unborn fetus. The same
applies for individuals who have other underlying medical
conditions which will stop them from taking the prescription
genital warts medicine.

On the other hand, if people are looking for a readily
available genital warts medicine which is also all natural, they
need to look no further than their own kitchen. Garlic, and
Vinegar is the order of the day, in conjunction with such items
as Onions, Shitake mushrooms, Apple juice, Pineapple and even
Green tea. All of these ordinary items can be safely used to
help you fight off the HPV infection. They are all great natural
genital wart medicine treatments and can be used without fear of
side effects. That is if you're not allergic to any of these
ingredients!

Condylox is often used for the treatment of anogenital warts
(external genital warts and perianal warts) and is the first FDA
approved gel. Condylox works by destroying infected cells by
stopping the cell growth process. The active ingredients in
Condylox get straight to the problem and begin treating your
genital warts immediately.

There are also other generic names for Condylox such as
Podofilox. Outside of the USA Condylox is known as Condyline.
There are a number of gels and creams used as genital warts
medicine and your doctor is best placed to inform you of the
various treatments.

About The Author: Easy Genital Warts Brings you all the latest
news and articles on the symptoms diagnosis and treatment of
genital warts and othe STD's. Please go to
http://www.easygenitalwarts.info

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3.: Oakland California Puts Bay Area Real Estate On The Map For Good

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Tue Feb 5, 2008 2:11 am (PST)

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Article Title: Oakland California Puts Bay Area Real Estate On
The Map For Good
Author: Matthew Larsen
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Oakland California is one of the best places to live and work
in the Bay Area. It has fantastic weather that is ranked in the
top five in the world for a moderate Mediterranean climate.
Oakland is located just east of San Francisco and Emeryville and
north of San Leandro and Hayward. Oakland is home to just over
400,000 residents and is the third largest city in the Bay Area.
Many people overlook Oakland because it may not be as popular as
some other cities but like much of the Bay Area it is a great
place. There is a wide range of cultural diversity and influence
from around the world here and a reflection in food, restaurants
and retail shops. The quality of life in Oakland is very good
and it is easy to find pretty much anything one could want.

There are many things to do in Oakland including any of the
fifty parks that make up the East Bay Regional Park District.
Oakland is also home to the Oakland Raiders pro football team,
the Oakland A's pro baseball team and the Golden State Warriors
pro basket ball team. Oakland is also a major stop for many
concerts and events that are on tour. Oakland has a great
central location to the rest of the bay area. It is easy to get
around using public transportation or driving. With great
weather most of the year, this makes it easy to get out and
enjoy outdoor activities and events. Oakland is home to the very
trendy College Avenue that is lined with upscale restaurants and
shops. This is a really fun area to walk around and pay tribute
to some fine eateries and bar hop. There are also many coffee
shops, cafes and Market Hall. Market hall has several very
upscale markets combined together to provide great food. There
is a delicatessen, a fine cheese shop with cheeses from around
the globe, a butcher shop, a fresh seafood shop, a fine wine
shop, and an organic produce shop. If you like to cook and enjoy
fresh ingredients, Market Hall is a must visit.

The Oakland hills contain many of the Bay Area's fine homes and
estates many of which possess panoramic views of the bay and San
Francisco. There is nothing like looking out over the bay area
on a clear day. The Montclair district makes up a very popular
and trendy part of the Oakland hills scenery. There are many
shops, restaurants and conveniences that the locals enjoy
spending time in. Every Sunday morning, the streets are blocked
off and there is a farmers market that takes place offering a
vast array of fresh produce and consumer goods. There are
usually bands that play and many vendors offering beer and wine
along with different types of food for sale. Montclair is a
great place to enjoy a very fine lifestyle.

Oakland is more affordable than many other Bay Area cities that
are close to San Francisco. There are many great deals on
property here that will go up in value during the years to come.
It is evident that the population in the state of California
will continue to rise and the demand for housing will go with
it. Those who take advantage of the housing prices in this down
market will benefit and prosper. Contact us if you would like
more information about Oakland Real Estate. I have been a
resident of Oakland for the past twenty years and enjoy the
lifestyle that it provides. There is no doubt that Oakland
California is a fine place to live.

About The Author: Matt Larsen and Team Enterprise are local Bay
Area Real Estate professionals. Please visit us online:
http://www.teamenterprise.com http://www.mattlarsenhomes.com
http://www.webproagent.com

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4.: Online Backup – Lose The Stress, Not Your Files

Posted by: "Jason Kay" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 3:11 am (PST)

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Article Title: Online Backup – Lose The Stress, Not Your Files
Author: Jason Kay
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Online backup has become the logical choice for people at the
forefront of technology when they want the best data backup
option available.

Do you ever think about what would happen if disaster strikes?
In the blink of an eye all your important computerized
documents, pictures and client data would be gone. It can
happen. Lightning strikes, floods, theft, hard drive failure,
computer viruses and more can result in a loss of information
that can be difficult and expensive or even impossible to
recover.

Maybe you already backup your data, documents, and photos. But
where do you keep the backups? Are they at your home or
business, in the same building as the computers you use? The
same disaster that might destroy your computers could also
destroy the backups. If a large-scale natural disaster such as a
hurricanes, large flood, wild fire, etc. occurs, even storing
your backups in the same city could lead to losing both.

There is a solution, it's called online backup and it comes
highly recommended by professionals from all fields, even from
IT support people, the same people you would pay thousands of
dollars to should you need data recovery. Even when you take
great care in backing up your systems on a daily basis, there is
always the factor of human error to consider. Someone forgets to
do the backup, does it wrong, or stores the disks or tapes
incorrectly. Online backup automates your data backup so those
concerns are no longer relevant.

As more and more of us try to eliminate the need for paper
files in our homes and offices, it is becoming even more
important to have good backup systems for our important
information. Online backup eliminates the problems that can be
encountered due to human error, natural and grand scale
disasters, theft and technological failures. With online backup,
your information will be securely stored off-site and the
systems can be easily set to automatically back up as often as
you need.

Online backup is typically a very cost-effective solution for
small and large businesses. They do not need to devote a portion
of an employee's workday to backing up documents. They do not
need to purchase CDs and other storage medium, and no portion of
the company's physical premises is lost to storage space. Online
backup also protects companies against the future cost of IT
services for data recovery. For many businesses, the loss of
personal client or patient data could mean the end of the
business. This is one reason it is so important to make your
online backup choice wisely. The use of online backup will also
help healthcare providers in following the guidelines of HIPAA
(Health Insurance Portability and Accountability Act) and the
strictest of privacy practices in any industry.

On a personal level, any number of things could also happen to
your personal documents and it would be devastating. More and
more of us are taking digital photos and storing them on our
computer. If something happens to your computer and the data
cannot be recovered, there go possibly years of family photos.
These and other important files should be backed up outside your
home to ensure your peace of mind.

Don't be one of those people who frets and cries over lost
computer data or who spends too much money on data recovery,
which may or may not work. Make the best choice now and protect
the files and photos that you can't do without. Put online
backup to work for you today.

About The Author: Jason Kay contributes to IT related websites
such as http://RemoteOnlineBackup.net, which provides reviews
and rankings of online backup services.

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5.: Simple Success

Posted by: "Rebecca Hintze" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 3:11 am (PST)

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I have found (like many others) that simple success is best!

Albert Einstein described the balance of this type of execution
when he said, "Everything should be made as simple a possible,
but not simpler." This is a great secret of happy living:
realizing goals, projects, and purposes (including the missions
of our lives) in an uncomplicated, yet effective and prevailing
fashion--eliminating the unnecessary while holding on to the
essential details.

American writer Richard Bach is quoted as saying, "The simplest
things are often the truest." Making it simple may come down to
living a few basic, true principles.

1. Maintain focus--keep your eye on the ball! Indecision breeds
procrastination and the two create huge distractions. We only
hit what we aim at. My outdoor-loving husband always "sights in"
his gun before hunting. Our goals are no different. They require
regular focus to hit them.

2. Be honest--always! Nothing will make your life more
complicated than lying-to yourself or others. Facing
circumstances squarely may seem challenging, but truly--it's the
simplest way to succeed.

3. Prepare. Everything you need or want has a way of showing up
as soon as you are ready for it. The sooner you're prepared, the
faster you'll realize results.

4. Have faith. Hopeful wishing is an excellent starter, but a
not-so-good finisher. Faith and perserverance lead you over the
finish line. Faith comes after hope. It is believing without
doubt!

5. Keep it positive. Negative energy, feedback, and focus
complicates everything! The one thing you have full power over
is your thoughts, words, and actions. Use them for good.

6. Stay educated. Knowledge is like a key that unlocks the door
to dreams. Our individual success depends upon increasing
intelligence. Remember, all education is self- acquired--no one
can really teach us without our permission. We must choose it!

7. Be courageous. Breaking out of old, complicated patterns
takes guts. If your purpose is worthy and your pursuit is
sincere, with bravery you can establish behavior patterns,
thoughts, and choices that feed simple, happy, and successful
lives.

8. Go the extra mile. When you are spiritually compelled to
reach out and serve (which we all are at one time or another) do
it with high definition! It's a universal truth that leads to
victory--what you put out comes back to you a hundred fold.
Serve--and go the extra mile.

9. Drop the ego. You can't become the master of anything until
you become the master of your own ego. While believing in
yourself is important and healthy, inflating your sense of self
by competing, or acting and believing you're better than others,
will complicate your life in ways you cannot image. If your
success is ego-based, you're failure is immanent. Love others
instead and aspire to race only against yourself.

10. Be willing to work. My grandfather was a psychologist and
he used to repeat a popular saying, "With all thy get--get
going!" Healthy self- esteem grows with good old-fashioned hard
work and anyone who's truly hit his mark will tell you that
dreams aren't made without it.

We create complex lives and inherit difficult problems when we
defy these straightforward truths that make for simple success.

As you work to improve your life, evaluate your ability to live
these truths. Pick at least one and spend the week focusing on
simplifying your path to success by making that one principle a
part of your everyday life.

About The Author: Rebecca Linder Hintze is the author of,
"Healing Your Family History." She is an internationally
recognized expert on family issues, a radio show host, and a
professional presenter who leads workshops worldwide. Website:
http://www.rebeccahintze.com

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6.: Razz Poker

Posted by: "Andy Fullard" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 3:11 am (PST)

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In recent time poker in its many forms has gained immense
popularity. In fact the online world offer a variety of poker
versions and as such more and more people are learning the
basics so as to be able to display the winning hand. There are
yet others who simply turn to the game because they are so well
versed in other forms of poker. Whatever your reason may be,
learning razz poker and 7 card strategy can prove to be
beneficial for you, because these little hands can help you earn
a fair bit.

The rules are fairly simple. You have to remember that the
lowest hand, in other words, the worst hand wins. The game can
be played by a minimum of 2 players and maximum of eight players
and the dealer begins to deal from his left. There are certain
rules you need to adhere to when playing razz poker. Prior to
the start of any razz poker game, all players are required to
ante a nominal amount. You will need to refer to poker limits
for an exact ante amount but in general terms what this implies
is that all player s are dealt 2 hidden hole cards, i.e., face
down and the third card is the exposed card. Whoever has the
highest exposed card is the "bring-in". The bring in is a forced
bet and is usually half the small bet as such, in a $2-4 game it
will be $1. The bring-in is required to make a wager of either a
half of a small bet or a full small bet. The game moves on in a
clockwise pattern till betting for the round is concluded.

In case of a tie, the bring-in is determined by breaking suit.
The order is spades, hearts, diamonds and clubs. After this,
players receive another exposed card referred to as "Fourth
Street". The player who gets the first go is the one with the
lowest poker value stud card exposed. In Razz poker or 7 card
strategy straights and flushes are not taken into count. This
player is empowered to either check or bet. In case of a bet,
it'll be a small bet, i.e., $2 in a $2/$4 game.

Next step, players receive another exposed card, called "Fifth
Street". As per rules, the 1st player to make a move will be the
one whose exposed poker hand displays the lowest poker value.
You obviously ignore the straights and flushes and from now on
till the remainder of the game all bets to be placed are a big
bet, i.e., $4 in a $2/$4 game.

Next you receive the next exposed card termed as "Sixth Street"
and the rules remain the same with the player with the lowest
valuation card acting first. After this the final card, i.e.,
the 7th card is dealt. This is why the game is also called 7
Card Stud. This card is dealt face-down and each player only
knows what his/her card is. The first person who plays is the
person whose 3rd, 4th, 5th and 6th cards have the least poker
value. In case there's more than one player still in the game at
the time of final betting, the last bettor displays their cards.
In case of a no bet in the final round, the player with the
lowest poker value of exposed cards shows their hand first.

About The Author: The author of this article enjoys playing
poker and looks after the websites
http://www.all-poker-sites.com and http://www.clickplaypoker.com

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7.: Birthstone Jewelry - The Perfect Gifts For Women

Posted by: "Janice Tham" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 3:12 am (PST)

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What do you give the woman in your life?

Unless she specifically requests for one, a vacuum cleaner or a
new set of pot and pans, no matter how much they cost, might
well disappoint her. Practical though they may be, household
gifts lack that special touch. You know the look on her face
when she opens a gift she really loves. One that gives her that
unexpected thrill?

You are more likely to get a genuinely thrilled response from
her if you give her jewelry than if you were to give her a new
apron or a new cupboard.

What if she already has everything?

All women love shiny things. Precious jewelry that catches her
eye would certainly get her vote. It could be an absolutely
gorgeous necklace that sets off her favorite dress beautifully.
Or it could be a pair of stunning shoulder duster earrings that
highlight her slender neck. Or it could be a cuff bracelet that
makes a simple sheath dress look amazing.

When it comes to a birthday gift, nothing beats birthstone
jewelry for her.

Birthstone jewelry is any kind of jewelry that is set with the
gemstone of her birth month.

Who invented birthstone jewelry in the first place?

There are lots of theories as to the origins of birthstones.

One common belief is that these 12 birthstones originated from
the breastplate worn by the high priest of the Jews. Each
gemstone representing one tribe of Israel and later,
representing one month of the year.

These 12 gemstones are beryl, topaz,ruby, turquoise, lapis
lazuli, emerald, jacinth,agate, amethyst, crysolite,onyx and
jasper.

Astrologers associated the gemstones with each zodiac sign. As
each zodiac month overlaps largely with the calendar month, the
monthly birthstone list can be derived from the zodiac
birthstone.

The Tibetans, in ancient Tibet, had their own birthstone list.
That list of mystical birthstones is more than a thousand years
old.

Even the Indians have their Ayurverdic birthstone list, based
on that branch of medicine originating from India.

Eventually, in 1912, a modern birthstone list was compiled by
the National Association of Jewelers in Kansas with a specific
gemstone associated with each month of the year. This is the
list accepted in U.S.

According to this modern birthstone list, the birthstone for
January is garnet. For february, the gemstone is amethyst. March
calls for aquamarine, April's gemstone is the diamond. May's
birthstone is Emerald. For June, the birthstone is Pearl. Ruby
is the july birthstone while peridot is August's birthstone.
September calls for Sapphire. October's birthstone is Opal.
November calls for Citrine and the December birthstone is
Turquoise.

Throughout history, mankind has been fascinated with gemstones.
Their color, beauty and rarity cause men to prize them. So much
so that many stories and superstitions surround the various
gemstones.

Lore or not. Gemstones are beautiful and that alone makes them
wonderful gifts for women. The way they enhance the wearer's
looks, like the icing on the cake make birthstone jewelry
wonderful jewelry gifts for women.

The great thing about birthstones is that they make great
personalized gifts for women. After all, that gemstone is chosen
based on her birth month. When you want to get a woman jewelry
and aren't too sure which gemstone to get, you could use any of
these lists as a guide.

Yes, diamonds are a girls best friend and no woman would
protest if you give her diamonds. But if you want to get her
something more affordable, you could go for one of the more
affordable gemstones for her month.

About The Author: The birthstone list at
http://www.alljewelry.info/birthstone-list.php combines all
these lists together for a wider variety of monthly birthstones.
The author is the webmaster of http://www.alljewelry.info

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8a.: A Time to Hate

Posted by: "Joyce C. Lock" inspirations@insightbb.com ourheartandhis

Tue Feb 5, 2008 3:46 am (PST)

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------------------ ARTICLE START ------------------

A Time to Hate

These six things doth the Lord hate:
yea, seven are an abomination unto him:

- The Desolation of Abominations -

And when ye shall see Jerusalem compassed with armies,
then know that the desolation thereof is nigh.
Luke 21:20

A Proud Look ...

Doth our law judge any man, before it hear him, and know what he
doeth? An high look, and a proud heart, and the plowing of the
wicked, is sin.

He is proud, knowing nothing, but doting about questions and
strifes of words, whereof cometh envy, strife, railings, evil
surmisings, Perverse disputings of men of corrupt minds, and
destitute of the truth, supposing that gain is godliness: from
such withdraw thyself. For by grace are ye saved through faith;
and that not of yourselves: it is the gift of God: Not of works,
lest any man should boast.

Let nothing be done through strife or vainglory; but in lowliness
of mind let each esteem other better than themselves.

A Lying Tongue ...

I have not written unto you because ye know not the truth, but
because ye know it, and that no lie is of the truth.

The anointing which ye have received of him abideth in you, and
ye need not that any man teach you: but as the same anointing
teacheth you of all things, and is truth, and is no lie, and even
as it hath taught you, ye shall abide in him.

Wherefore if ye be dead with Christ from the rudiments of the
world, why, as though living in the world, are ye subject to
ordinances, (Touch not; taste not; handle not; Which all are to
perish with the using;) after the commandments and doctrines of
men?

Ye are bought with a price: therefore glorify God in your body,
and in your spirit, which are God's; and be not ye the servants
of men.

Hands that Shed Innocent Blood ...

Have we not all one father? hath not one God created us? why do
we deal treacherously every man against his brother, by profaning
the covenant of our fathers?

Thou hast ordained them for judgment; and, thou hast established
them for correction: for wherein thou judgest another, thou
condemnest thyself; for thou that judgest doest the same things.

In the day of prosperity be joyful, but in the day of adversity
consider: God also hath set the one over against the other, to
the end that man should find nothing after him. He causeth it to
come, whether for correction, or for his land, or for mercy. For
thou, O Lord, hast done as it pleased thee. For thou hast
created all things, and for thy pleasure they are and were
created.

Have hope toward God that there shall be a resurrection of the
dead, both of the just and unjust. For we are his workmanship,
created in Christ Jesus unto good works, which God hath before
ordained that we should walk in them. And to make all men see
what is the fellowship of the mystery, which from the beginning
of the world hath been hid in God, who created all things by
Jesus Christ. And that ye put on the new man, which after God is
created in righteousness and true holiness. For by him were all
things created, that are in heaven, and that are in earth,
visible and invisible, whether they be thrones, or dominions, or
principalities, or powers: all things were created by him, and
for him.

Lie not one to another, seeing that ye have put off the old man
with his deeds; And have put on the new man, which is renewed in
knowledge after the image of him that created him: Where there is
neither Greek nor Jew, circumcision nor uncircumcision,
Barbarian, Scythian, bond nor free: but Christ is all, and in
all.

Put on therefore, as the elect of God, holy and beloved, bowels
of mercies, kindness, humbleness of mind, meekness,
longsuffering; Forbearing one another, and forgiving one another,
if any man have a quarrel against any: even as Christ forgave
you, so also do ye. And above all these things put on charity,
which is the bond of perfectness. And let the peace of God rule
in your hearts, to the which also ye are called in one body; and
be ye thankful.

A Heart that Deviseth Wicked Imaginations ...

Do ye imagine to reprove words, and the speeches of one that is
desperate, which are as wind? Which imagine mischiefs in their
heart; continually are they gathered together for war. Deceit is
in the heart of them that imagine evil: but to the counsellors of
peace is joy.

Let none of you imagine evil against his brother in your heart.

Feet that be Swift in Running to Mischief ...

The spirit lifted me up, and brought me unto the east gate of the
Lord's house, which looketh eastward: and behold at the door of
the gate five and twenty men ... Then said he unto me, Son of
man, these are the men that devise mischief, and give wicked
counsel in this city: Which say, It is not near; let us build
houses: this city is the caldron, and we be the flesh.

But this I say, brethren, the time is short: it remaineth, that
both they that have wives be as though they had none; And they
that weep, as though they wept not; and they that rejoice, as
though they rejoiced not; and they that buy, as though they
possessed not; And they that use this world, as not abusing it:
for the fashion of this world passeth away.

And why call ye me, Lord, Lord, and do not the things which I
say?

A False Witness that Speaketh Lies ...

The things of God knoweth no man, but the Spirit of God. As the
natural man receiveth not the things of the Spirit of God: for
they are foolishness unto him: neither can he know them, because
they are spiritually discerned.

Woe unto them that call evil good, and good evil; that put
darkness for light, and light for darkness; that put bitter for
sweet, and sweet for bitter! When their judges are overthrown in
stony places, they shall hear my words; for they are sweet.

This then is the message which we have heard of him, and declare
unto you, that God is light, and in him is no darkness at all.

Stand in awe, and sin not: commune with your own heart upon your
bed, and be still. Selah. Wait on the Lord: be of good courage,
and he shall strengthen thine heart: wait, I say, on the Lord.
He healeth the broken in heart, and bindeth up their wounds.

When wisdom entereth into thine heart, knowledge is pleasant unto
thy soul. Let not mercy and truth forsake thee: bind them about
thy neck; write them upon the table of thine heart.

The word is nigh thee, even in thy mouth, and in thy heart: that
is, the word of faith, which we preach.

And the Lord said, Who then is that faithful and wise steward,
whom his lord shall make ruler over his household, to give them
their portion of meat in due season?

Thus shall ye say every one to his neighbour, and every one to
his brother, What hath the Lord answered? and, What hath the Lord
spoken? And all the people shall hear, and fear, and do no more
presumptuously.

He that Soweth Discord Among Brethren ...

Be not deceived; God is not mocked: for whatsoever a man soweth,
that shall he also reap. For the kingdom of God is not in word,
but in power.

Hate the evil within yourself,
love the good in others
and, thereby, establish true
judgment in the gate.
Amos 5:15a (par.)

The fear of the Lord is to hate evil: pride, and arrogancy, and
the evil way, and the froward mouth, do I hate. For I the Lord
love judgment, I hate robbery for burnt offering; and I will
direct their work in truth, and I will make an everlasting
covenant with them.

Thou shalt not hate thy brother in thine heart: thou shalt in any
wise rebuke thy neighbour, and not suffer sin upon him.

Thou shalt not do so unto the Lord thy God: for every abomination
to the Lord, which he hateth, have they done unto their gods; for
even their sons and their daughters they have burnt in the fire
to their gods.

Neither shalt thou set thee up any image; which the Lord thy God
hateth.

Shall even he that hateth right govern? and wilt thou condemn him
that is most just? The Lord trieth the righteous: but the wicked
and him that loveth violence his soul hateth.

Howbeit I sent unto you all my servants the prophets, rising
early and sending them, saying, Oh, do not this abominable thing
that I hate. But they hearkened not, nor inclined their ear to
turn from their wickedness, to burn no incense unto other gods.
They hate him that rebuketh in the gate, and they abhor him that
speaketh uprightly.

He that killeth an ox is as if he slew a man; he that sacrificeth
a lamb, as if he cut off a dog's neck; he that offereth an
oblation, as if he offered swine's blood; he that burneth
incense, as if he blessed an idol. Yea, they have chosen their
own ways, and their soul delighteth in their abominations. Isaiah
66:3

I say unto you, That whosoever is angry with his brother without
a cause shall be in danger of the judgment: and whosoever shall
say to his brother, Raca, shall be in danger of the council: but
whosoever shall say, Thou fool, shall be in danger of hell fire.
He that receiveth whomsoever I send receiveth me; and he that
receiveth me receiveth him that sent me.

He that hateth me hateth my Father also. If I had not done among
them the works which none other man did, they had not had sin:
but now have they both seen and hated both me and my Father. But
this cometh to pass, that the word might be fulfilled that is
written in their law, They hated me without a cause.

----------------------------------------------------------
© 2007 by Joyce C. Lock, KJV
http://iam.homewithGod.com/glimpsesofgod/
Scriptural methods of Bible study illustrated,
a.k.a. the old paths; as it is written in the prophets,
they shall be all taught of God.
----------------------------------------------------------

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9.: Lebanese News: Getting A Clear Picture From The Middle East

Posted by: "Alissa Haddad" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 4:11 am (PST)

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Article Title: Lebanese News: Getting A Clear Picture From The
Middle East
Author: Alissa Haddad
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The top news of the day reaches millions of people daily via
the Internet. You can catch up with the geo-political and
environmental issues, as well as the latest Lebanese news
sprinkled with interesting blogs and videos chronicling the
lighter side of life about the people, culture, and events in
Iraq, Egypt, Lebanon, Greece, Israel and more.

The Advantage of Getting News Online

Reading the morning's newspaper over a cup of coffee is a
time-honored ritual. But the Internet has changed all that. The
newspaper is contested by online news that include riveting
videos and virtual tours. The "close encounter" experience
heightens your satisfaction of reading Lebanese news and
international summits for global concerns. On top of all this,
you are alerted to breaking headlines minute by minute.

Online sites provide access to the different headlines from
several top Middle East newspapers churning out the day's events
from all over the globe. You can also have your choice of
different Middle East newspapers and your daily dose of: World
News, Lebanese News, Middle East News, Our Planet, and World
Sports.

The different broadsheets - Nahamet News, Daily Star-News
Briefs, Ya Liban News, Daily Star Local, and Google News Lebanon
provide more than news. You can gloss over the editorials,
interviews, technology, business, health, culture, classifieds,
and entertainment. These always give the latest and most
intriguing pieces on World News.

Unlike the newspaper that's tossed to your proverbial lawn,
your online news won't be chewed up by the dog. Rain or sun and
day or night, you have your news in your computer. A good
Internet connection provides non-stop news feeds.

Getting the Best from Online News

The online sites are easy to navigate. The items are
categorized according to blogs, newspapers, politics, business,
Lebanese sports, and videos. All but the video and blog sections
have drop-down menus to provide you a selection of newspapers.
In the blogs section, the drop-down menu lists the bloggers of
the different newspapers. For videos, you will be immediately
directed to Yahoo! Videos.

If you are into Middle East news and want to say your piece
about the events, you can post your comments about the press
releases. The available chat feature and discussion forum
instantly connects you to other Lebanese news aficionados.

If you're looking to expand your business, or eyeing an
opportunity in the import and export business, or simply looking
for financially rewarding breaks, you can always go over the
classifieds.

Thinking about someplace that offers a new experience? The
Middle East should top your list. Hunt for the best place to
stay by region, restaurants to dine in, and stores to scour for
interesting trinkets, rugs, jewelry, and excellent wines in the
newspapers' directories. The transport and travel guide with a
list of interesting places can help you map out your visit to
the Middle East, where a fascinating mix of the cosmopolitan and
eastern mystic continue to enthrall tourists.

Reading up on Lebanese news provides you another window to look
at the picture of the Middle East. It is not all about political
issues; it is also about learning how the other half survives in
a time of turmoil, prosperity, and recovery. For the country's
expats, keeping up with the news is the best way to keep in
touch with the homeland.

About The Author: Lebanese news (http://www.lebnews.com)
provides you with the best and the latest in Middle East news
(http://lebnews.com/7.html) and environmental news
(http://lebnews.com/8.html). Visit http://www.LebNews.com today.

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10.: Bichon Frise: The Perfect Companion Dogs

Posted by: "Betty Andrews" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 4:12 am (PST)

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Betty Andrews

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Article Title: Bichon Frise: The Perfect Companion Dogs
Author: Betty Andrews
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The cuddly little Bichon Frise is friendly, affectionate and
fun to be with, ideal if you want some undemanding
companionship.

Bichon Frise are an American Kennel Club registered breed - a
'pedigree' dog - but these cute little bundles of silky
long-haired fur certainly don't act like aristocrats. They're
just the ideal 'fur baby' cute, easy to care for, and devoted to
their owners.

These lovely little dogs usually weigh about 10 lbs or so,
maybe a little more or less, and don't often come much higher
that a foot - usually a bit smaller. They often have shiny
black-button eyes and are famous for their thick fluffy white
coats. The tail is a magnificent plume which floats proudly
above the back.

Perfect Dogs as Family Pets

Bichons are a great choice for families with young kiddies,
because they love children and have very placid temperaments.
Your new-schooler will be safe with this breed, in normal
circumstances.

But it's not a good idea to leave a Bichon Frise - or in fact
any dog - alone with an infant, because although the Bichon are
very gentle and won't usually bit, rough handling by a little
one too young to know better can be injure this cute little dog,
who is too small and fragile to stand up to much rough-housing.

This breed is friendly; not a problem around other dogs - and
unusually, they even get on well with cats, especially kittens!

But it's alwys a good idea to start socialising your dog early.
You can pick up some great free tips on training your Bichon at
http://www.DogFav.com

Bichon Frise Pine If Left Alone at Home All Day

These affectionate littel pooches love people and will pine if
left alone all day. Not the dog for two-career families! Your
Bichon Frise needs lots of love and attention and is, in many
ways, more like a small child than a self-sufficient animal.

Are Bichon Frise Happy With Apartment Living?

Bichons are a lot more contented than most dogs when kept in
small spaces. Your Bichon Frise loves you, wants to be with you,
and if you are there, won't mind much where "there" is!

Just take your fur baby for a gentle daily stroll and that will
be "outdoorsy" enough for him...

How Easy Is It To Housebreak The Bichon Frise?

The sooner you begin to teach any pup simple commands the
better, but the Bichon Frise is easy to train, being
affectionate, eager to please, too lazy to be 'naughty', highly
intelligent, and small enough that when he does get something
wrong you can simply pick him up and set him right.

Your Bichon Frise and Other Dogs

Puppy obedience classes are a good idea for any breed,
perfoming the twin functions of teching your puppy to obey and
socialising him to other dogs. This is particulary true for
Bichon Frise, who are eaxtremely sociable animals who will learn
more easily and happily when surrounded by other dogs.

How Much Grooming Does a Bichon Frise Need?

This breed simply adores all the fussing, grooming, training,
pampering, and ATTENTION that a show dog gets! Of course,
there's no need to show your Bichon, but the breed takes very
happily to the show ring.

Your lively little pet's aptitude for learning and ready
obedience may just convince you to take to the show circuit,
even if right now that's not something you plan on. Bichons are
easy to groom because of this characteristic.

What Do Bichon Frise Eat?

Bichon Frises are easy to feed. They like all kinds of
different diets and are not expensive to satisfy, not fussy
eaters at all.

It's always best to feed your puppy soft foods and lots of
milk, and to get him accustomed to having you brush his teeth.

Do Bichon Frise Have Delicate Health?

Bichon Frises are an ultra healthy breed. The breed has no
associated health problems, unlike some pedigree dogs with
inherited illnesses which are costly to treat.

With a Bichon Frise, your vet bills are likely to be small. But
little dogs like this are always fairly likely to have some
dental problems, so you may want to pick up our Free Vet's Guide
to dog care at http://www.DogFav.com to help you keep the vet
bills low and your dog free from toothache!

Caring Well For Bichon Frise

These dogs do need lots of grooming. You will need to brush out
your Bichon's fluffy coat frequently or he will soon stop being
a beautiful, elegant little dog. You will also need to have his
coat cut and shaped at least once a month. For full grooming
info, just take a look at our dog care articles on
http://www.DogFav.com

So, Is This Puppy The Right Dog For You?

If you want a pet who glories in long hikes through the woods,
definitely not! Try a spaniel. If you want a fluffy bundle who
will be happy alone at home, no way! Try a Yorkie. But if you're
looking for a sweet and affectionate little dog who will love
you and give you no cause for anxiety, then the cuddly Bichon
Frise may be the right dog for you.

About The Author: BETTY ANDREWS runs http://www.Dogfav.com and
works as a part time Administrator and full time Mom - to 2
kids, 3 dogs, and a guineapig! Betty's spiritual home is in San
Francisco, but right now she's living in Cyprus because that's
where her other half is stationed. Her hobbies are embroidery
and ballroom dancing; her fav leisure activity is "anything to
do with the ocean". Betty also has a column on Newsvine. You can
get to know Betty better at FaceBook
http://profile.to/BettyAndrews

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11.: Re-defining CRM For Small Business: Forget Yesterday's Telephone Lis

Posted by: "Nahshon Wingard" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 5:11 am (PST)

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As a small business owner with only two employees, you might
think it's out of your league to take customer relationship
management software seriously. You hold on to your customers'
telephone list because it's the only way you can get in touch
with them to announce discounted sales or the arrival of new
stocks. How about re-defining CRM for small business?

Defining CRM as More Than Customer Tracking

Small business owners understand the value of taking care of
their customers. They greet them warmly when they saunter up the
counter, and they immediately announce that there are new items,
perhaps they'd like to look at it? The shelf is pointed out and
the customers thank them for the tip and quickly amble down the
aisle to view the colorful array of imported goods.

This is simple CRM at work and customers find this endearing.
But does one define CRM for small business as an outdated public
relations strategy? No. Small businesses do no underrate such
practices. Instead, they bring this art to higher level - they
are now tracking their customers' buying cycles and follow up on
promising leads. How and when to do the latter, a CRM software
can help the business decide.

But small businesses may not be able to afford the cost of CRM
software. Managing the software applications annually quadruples
the cost of the purchase. However, small or medium-sized
business can always have better options to cater to their needs.
In defining CRM their way, they have to plan the purchase around
their budget and their requirements.

Small businesses realize that a telephone list is not enough
anymore if they want to augment data, track complaints, monitor
payments made to suppliers, and follow up leads. These
requirements will help them decide on the CRM software perfect
for their business. In sum, the information will help businesses
keep track of their performance in all levels that contribute to
defining CRM policies and practices to their advantage.

CRM - More than Strategies

CRM problems can be resolved with CRM software solutions. The
strategy of tracking customer spending habits is hooked up to
their credit card providers to get the information. Updated
tracking will provide the data businesses will need to
strategize and to capitalize on consumer spending and increase
employees' productivity.

Another solution provided is the tool which allows online
collaboration to discuss performance targets, to-do lists, and
share files and messages. This is the neatest way to beat
time-consuming start-ups and plugging.

CRM is no longer the passive long telephone list. The broad
spectrum approach makes management of data easier and faster to
keep customer focus well within sight. Defining CRM strategies
run the gamut from identifying and defining what makes CRM tick.

In looking for the effective strategy, businesses need the
information to base their analysis and forecasting without going
off the tracks of their policy and agenda and without
sacrificing that interpersonal approach. Customers are still
people and not statistics, after all.

Defining CRM strategy as a means of knowing what information
you want and how you want to use this. Do you want to share this
information with key people and business associates?

The strategy should also be decided on your budget. As a small
business owner, you can choose several options for your CRM
software that will define CRM strategies for your company. A
small business like yours need not shy away from the latest CRM
information technology.

About The Author: If you're defining CRM
(http://www.crm-software-guide.com/crm-defining.htm) the same
old way, take the extra step and know the benefits of CRM
(http://www.crm-software-guide.com/what-is-crm.htm ) and the
history of CRM
(http://www.crm-software-guide.com/history-of-crm.htm ). Visit
http://www.CRM-Software-Guide.com today.

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12.: Training A Dog

Posted by: "David Beart" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 5:11 am (PST)

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Training a dog can be enjoyable and rewarding. Whether
conducted in a private setting or a classroom setting, it
requires consistency, direction and firmness. In general, dogs
are eager to please, but teaching them new skills takes time and
energy.

It's not necessary to have formal training to teach a dog
behavioral skills. It is necessary, however, to be consistent,
firm and loving, while making it fun. When dogs know what to
expect from their masters, they're much more likely to comply.
Here are a few tips to make your training experience a rewarding
one for both you and your pet.

First of all, it's important to begin training as soon as you
bring a dog into your home. Whether you have a puppy or an older
dog, it's important that it knows who's in charge. As dogs are
pack animals, they need to know their role in the hierarchy of
the home. Once the dog can identify its master as the leader, it
will be much easier to teach it necessary commands. Some dogs
may always test their boundaries, but knowing they have a set
role in the family gives them a measure of comfort.

Secondly, make it fun for the dog. Speaking in a soothing,
encouraging voice, and lavishing praise on your pet when it
follows direction helps reinforce the lesson learned. If a dog
thinks sitting, staying or fetching is fun, it will be more
likely to perform on command. When training a dog, it can be
frustrating in the beginning if the dog doesn't follow
direction. If this happens, stop the training session. Dogs can
sense stressful situations, and react accordingly. Lessons
should be enjoyable for a dog. Practicing positive reinforcement
goes much further than teaching a dog to fear its master. If it
thinks it's playing a game, it's more interested in
participating.

Next, be consistent. If you're teaching a dog the "sit"
command, and it's rewarded whether it sits or not, it won't
learn the lesson. Follow through is critical during training. A
dog must be able to identify consequences for its actions. If it
carries out the command, it's praised. If it doesn't do what's
been asked, it isn't. Sending mixed messages to the dog will
make training that much more difficult.

Use the same hand signals and/or simple verbal commands for
each lesson. If you're teaching your dog to stay off the sofa,
repeating the same word, such as "off," each time is much more
effective than using different words, like "down" and "go,"
interchangeably. The dog needs simple, clear, consistent
direction to best understand and carry out its duties.

Also, every member of the family must commit to taking part in
training the dog. If one parent enforces the rules, and someone
else in the home doesn't, the dog will quickly figure out that
it can get away with misbehaving, and all the work the trainer
did can unravel.

Dogs can get bored with lengthy training sessions. Positive
gains can be seen in just a few minutes per session. Focusing on
one trick for too long can cause the dog to tune out entirely,
while shorter sessions spread throughout the week can be
effective and enforce lessons. As your dog learns tricks, add
new ones. This way, their confidence grows when they can respond
to commands they're familiar with, but they can look forward to
learning something new. They enjoy pleasing their masters, and
can withdraw if they sense that they're not doing so.

Formal obedience training is also an option, for owners who
would like to reinforce lessons they're teaching at home.
Professional trainers have experience with a wide variety of
different breeds and temperaments, and adjust their teaching
methods accordingly. Also, group training is a great time to
work on socializing your dog, or teaching it to be more
comfortable around and tolerant of other dogs.

A common reason dogs are dropped off at shelters is because
they're not trained. Generally, it's a simple matter of spending
enough time with the dog, and consistently enforcing rules. Not
only is it rewarding for the dog, it's rewarding for the master
as well. When a dog performs a newly-learned command for the
first time, it's cause for celebration. Not only is a
well-behaved dog a joy to be around, but training a dog can
create an unbreakable bond between dog and master.

About The Author: David Beart is owner of the
http://www.professorshouse.com Professors House, a site
dedicated to family, relationships,
http://www.professorshouse.com/pets/dogs/dog-training.aspx dog
training, and household issues.

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13.: How Seiko Kinetic Watches Compare With Citizen Eco-Drive For Divers

Posted by: "J Allen" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 5:12 am (PST)

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Both these companies make great products, but they do so
utilizing completely different technologies. So which is best,
and further more which is the better choice when considering
purchasing a dive watch.

On the one hand, Seiko kinetic dive watches utilize motion, or
kinetic energy derived from movement, while the Citizen
Eco-Drive watch incorporates solar panels to capture energy from
various light sources. On the surface, the most observable
difference is that the latter relies on fewer moving parts.

Of course, fewer parts is always better in terms of long-term
reliability, however in the case of a watch it's likely more of
a moot point since analog watches are already composed of more
parts than one could count, so what real difference will a few
more make.

First, some history on how both these power systems function
will be useful before drilling down to deciding which is best.
Obviously, this discussion has nothing to do with watches
requiring daily winding either. Leave that to the over-priced
Rolex still lost in the last century.

Seiko pioneered the self-winding watch back in 1980. They came
up with a way to translate the motion of the wearers arm
movements into the mechanical energy necessary to wind the
watches mainspring. The fancy word kinetic simply means
motion-generated mechanical energy.

They do this by having arm motion swing an odd-shaped rotor,
weighted heavily on one side, around a winding mechanism that,
with the use of special reversed gearing, will only move in one
direction. The result is a winding of the mainspring over time.

This in itself will keep the watch wound as long as it's worn
and thus receiving kinetic energy input. But if left off the arm
for a day or two, it will stop. This is especially important
since the focus here is on dive watches, which might not be worn
as a regular everyday watch.

To resolve this problem, Seiko added a battery as a place to
store the excess kinetic energy. Assuming the battery is fully
charged, the watch can now be left lying still for months or
even years and still not require winding.

Instead of kinetic energy, Citizen developed a way to utilize
light as a power source. And it doesn't even need to be sunlight
– any light source will do fine.

To accomplish this, Citizen places tiny solar cells on the
faces of their Eco-Drive watches. These cells are what transform
light into electrical energy. This energy is then collected and
stored in energy cells, sort of like a battery, that will then
supply power for extended periods, even without light.

Again, since the underlying subject is really about dive
watches, this is especially useful for someone who only uses the
watch for diving, as opposed to wearing it everyday. By storing
up energy for later use, these watches can be left idle for
extended periods, and still show the correct time upon their
next use.

In fact, a lot of the newest models, both solar and kinetic,
have something called hibernation mode, where after sensing no
movement for an extended period, the hands and dial functions
stop moving to save energy. However, the quartz movement will
keep on calculating the correct time, so once the watch is moved
again, the sensors activate and reset with current data.

Battery technology has come quite far along too, so were now
close to the point where this storage cell or battery, could
last beyond the lifetime of the wearer. That means the battery
would never need replacing, making these watches super friendly
to the environment.

So which one is best? Well, if the watch is worn with any
amount of regularity, it appears to be a toss up, and either
energy source will work fine. You can also see that either type
watch can be left idle for long periods of time ranging from
months to years, and continue to keep correct time.

I suppose if one left the Citizen Eco-Drive watch in a drawer
long enough, it would eventually stop from lack of light, but
then again, so would a Seiko kinetic watch from lack of wrist
movement.

At the end of the day, it's somewhat unlikely one will purchase
any watch just to leave it lying around for years, so the answer
has to be that both energy generation techniques will work well,
and it becomes a matter of personal preference.

About The Author: Read more on Seiko kinetic dive watches at
http://www.mydivewatch.com/kineticdivewatch.htm or find Seiko,
Citizen and others at http://www.mydivewatch.com/sediwa.html

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14.: Top Kenya Safari Lodge Is Shompole Overlooking The Great Rift Valley

Posted by: "Peter R Stewart" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 5:12 am (PST)

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Finding the best lodges to stay in when you are on a Kenya
Tanzania Safari is obviously a priority and fortunately very
close to the border between the two countries is Shompole Lodge.

It sits on the Nguruman Escarpment overlooking the vast plains
and volcanic hills of the Great Rift Valley in Kenya. In fact it
is also very close to the soda Lakes Natron and Nagadi, and lies
in the arid no man's land between Kenya and Tanzania in a
private conservancy in over thirty thousand acres, overlooking
riverine forest and sun baked plains.

If eco tourism is something that matters to you, then the
partnership between the owners of Shompole and the local Maasai
people is beginning to show results in the goal of creating self
sustaining tourism, and the animals are beginning to return in
some numbers..

There are eight tented cottages, consisting of four doubles,
two twins, and two suites with water being a feature. It flows
from a natural spring through each room and then ends in private
plunge pools which can be relaxed in, so you can just be
mesmerised by the breathtaking views laid out below you. In
addition the flowing water acts as a source of cooling.

The rooms themselves have been made of naturally occurring
white quartz stone, with pale thatch, Hessian, and fig wood, all
the open tented rooms are huge and cooled by the breezes.
Naturally they have ensuite facilities, with hot showers on
demand and private sun terraces.

The views from everywhere at Shompole are stunning none more so
than from the absolutely sensational infinity pool looking out
over Shompole mountain.

Shompole is an extraordinary place to spend a part of your
Kenya Tanzania Safari, where you can just relax by the pool
gazing in wonderment at your surroundings, as you sip a cool
drink and read a book.

However you have come to Shombole to see Game, to walk in the
Great Rift Valley, and there is ample opportunity for you to do
this. There are walks, game drives, river trips on the Ewaso
Nyiro River and sundowner visits to lake Natron to see the young
flamingos, and you could even witness a leopard as the sun goes
down.

The Game Drives are in open 4x4 Toyota Landcruisers.

At Shompole you will be on full board which includes all meals
laundry, safaris, airstrip transfers, and all drinks except
champagne. The airstrip at Shompole is half an hours flying time
from Nairobi, and the same time from the Mara, but if you want
to drive it will take you over three hours from Nairobi.

Shompole Lodge is a real wilderness retreat, where you will
enjoy great food, great views, a great atmosphere, and possibly
have the most fantastic Kenya Tanzania Safari you could possibly
ever have. It would be a great place to spend your honeymoon,
especially as under normal circumstances there will be no
children under the age of twelve.

So don't book your safari holiday in Kenya without closer
examination of this particular Kenya Safari Lodge.

For more information about Worldwide Vacation Spots go to
http://www.worldwidevacationspots.com/categories/Vacations-in-Africa/

About The Author: Peter Stewart writes exclusively for
http://www.in-kenyasafari.com as well as
http://www.worldwidevacationspots.com and has visited personally
many of the places he reports on, and has done extensive
research on the others

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15.: Health Insurance That's Available For Everyone

Posted by: "Julian Adams" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 6:11 am (PST)

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If you look in a newspaper, you will probably see that every
day there is a different article about health insurance. It
doesn't matter what country you come from, whether your country
offers universal health coverage or you have to buy your own
individual health insurance, health insurance and health care
are really hot topics.

If you are wondering whether or not there is a health insurance
policy for you and your family, take note, because finding
affordable health insurance is difficult to do, but definitely
possible. If you are looking for individual health insurance for
yourself, one of the best places to look is, of course, at your
place of employment. Even if you aren't working full time,
chances are your employer will be able to offer affordable
health insurance at a discount to its workers. They are able to
offer this health insurance because they can get a discount for
having lots of participants.

Another place you should look for health insurance is from your
government. Even if your country doesn't offer universal health
coverage, there are still a lot of programs that can give health
insurance to people who need it. If you are trying to cover a
child or an elderly family member, there is probably some sort
of government agency that can help you out or at least point you
in the right direction to getting the care that you need.

If you do have the financial means to buy a health insurance
policy yourself, it is easy to find individual health insurance
from a lot of private companies. Individual health insurance
doesn't have to be expensive, especially if you just buy a
policy to cover major procedures and emergency services. If you
are someone who doesn't visit the doctor very often, getting a
health insurance that covers regular doctor's visits might not
be right for you. You can end up paying hundreds of dollars more
per month for this type of policy than if you just signed up for
one that covered only emergencies and major medical care.

The best way to find health insurance is to contact a couple of
companies and see what they have to offer. A lot of these
companies will even send you quotes and information about the
policy online, which makes it easier to find the right fit for
both your health and your budget. By shopping around, you are
going to be able to learn a lot about health insurance and find
an affordable health insurance for yourself.

You may think that health insurance is expensive, and no one is
going to deny that. But, paying for a doctor's bill, a trip to
the emergency room, or something else out of your pocket is
going to be a lot more expensive than getting insurance in the
first place. There are plenty of places to look and find health
insurance for you and your family, you just need to know that
there are options out there for everyone. It all depends on your
preferences, the number of times you usually go to the doctor's
office, and your age and state of health. If you don't have
health insurance already, you should definitely check on getting
it from a private company to safeguard your health.

About The Author: Quoteme.ie is Irelands leading specialist
broker dedicated to providing their clients with cheap health
insurance quotes online. To find out more about www.quoteme.ie
then check out our cheap health insurance online at
http://www.quoteme.ie/irish-health-insurance/vivas.html.

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16.: Miniature Artists

Posted by: "Veronica Scott" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 6:11 am (PST)

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Author: Veronica Scott
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Artists of miniature works have often been set aside as being
insignificant, unfortunately, as a result of the
larger-than-life work of their "big art" counterparts, but the
art of miniatures is certainly an art form worth looking at and
examining closer. Miniature artists, meaning those that work on
small-scale artistic pieces, have tremendous skill and patience.
With some projects being miniscule, the patient resolve of a
miniature artist is truly a sight to behold.

There are many top professionals in miniature art, many of whom
have likely not reached levels of fame occupied by other more
famous artists. Nonetheless, miniature art is a popular field
and has various associations working in support of miniature
art. There are several miniature art societies and clubs that
encourage and promote miniature art work through various gallery
showings, auctions, and promotional campaigns. The world of
miniature art is – pardon the pun – growing.

Miniature Painting

Miniature painting is often one of the most painstaking
processes to imagine, as paintings that are no more than three
inches wide by three inches tall can contain some of the most
intricate detail imaginable. The idea of painting something so
miniscule can be staggering for those with no experience in
miniature art, but for a miniature artist it is simply another
day at the office.

Miniature art societies, like the World Federation of
Miniaturists, have highly held standards of size measurements
that all miniature art must meet. For the most part, the global
standard on all miniature art is that the piece may not be
larger than one hundred square centimetres or slightly over
thirty-nine inches. There are different size definitions for
different pieces of art through different societies, however,
but most specifications match art that can be held in the palm
of one's hand.

Miniature painting was said to be first popularized in the 16th
century in Europe, as portrait miniatures became fashionable.
Portrait miniatures were used to introduce people to one another
over long distances, as large pieces of art simply would not
travel well and the convenience of smaller portraits made for
easier transport. Most early miniature paintings took place
using watercolor on vellum, but miniatures would also be painted
on ivory or various enamel surfaces.

Miniature Construction

Miniature construction is also popular, as built-to-scale
models of famous buildings or architectural structures are
renowned around the world. There are many examples of
scale-model building around the world, from miniature versions
of the Taj Mahal to the Empire State Building. The painstaking
construction of these miniatures is famous, too, as the patience
of the artists is definitely something to be admired.

Miniature construction comes in smaller, more basic scales as
well. Dollhouses, model cars, figurine collections, and other
toy items are often considered to fall under the umbrella of
miniature art, too. Some dollhouses are tremendously detailed,
right down to the stove and miniature fireplace within. There
are many examples of miniature construction art in everyday life
that draws attention to the art form and represents the true
creativity that is alive and well in the world of miniature art.

About The Author: Learn more about the fascinating world of
miniatures. Visit http://www.themagicaldollhouse.com today for a
great selection of wooden doll houses and dollhouse accessories
from top miniature companies.

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17.: What You Need To Know About Fixed Rate Mortgages

Posted by: "Ajeet Khurana" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 6:11 am (PST)

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There has been a lot of press lately about the different types
of loans and you may have heard of a fixed rate loan. These
loans are actually pretty simple to understand and preferable to
many consumers. Before you accept one of the adjustable rate
mortgages that are out there and really appealing at first, you
should consider what a fixed rate mortgage will bring to your
life and if it is something that will work for you.

The Fixed Rate Mortgage

A fixed rate mortgage is a mortgage loan that offers the same
interest rate through the duration of the term of the loan. It
seems like this would be the way that all loans are, but today
there are many different types of loans, many of which feature
interest rates that will adjust, float, or change over time.

A fixed rate mortgage should also not be confused with an
interest only mortgage, a graduated payment mortgage, and
adjustable rate mortgage, negative amortization mortgages, or
balloon payment mortgages. Some of these other mortgages may
have periods of fixed interest but then they all change and
fluctuate.

When you take on a fixed rate mortgage you should be aware that
your payments will stay about the same but there may be some
things that will change the amount of your monthly payment from
year to year. While your home will be being paid off and your
interest will stay the same there may be changes in your escrow
plan such as the cost of property taxes and insurance that will
change, and therefore change the amount of money that you pay
each month. These changes have nothing to do with your interest
rate and should be easily explainable.

Fixed rate loans are generally the best for those that plan to
stay in their home for a good while, if not the whole term of
the loan. If you buy a home and you only plan to stay in it for
two of the 30 year mortgage than you might want to consider an
adjustable rate mortgage that may offer a lower interest may not
change at all during this time. If you plan to stay in your
home for at least five years than a fixed rate is a good idea
because you do not want to have to worry about what your
interest rate will be in four years.

Many consumers have found themselves in trouble five, ten, or
even 15 years down the road when their adjustable rate mortgage
has an interest rate that is so high that they simply cannot
make the payments. For this reason, if you believe that you
will be staying long term you should go for the fixed rate.

Many people believe that fixed rate mortgages are not as good
because their rates are not as good as the introductory rate of
an adjustable rate mortgage, but this is not the case. When you
compare the average interest rate of the other mortgages to the
fixed interest rate, you will likely see that the fixed rate
ends up saving the homeowner more in the long run. Each
consumer is unique and needs to consider their options and what
will work them but many find that the fixed rate mortgage is
most advantageous.

About The Author: Given the economic climate that we live in,
people are interested in fixed rate mortgages at
http://www.comparethem.co.uk/mortgages/fixed-rate-mortgages/ Get
mortgages at http://www.comparethem.co.uk/mortgages/ Visit
http://www.comparethem.co.uk/

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18.: Make Your Car Insurance Search Online The Easy Way

Posted by: "David Thomson" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 6:12 am (PST)

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A far better way of looking for the cheapest car insurance than
looking yourself is to allow a broker to make a car insurance
search on your behalf. By doing so you will not only save
yourself money on cover, but also get your insurance quicker.
This is because brokers know where to go when it comes to making
savings.

It is also important for those who already have motor insurance
to shop around and not just take a renewal on their policy year
after year. While you can get a great deal when first taking out
a policy, your insurance will normally creep up year after year.
This means that many individuals who stick with their existing
provider instead of getting a fresh quote could be paying way
over the odds for cover.

A broker is without a doubt the easiest way when it comes to
your car insurance search. They have access to the whole of the
market place and will know from experience which insurers are
more likely to be able to save you money. The cost of insurance
will be based on many factors and there are many ways in which
you can help to reduce the cost.

Some thought should be given to the type of car (ie the engine
size) because this can go a long way to keeping down the cost.
The bigger the engine size, then the more you can be expected to
pay - a smaller model will cost less. If you do not need a large
car then stick with a smaller vehicle because when insuring it
you will save money.

Of course the amount of no claims bonus is one of the best ways
to keep the cost of insurance down. The more experience you have
when it comes to driving the better. If you have held a policy
for many years and have never claimed against it you are able to
make excellent savings.

Certain criteria such as whether you are a young driver, an
older one or a woman driver can also affect the price of your
car insurance. However there are insurance companies who will
specialise in dealing with insurance for these and this is where
you will get the best deal on your cover. A broker can take this
into account and fix their search with those lenders who are
most likely to offer the cheapest premiums. They are also able
to do this in the shortest time possible.

When making your car insurance search online then allowing a
specialist car insurance broker website to do it on your behalf
is the best way to make huge savings. However you should always
check the small print of any quote you are considering taking
out. The terms and conditions are where you can find what will
be included in your cover and what is not. Some policies can
come with extras included which of course can be to your
advantage and this is where you are able to find them.

About The Author: David Thomson is Chief Executive of
BestDealInsurance (http://www.bestdealinsurance.co.uk) an
independent specialist broker dedicated to providing their
clients with the best deal on their home, motor and life
insurance.

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19.: Who Is Dora The Explorer?

Posted by: "Amy Nutt" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 7:11 am (PST)

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Dora the Explorer is the Hispanic title character in an
animated cartoon for children. Dora made her premiere in 1999 on
Nickelodeon, and by the year 2000 her show had become a network
staple. In 2005, she became the first Hispanic character balloon
to grace the Macy's Thanksgiving Day Parade.

Dora is a cheerful, energetic and enthusiastic child with a
wide circle of friends and a close and loving family. Each
episode finds her character embarking on a mission to do a good
deed or to help a friend. The mission usually consists of Dora
going to three specific locations where she must find things or
complete certain tasks. Sometimes Dora requests help from the
audience to locate missing objects or to handle a situation.
Needless to say, all of her adventures end in success.

At the end of each show, Dora and her supporters celebrate
their victory and encourage the people watching the show to
think about their favorite part of the day's adventure.

Dora is usually accompanied by her best friend Boots, a monkey.
She is also aided in her quest by her magic purple backpack and
her wise geography-savvy singing map. Other minor characters
often put in helpful appearances as well.

All heroines, of course, must have an enemy to oppose them.
Dora's rather benign enemy is Swiper, who does his best to swipe
the objects Dora needs to find to complete her quest. (hence his
name). Swiper is portrayed as more annoying than evil and can
sometimes be talked into returning stolen items or even
performing a helpful act like rescuing a puppy.

The animation is bright, and the simple plotlines and catchy
tunes are designed to delight children (and their parents) while
passing along important messages about appreciating different
cultures, valuing friends and family, and being willing to work
to reach a goal.

Dora the Explorer has been considered an educational character.
Children learn some basic Spanish words and phrases. Dora is
presented with a problem in each episode. She solves the problem
using basic nouns, adjectives and commands which she asks the
children to repeat after her. When children watch her, they are
being part of the program, as they are asked to be active
participants. Parents often hear to their kids talking in front
of the screen or saying words in Spanish after watching the
show. Children also learn from Dora basic math and music skills,
physical coordination and how to observe situations and solve
problems. Dora is always willing to stop any activity to help
someone in need .

Dora is quite popular in with children in the United States.
She has also become world famous. Dora the Explorer is broadcast
in countries from China to Greece to Spain. There is even a
Hebrew version.

Dora the Explorer is frequently seen on merchandise as well.
Her face graces backpacks, shirts, jackets, shoes, hats, and
jewelry. She is also the star of multiple video games including
Backpack Adventure, Super Spies, and Dora the Explorer's World
Adventure. Unfortunately, many Dora-themed toys are manufactured
in China and were affected by the lead-based paint recall.

About The Author: Mastermind Toys has a variety of educational
toys for babies and toddlers. Provides Dora the Explorer
products such as Dora the Explorer Books.
http://www.mastermindtoys.com/store/brand.asp?brand=68

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20.: Getting Cheap Car Insurance Quotes

Posted by: "Jason Hulott1" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 7:11 am (PST)

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When obtaining cheap car insurance quotes it is most time and
cost effective to use a specialist website. One that can easily
give you access to the marketplace from which to gain the best
range of cheap car insurance quotes.

It is best to use an independent specialist website that can
offer a wide range of car insurance suppliers, including the top
providers. Then you simply enter your details the once and the
results are available in a matter of minutes. The information
can then be assembled in a format that best suits your needs,
saved and accessed later at any time and with no cost to you.

When reviewing the cheap car insurance quotes, it is prudent to
read carefully the contents of the cover provided to avoid nasty
surprises later, the inconvenience of not having a free courtesy
car should your vehicle be in the garage for repair after an
accident, or not having free repair of a windscreen. It is also
wise to take into consideration that certain factors can
influence the price of the policy. Motoring convictions and
accidents within the last five years, plus the lack of a no
claims discount can all add to the price.

You should also be aware that the method of payment you chose
often affects the price. It is cheaper to pay an insurance
premium annually rather than monthly, as there is frequently a
surcharge for making payments by instalments. You should also
be alert to the fact that the means with which you pay can also
affect the price. There maybe a fee if you pay by credit card
rather than debit card but you can be assured that any payment
on-line using this specialist website will be secure.
Alternatively, there is always payment by cheque, but that can
mean that the insurance cover will not start until the cheque
has cleared.

It is possible to alter the price of cheap car insurance quotes
by increasing the amount of excess you are prepared to pay
should you make a claim. By increasing, the excess amount from
£50.00 to £500.00 can reduce the premium considerably. The age
and sex of the driver is also a contributing factor to the
price. Should you require cheap car insurance quotes for a
specified section of the population, such as women drivers or
young drivers, then using this specialist website has great
advantages. Simply set the criteria to reflect the type of
driver and the website, with its comprehensive range of
insurance suppliers, will provide results from the most
competitive insurance providers, allowing you to select the best
deal.

The ability to retrieve information and alter details with ease
on this specialist website is effortless and saves so much
precious time. It is simplicity itself to compare equally the
price and features of the cheap car insurance quotes. Then when
a decision is made, you can just purchase the chosen car
insurance policy without having to re-enter any of the details.
There is also the assurance that the information provided by
this specialist website is impartial, allowing you to make an
informed decision when choosing between the cheap car insurance
quotes.

About The Author: Jason Hulott is Business Development Director
of Protection Insurance (http://www.protection-insurance.com),
an internet based insurance business dedicated to getting
consumers the best rates and the best products. Visit us for Low
Cost Insurance.

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21.: A Finance Broker Can Help Save You Money When Considering A Commerci

Posted by: "Sean Horton" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 7:11 am (PST)

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Article Title: A Finance Broker Can Help Save You Money When
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When it comes to taking out commercial finance then a finance
broker has many advantages over going it alone. When considering
a loan then a lot of thought has to be given to it and you have
to understand the technical jargon that comes with the finance.
Not only can a broker get you the best deal but they are also
able to give you information and advice on the different aspects
of the loan.

One of the first things a finance broker can go through with
you is the type of loan you are wishing to take. The choices are
a fixed rate of interest, a variable, a repayment or interest
only loan. There are both advantages and disadvantages to all
and you have to decide which is suitable for your needs. Of
course these are only just a few of the factors that have to be
taken into account when looking for finance.

A fixed rate loan will come with a slightly higher rate of
interest but this rate will of course remain fixed for a period
of time. This is excellent when it comes to sorting your monthly
budget. However, when the fixed period has ended then it will go
over to a variable rate and the repayments can shoot up
drastically. A loan of this type will usually incur early
redemption fees which mean that if you pay off the loan early it
will cost you a lump sum of money. However if you choose to go
with a finance broker they will search out lenders who offer
this type of loan without the fees.

The variable rate loan will be based on the Bank of England
base rate and as such when this changes so will the rate of
interest attached to your loan. If the interest rate is low then
this is to your advantage, however if it shoots up then so do
your repayments. The variable rate will only really work out for
you if the Bank of England base rates are low. There are good
and points to both and the broker will be able to give you all
the advice needed to determine which way to go.

A finance broker can also help when it comes to deciding
whether to take out a repayment loan or an interest only loan.
If you choose to take out an interest only then you will only
pay back the interest that has incurred on the loan. However at
the end of the period of the loan you will be left with the lump
sum which you originally borrowed, which will have to be repaid
in full. Lenders will usually ask for proof that you have the
means of repaying this amount before they will ok the loan. The
repayment loan will take the monthly repayments you make and
take off a little of both the interest and the capitol. This
means that at the end of the period of the loan you will have
paid in full the amount you borrowed. The rate of interest you
pay will normally be higher than that of the interest only loan.

About The Author: Sean Horton is a Director of Enhanced Wealth
(http://www.enhancedwealth.co.uk), a whole of market mortgage
broker and IFA specialising in mortgage advice and the
associated areas of income protection, mortgage protection,
mortgage life cover

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22.: Essential Tips For The Novice Smoker

Posted by: "Barbecue Smoker Recipe Man" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 7:11 am (PST)

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Article Title: Essential Tips For The Novice Smoker
Author: Barbecue Smoker Recipe Man
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Writing a website full of BBQ Smoker Recipes is a time
consuming business even at the best of times. I take pride in
ensuring that the pictures I put up on my site are of food that
I have cooked and not some glossy template purchased on the
internet and I also want my recipes to be innovative. What I
enjoy most of all is when readers use my feedback form with
ideas for improvements to my site and also to suggest recipes,
there's so much creativity out there and to harness just a small
amount of it is truly humbling.

It's a two way street of course and just as I get some great
free barbecue recipes in return and I also get a lot of
questions to which answers are free of charge. Many of the
questions start with the sentence "I've just won / been given a
smoker without any instructions and I'm gonna cook for 20 guests
at the weekend, do you have any tips for me?"

I'm not sure about tips but my immediate reaction is a
combination of:-

· Lucky you winning a smoker
· Cooking for 20 first time out, that's a challenge……….
· Cooking for 20 first time out – are you mad?

Barbecue cooking for any number of people is challenge enough
but doing it on a piece of equipment that's never been used
before is really asking a lot. Nevertheless I always respond
with my "essential tips" for the novice smoker:-

1. Do a trial run. Not just to test your BBQ cooking abilities
but also if the smoker is new it will be protected with an oily
film that needs to be cleaned up. Just like any oven it's
important to give it a run otherwise your first food will not
taste right.

2. Keep the temperature in the smoker between 230 - 250°F

3. It's indirect cooking so heat should no be directly under
the food, put the drip tray here and this will help keep it
moist.

4. If it's a charcoal smoker the coals will start to cool after
60 mins so keep a steady stream on fresh charcoal available and
change every 45 mins

5. Slow cooking is the order of the day and you'll need to
allow up to 90 mins cooking time per pound of meat

6. Many argue that after 5 hrs smoking, the smoke adds no
further flavour so you can finish off in the conventional oven
if you wish. (Just wrap the food in foil to keep it moist)

7. Don't be tempted to lift the cover of the barbecue too often
– you only let the smoke out

8. Use a thermometer to check the internal temperature.

9. Practice makes perfect - don't give up after the first
attempt!

And that last point is so true, I've been cooking on grills and
smokers for 20 years and I still get it wrong so don't be too
hard on yourself if at first you don't succeed.

Even if you're not a novice smoker, hopefully there's something
here for you to take away and you'll have a happy and safe
cookout or maybe you have got a tip for me?

About The Author: The Barbecue Smoker Recipe Man writes free
barbecue grill recipes & meat smoker cooking ideas on gas,
charcoal or electric. Outdoor grilling tips, easy fire pit
menus, healthy rotisserie suggestions and best homemade bbq
sauce recipes are available at
http://www.barbecue-smoker-recipes.com

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23.: The African Safari Company Will Turn Your Dream Adventure Into A Rea

Posted by: "Ann Marier" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 7:12 am (PST)

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Article Title: The African Safari Company Will Turn Your Dream
Adventure Into A Reality
Author: Ann Marier
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The African Safari Company is a company which truly takes pride
in being able to offer hunters absolute professional and
personalized attention. They are a company which was established
in 2001, and it is an owner run operation.

The leading directors are Ian and Mary-Linda Gloss, and they
have been the directors since the origination of the company.
Collectively the two have 23 years experience in the hunting and
tourism industry and they both have their roots firmly set on
the African soil and as well are both Zimbabwean born and
raised.

More About The African Safari Company

The African Safari Company offers various different safari
tours, with the two most popular being the Botswana safaris and
the Zimbabwe safaris.

The African Safari Company states on their website about how
Botswana is one of the most politically and economically stable
countries in Africa and that it has no history of war, and that
thus it is an absolutely wonderful spot in Africa to go on a
safari tour.

They also speak about how it is a landlocked country in
Southern Africa which is situated between Namibia to the west,
South Africa to the southeast and Zimbabwe to the northeast.
They tell of how the country's self-sufficiency is largely in
thanks to its large diamond reserves and as well about how the
wealth of the economy largely contradicts its undeveloped and
haphazard infrastructure.

In regards to Zimbabwe, they speak of how it is also an
absolutely wonderful destination, particularly for a safari
tour. They tell of how it is a beautiful country with a
sub-tropical climate and how it is a country which is blessed
with vast riches of mining, agricultural and tourism potential.

As well it boasts a greatly diverse topography with trout
filled lakes and misty mountains to grassy plains and large
rugged magnificent rivers and of course the renowned Zimbabwe
valley, home to the Big Five.

The African Safari Company is, without a doubt, one of the best
safari tour companies out there today, and so if you are
interested on going on a safari tour in Africa then you are
definitely going to want to strongly consider going with this
company over any other.

Just make sure that you call to book far ahead of time, as they
often have a waiting list and you want to make sure that you are
able to get in for the time period that you want to.

About The Author: Ann Marier is a prolific writer. Her latest
selection of articles about African safari Trips can be read at
http://www.african-safaritrips.com. Ann Marier's other articles
available on holiday topics can be found at
http://www.camping-gearandequipment.com/camping
http://www.all-about-cruises.com

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24.: Take Care When Choosing Used Car Finance

Posted by: "Louis Rix" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 8:11 am (PST)

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There are many factors an individual should consider when
taking out used car finance. These will vary depending on where
you choose to buy your used car. If buying from a showroom then
there are factors you have to be aware of that are different to
those when buying privately.

If you are unaware of the options available and different types
of finance then you will more than likely pay well over the odds
for your car. If buying from a dealership then you will probably
be offered finance there and then. While this might seem like
the easiest way to borrow it can also be the most expensive. The
dealership might offer you a new car loan and this is not the
best option when buying a used car. Taking out specific used car
finance can save money. Taking the loan from the dealership very
often means that you will be paying a much higher rate of
interest than you need to.

If you are buying your used car privately then of course you
will have to take care of finding your loan yourself. The
easiest way to obtain finance is by going online with a
specialist car loans broker and allowing them to search around
on your behalf. This means that you are able to compare interest
rates to make sure that you get the cheapest possible rate for
your circumstances in the shortest time possible.

When taking out used car finance then the terms and conditions
vary as to whether or not you will be accepted for the loan.
However by going with a specialist they are able to explain what
is needed in order to be able to qualify.

One of the biggest factors that a lender will take into account
when you apply for finance is your credit rating. The lender
will be reluctant to give anyone a loan that has had problems in
the past with credit. If your credit rating is less than perfect
then while you might get a loan, you could have to pay more in
interest. Usually those with bad credit are asked to put
something up as collateral against the money they are borrowing.
However as a car will depreciate in value a lender will not take
this against a loan.

A specialist website will always be able to get you a good deal
on car finance. Along with this they will give you the terms and
conditions of the loan which you must read thoroughly before
buying. It is here where you can find all the terms and
conditions of any borrowing and additional costs. The amount of
interest the loan will accumulate can be found here; the full
amount you will repay; and the monthly repayments.

To summarise, you can get a cheaper rate of interest for your
used car finance if you go online. If you go with a specialist
they are often able to access lenders that the individual cannot
and in the shortest time possible. All that the individual has
to do is to go through the terms and conditions that come with
the quotes a provider gives to ensure the loan is suitable.

About The Author: Louis Rix is a Director of NetCars
(http://carfinance.netcars.co.uk), one of the UK's leading
motoring websites. First established in January 2000, its
mission is to become the UK's no.1 site for used car searches
and motoring information. NetCars also provide car finance,
loans and insurance.

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25.: How To Trade Mini Futures Contracts Successfully

Posted by: "Richard Tolar" distribution@isnare.com articles_isnare

Tue Feb 5, 2008 8:11 am (PST)

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Can a person with limited funds; say a couple of thousand
dollars, trade commodities? In a word, yes.

You don't need $20,000, or even $5,000, to be a successful
commodity trader. The mini-futures contracts were designed to
fill the gap that exist between the high roller large accounts
and those that only have a couple of thousand dollars to invest.

New traders are told to stay away from mini-futures because
there is not enough contracts traded and you can lose all your
money. That statement is true, and applies to trading standard
commodity contract as well, if you plunge right in without first
learning your craft.

Mini futures provide excellent trading opportunities for the
small trading accounts.

It does not take a trading genius to make money trading mini
commodities, just a little common sense and patience. There is
nothing mystical about trading commodities nor are there any
great secrets to trading.

Standard and mini futures contract charts look all most
identical.

The major difference is the volume of contracts traded is much
less that that of a standard futures contract. It should be
noted that standard size contract charts can be used to find
trades for the Mini Futures market simply because the
mini-futures, for all practical purposes, mirror the standard
size contracts.

Currently there are four groups of futures contracts that trade
the mini contracts.

AAgriculture. Long term trading

1. Wheat
2. Corn
3. Soybeans

BCurrencies. Extremely risky

1. Euro FX mini
2. Japanese Yen mini

CPrecious metals. Extremely risky

1. NY Gold mini
2. NY Silver mini

DIndexes. Extremely risky

1. Nasdaq 100
2. Russell 2000 emini
3. S&P 500 emini

A new trader should stick to the first category to learn the
proper way to trade commodities. There is still a risk in the
corn, wheat, and soybean markets but it is reduced a great deal
with the mini contracts. The other three categories do have mini
contracts. However, they can be extremely volatile and wipe out
a trading account in a heart beat.

Trading mini futures contracts can give new traders a chance to
gain experience while building confidence and cash in on the
fabulous profits being made in the futures markets. It does not
take a small fortune to learn how to trade commodities.

Current margin (performance bond) required for a mini wheat
contract is $400. One point (Cent) on a mini soybean contract =
$10. With proper money management a new trader can slowly build
their trading account and at the same time learn the craft of
futures trading.

There are fortunes being made by commodity traders
(speculators) every year. The best part about being a commodity
trader is it does not matter if the markets are going up or
down. You can make money even if the economy is in a recession.

Over night fortunes are very rare to non-existent in commodity
trading.

However, you must understand perfect trades do not happen every
day and it will take some experience to spot them. Mr. Larry
Williams, a recognized trading professionals, made the statement
"You don't have to take every trade; just the winning ones."
Patience is one of the key ingredients of successful trading.

It's tough sitting on your hands and not jumping on every trade
but it pays off in the long run.

Always remember. Commodity trading is an extremely risky
business. The first rule of a successful commodity trader is
Plan Your Trade! Trade Your Plan!

About The Author: Richard Tolar survived a ruptured brain
aneurysm six years ago. Up until that time he was a very
successful futures trader. He is passing on his knowledge with
this series of articles. Pick up his free ebook "How To Trade
Price Patterns In The Futures Markets" at
http://www.myfuturesblog.co

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