1.: Gochi Juice, The New Goji Berry Juice Makes Its Debut.

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Sat Feb 9, 2008 2:12 pm (PST)

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Article Title: Gochi Juice, The New Goji Berry Juice Makes Its
Debut.
Author: Lori Matthews
Word Count: 648
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On January 8, 2008, Freelife International also known as The
Himalayan Goji Juice Company made a major announcement
introducing a breakthrough product, GoChi.

The next generation of Himalayan Goji Juice, GoChi delivers an
unprecedented potency and balance of the unique LBPs (Lycium
barbarum polysaccharides) in the goji berry. In fact, thanks to
new manufacturing technology, it contains 30% more
polysaccharides than the original formula.

Named for the "go" in goji and chi, the ancient Chinese term
for "vital life force," GoChi contains all the goodness of
Himalayan Goji Juice, and so much more!

• Scientifically demonstrated to deliver results in just 14
days
• At least 30% more LBPs (the active ingredient) than Himalayan
Goji Juice
• Preservative-free
• Certified kosher and halal
• Tastes better than ever

Goji is the only plant that contains unique bioactive Lycium
barbarum polysaccharides (LBPs) - the Master Molecules that are
so important to your body's defense systems. But these important
nutrients can vary in quality and potency, depending on where
they are grown and the growing conditions for a particular
region in a particular year. FreeLife is the only company to
develop a Spectral Signature LBP Process™ to standardize our
juices, ensuring that you always receive the same high potency
and balance of LBPs, every time. And unlike other juices, there
is never any added sugar, artificial sweeteners, artificial
colors, or flavors in GoChi or Himalayan Goji Juice.
Preservative-free GoChi is also the world's first clinically
studied goji juice product.

We invite you to take what we call the 14 day challenge. During
a randomized, double-blind placebo controlled study some great
benefits were demonstrated and it is called The GoChi Effect™,"
as the benefits are all interrelated.

Some of these positive benefits were better sleep, better
ability to wake up, feeling happier and more content and more!

With Freelife's 90 day guarantee, there is no reason no to take
the GoChi 14 day Challenge!

Some exciting expressions recently from Ray Faltinsky Chief
Executive Officer:

"With four amazing years behind us, we are particularly excited
about this New Year, 2008!

Four years ago on October 10, 2003, at 10:10 a.m., FreeLife
International launched a phenomenon with the introduction of
Himalayan Goji Juice. At that time, no one had heard about the
goji berry, but we predicted that this product would become a
huge success, provide optimal health for hundreds of thousands
of people, and thus make FreeLife one of the best business
opportunities in the world for any entrepreneur looking to take
advantage of marketplace timing.

All of those predictions, and more, have come true. The goji
berry has been favorably featured in the Los Angeles Times, in
TIME magazine, on The Oprah Winfrey Show, and in many, many
other media pieces. Hundreds of thousands around the world have
benefited from this tremendous product and tens of thousands
have made FreeLife their home for this once-in-a-lifetime
business opportunity.

One of our core principles as a company is the concept of
"Constant and Never Ending Improvement." In everything we do
each day, we strive to get better and better and better. Nowhere
is this reflected any better than in the announcement of the
Pre-Launch of GoChi: The Next Generation of Himalayan Goji
Juice! For thousands of years, the goji berry has been revered
throughout Asia for its unmatched ability to promote health and
to balance the body's energies, especially the "vital life
force" known as chi. Today, FreeLife has captured the awesome
chi power of goji, and you will find it in every bottle of
GoChi. It contains all of the goodness of our original product,
and a whole lot more."

These statements have not been evaluated by the Food and Drug
Administration. This product is not intended to diagnose, treat,
cure or prevent any disease.

About The Author: Lori Matthews studies health, nutrition and
wellness. She enjoys writing articles on health and wellness.
Please visit her site http://www.chi-goodness.com for more
information.

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2.: Functional Progression: Little Known Secret To Abs

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Sat Feb 9, 2008 2:23 pm (PST)

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Title: Functional Progression: Little Known Secret To Abs
Word Count: 649
Author: David Grisaffi
Email: firmyourabs@gmail.com
Category: Health & Fitness
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=25588

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Functional Progression: Little Known Secret To Abs
The "Law of Functional Progression" is the process of
mastering an exercise so you are at a state of balanced
mobility, active stability and integrated strength, and
necessary expressions of power.

I learned this though my internships, private conversations
and reading many articles on body mechanics and function.
For example, if you choose an exercise that does not fit
your current level of ability you dramatically increase the
chance of an injury. In other words, by following the "Law
Of Functional Progression" you set yourself up for success.

One of the main focuses of the firm and flatten your abs
program relates to proper exercise progression. Many people
can put exercises in routine, but very few can put them
together in a sequenced and precision manner to improve
motility, add stability, increase strength and develop
power.

There are few areas we must touch on to examine the "Law of
Functional Progression." As stated above if you tend to
break this law you will break yourself!

First and foremost is mobility.

Any time you alter the length tension relationship by
crossing any joint in the body you create the scenario for
possible shear, torque and or compression. You must
maintain instantaneous axis of rotation in order for
optimal function of each joint to occur. In other words, it
must spin like a top in the joint or the joint and
structures around it will wear down.

Altered length tension relationship of muscles crossing
these joints create altered instantaneous axis of rotation
of the joint itself. Stretching must be performed first in
the workout to establish normal joint mechanics. Proper
stretching creates an improved foundation in which correct
function may be retained in the neuromuscular system. In
the eBook package you get an in depth report on stretching
and flexibility.

Second in the hierarchy is stability.

Stabilization should be your primary objective once an
imbalanced system or weakness has been determined to exist
in an active stabilizing system crossing any joint in the
body. If a stabilization weakness is not present the
emphasis of progression is to move on to functional
strength. You should continue to focus on maintaining
optimal levels of stability. It is important to understand
stability and strength components may exist at the same
time in an exercise program. Determining this highly
exacting and precise means of exercise progression is the
proper ratio and placement of stability and strength
exercises.

Strength Training for better performance

These strength training exercises must be laid out in a
precise manner. The strength exercises must challenge and
prepare you in similar patterns of movement to be the most
successful. Movements such as pushing, pulling, bending,
squatting, twisting and lunging are the main movements.
These are important in any environment whether it is work,
sport or play. Once you have progressed to a necessary
level of stability and strength and have achieved the
objectives within that parameter you will move on to the
fourth law, power.

Power is often left out, but vitally important

Your last section in the progression is the development of
power. Power training is often overlooked and deemed not
necessary. Some theories suggest that power is only
beneficial for athletic performance and many rehabilitation
programs are under the wrong belief that power training
presents too much risk for the average person. This is just
not true. The power component of exercise progression is
absolutely essential providing that the mobility, stability
and strength objectives in the routine have been
implemented successfully.

Look at your current routine and ask yourself what four
areas (mobility, stability, strength, power) of "The Law of
Progression" are you aware of. I address these factors in
my eBook "Firm and Flatten Your Abs" and provide simple
tests to obtain muscle function of the core region. I talk
about abdominal coordination and upper and lower abdominal
strength.

This is used as a guide to your exercise program

About the Author:

David Grisaffi is a Sports Conditioning Coach and holds
multiple certifications including three from the
prestigious CHEK Institute. Plus he is also the author of
the popluar selling e book, "Firm and Flatten Your Abs,"
which teaches you how to develop a ripped abdominal region.
Lean how to shead bodyfat and eliminate low back pain and
recieve his free newsletter by visiting:
http://www.flattenyourabs.net

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Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
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3.: Myths about Abdominals You Should Know

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Sat Feb 9, 2008 2:53 pm (PST)

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Title: Myths about Abdominals You Should Know
Word Count: 1227
Author: David Grisaffi
Email: firmyourabs@gmail.com
Category: Health & Fitness
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=25595

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Myths about Abdominals You Should Know
Developing a great set of six-pack abs is really quite
simple once you understand the how to firm and flatten your
abs with this information, which includes two important
components:

1. A workout program consisting of carefully selected,
biomechanically correct abdominal exercises, and

2. A nutrition program that optimizes fat loss and
maintenance or growth of lean muscle tissue.

As simple as this sounds, I'll be the first to admit that
ab training can be an extremely confusing subject at first
because there is so much conflicting information on the
subject.

Opinions Are Just That! Opinions

Countless opinions, rumors, and theories about ab training
are continually being circulated by an endless parade of
"experts" including doctors, personal trainers, infomercial
gurus, and even friends, teachers, and parents. Some
information is valid, but most of it isn't. It's hard to
sort through it all, let alone know what to believe.
Abdominal mythology abounds, and some myths never seem to
die.

To help you cut through the myths and lies and lead you
straight to the truth that will help you develop the type
of body that you'll be proud to show off the next time you
hit the beach.

Before we discuss the anatomy and physiology of the
abdominal muscles or the actual training routines, the
first thing to do is clear your mind of the myths, lies,
and misconceptions that have been polluting your brain as a
result of gym folklore, false advertising, and bad advice
from self-proclaimed experts.

More bad information is published and told about ab
training than any other health and fitness subject, and
I've boiled it down to 14 myths that are particularly
damaging and pervasive. I will explain 3 of them in this
article.

Let's put them to rest permanently, shall we?

MYTH #1: If you train abs every day, you're guaranteed a
six-pack. One of the most common abdominal myths is that
training your abdominals every day is the best way to get a
small waistline and develop the six-pack look in your
stomach. This misconception was probably funneled through
the bodybuilding world, because so many bodybuilders train
their abs daily prior to competitions. Despite the fact
that bodybuilders appear on stage with incredibly ripped
abs, their abs come from their diet, not just their daily
ab workouts.

Daily training is not only a waste of time, it's an
approach that won't work for the average person who doesn't
use performance-enhancing substances or have a naturally
high recovery capacity.

There are two reasons that daily abdominal training is
unnecessary and does not guarantee you a six-pack.

First, the muscle tissue of your abs is virtually the same
as the muscle tissue in the rest of your body. Abdominal
muscles cannot become stronger and more developed without
time to rest and recover after each workout, just like any
other muscle group such as your biceps or chest. You
wouldn't do 100 barbell curls every day to "see your
biceps" or 100 bench presses every day to "see your pecs,"
so why do the same for your abs?

Second, even if you could achieve excellent muscular
development in the abs with daily training, you won't be
able to see your abs if they're covered with a layer of
fat. Daily abdominal training does not burn the fat off
your midsection! Fat is lost by creating a calorie deficit
through your diet. Build the muscle tissue with exercise;
burn the fat with diet.

During the initial phase of the Firm and Flatten Your Abs
program (Level 1), I recommend that you perform exercises
daily for the first two to three weeks. However, these
Level 1 exercises are very basic movements using only your
body weight, and they are designed to prepare, strengthen,
and neurologically program your body for the more advanced
exercises to follow.

For the long term, you can get fantastic results training
your abs every other day (about four days a week), and once
they're developed, you can maintain your abs with even less
frequent training.

MYTH #2: You can eat pizza and hamburgers and still
maintain a six-pack as long as you work out right after you
eat them. The truth is that developing your abs is achieved
through exercise, but seeing your abs is more a function
your diet than any other factor. You could have a great set
of abs completely covered with fat. The secret to
uncovering the abdominal muscles is nutrition.

Theoretically, you could lose the fat covering your abs
while eating whatever you wanted, as long as you still had
a caloric deficit. However, eating calorie-dense junk food
makes it much harder to maintain the caloric deficit you
need to burn body fat. Furthermore, eating fast food and
other nutritionally-void junk as regular daily staples in
your diet will eventually exact a serious toll on your
health.

You simply cannot expect exercise to cancel out poor eating
habits. It takes proper exercise and nutrition to get
optimal results. Go into your local fast food restaurant
and look around. How many people do you see that have an
envious abdominal region? Chances are, you won't see any!

MYTH #3: Sit-ups develop the abdominal muscles best. It's
ironic, but the sit-up, which is the most popular exercise
in the world for the abdominals, might be the absolute
worst exercise and could even be dangerous for some people
under some circumstances.

What most people don't realize is that the sit-up is not a
true abdominal exercise. During a sit-up, your main trunk
flexor, the iliopsoas muscle, often does the majority of
the work while the abs are not optimally recruited.

Because the iliopsoas muscle originates on the lower back,
the sit-up literally pulls on the lower back with every
repetition, especially if your feet are held down or
anchored, or the repetitions are performed quickly in a
jerky fashion. This is why too many sit-ups can lead to a
strength imbalance between the iliopsoas and abdominals, as
well as poor posture and lower back pain.

Some people who have very strong abs and lower backs may be
able to perform conventional sit-ups more safely than
others. There are also some safer and more effective ways
to perform sit-ups. One is the Janda sit-up. This exercise
uses the law of reciprocal inhibition, which means that if
one muscle is working, its antagonist (the opposing muscle)
must relax.

During a Janda sit-up, instead of holding your feet down,
your partner reaches around and holds your calves. As you
sit up, you contract your hamstrings and glutes by pulling
your calves back against your partner's hands. (You can
also press your lower legs back against small dumbbells or
a heavy weighted barbell.) When the hamstrings and glutes
contract, this shuts off the iliopsoas, making your abs do
more of the work.

If I prescribe sit-ups, I simply have my clients do Janda
sit-ups. However, Janda sit-ups can be difficult to perform
on your own and because of the injury potential from
sit-ups in general, and since there are so many other more
effective exercises, I have left sit-ups out of this course
completely.

It's incredible, but true: You can develop amazing abs
without ever doing a single sit-up!

About the Author:

David Grisaffi is a Sports Conditioning Coach and holds
multiple certifications including three from the
prestigious CHEK Institute. Plus he is also the author of
the popluar selling e book, "Firm and Flatten Your Abs,"
which teaches you how to develop a ripped abdominal region.
Lean how to shead bodyfat and eliminate low back pain and
recieve his free newsletter by visiting:
http://www.flattenyourabs.net

----------
This article is distributed on behalf of the author by http://SubmitYOURArticle.com
SubmitYOURArticle.com is a trading name of Takanomi Limited.
Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
Full contact details are at http://takanomi.com
----------

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4.: Celebrate Record Store Day- April 19th, 2008

Posted by: "Robert Benson" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 3:13 pm (PST)

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When Neilsen Soundscan releases their sales data regarding
vinyl records, did you know that they do not count hundreds of
`indie' vinyl record shops in their totals? So when you read
`vinyl sales have risen….such and such a percentage,' that these
numbers woefully underestimate the true sales of vinyl.

But local independent and national record stores want to be
counted and included in the vinyl sales figures because it is at
these smaller record stores where vinyl records are selling the
best.

So to help bring attention to this dilemma and to help
celebrate the record store culture, hundreds of independently
owned music stores across the country will celebrate the first
annual "Record Store Day" on April 19th.

I spoke with Eric Levin, who owns Criminal Records
(www.criminal.com) a independent record store in Atlanta about
the concept and celebratory plans of Record Store Day
(www.recordstoreday.com).

"We came up with the concept at the annual Noise in the
Basement convention in Baltimore, a gathering of independent
record stores hosted by the Music Monitor Network
(www.monitorthis.com). It is similar to "Free Comic Book Day
(www.freecomicbookday.com), in that we decided to help bring
attention to our stores by saying- we are out here, enjoy what
we have to offer," said Eric. "So on this day, all of the
stores that choose to participate will simultaneously link
together and act as one with the purpose of celebrating the
culture and unique place that they occupy both in their local
communities and nationally."

"We have over 200 independent record stores that have signed up
for the event, with more signing on each day. Each store will
be doing something different to celebrate Record Store Day.
Some stores may opt to have an `in store' performance, special
sale events, demonstrations, dances, swap meets or `an afternoon
at a record store' promotion as well as provide a `goodie bag'
that promotes new formats, new releases and exciting information
about music, theatrical and gaming releases. Everything that
makes an indie store unique should be on display," related Eric.

Music stores have been part of our culture for decades and it
is important to note that, while there may not be as many of
them as there used to be, there are still those unique music
shops that continue to thrive and are still part of our local
and national music culture.

In fact, many music related entities have signed on to be part
of Record Store Day as Eric explains:

"We have many groups involved including the Coalition of
Independent Music Stores (www.cimsmusic.com), the Alliance of
Independent Media Stores (www.thealliancerocks.com), Newbury
Comics (www.newburycomics.com) & The Music Monitor Network
(www.monitorthis.com), where one can find links to some of the
best indie record shops around the country; with many more
organizations signing up each day."

"In fact, all indie record stores are invited to participate by
making April 19th, 2008 a day of celebration at their place of
business. Some music labels are getting involved as well by
releasing special editions marking the day and the celebration
of the music and the record store," said Eric.

Moreover, many famous musicians are chiming in and doing their
best to, not only promote Record Store Day, but the culture that
encompasses it. Here are a few quotes:

Paul McCartney - "There's nothing as glamorous to me as a
record store. When I recently played Amoeba in LA, I realised
what fantastic memories such a collection of music brings back
when you see it all in one place. This is why I'm more than
happy to support Record Store Day and I hope that these kinds of
stores will be there for us all for many years to come. Cheers!"

Norah Jones - "It's important to keep indie record stores alive
because their unique environments introduce music lovers to
things in a very personal way."

John Doe - "The physical act of picking up a recording (CD,
vinyl, cassette), checking it out, finding something
unavailable, etc.; is an experience you will NEVER get online.
And now it's becoming common knowledge that CDs have more
digital information than most files, so they sound better. A
great or even good record store is like no other."

Chuck Berry - "Music is an important part of our culture and
record stores play a vital part in keeping the power of music
alive."

Joan Jett - "The indie record stores are the backbone of the
recorded music culture. It's where we go to network, browse
around, and find new songs to love. The stores whose owners and
staff live for music have spread the word about exciting new
things faster and with more essence than either radio or the
press. Any artist that doesn't support the wonderful ma and pa
record stores across America is contributing to our own
extinction."

Ziggy Marley - "Record stores keep the human social contact
alive it brings people together. Without the independent record
stores the community breaks down with everyone sitting in front
of their computers"

Ben Watt (Everything But The Girl) - "It is hard to
underestimate the role of independent retail in the music
industry. As the world continues to try and cram every purchase
they make onto their computer, turning music into binary digits
and artwork into pixelated packshots, we can only sit and wait
for them to wake up from their dream and realize that ultimately
human interaction in shops, with informed good people, handling
cherishable artefacts is good for the soul. In the meantime we
need to support the people who keep this world alive for the
moment we all realize we need it again."

Sam Phillips (A&R/producer for Elvis Presley, Johnny Cash, Carl
Perkins, and many others) - "There would be no Elvis. There
would be no Johnny Cash. There'd be no B.B King. There'd be no
Roscoe Gordon. There'd be no Carl Perkins. There would be no
Jerry Lee Lewis. There would be no Roy Orbison. I can just tell
you. We owe all of that to the independents and the independent
people that work so hard for us to have something that could be
accepted through their efforts,hard work, and desire to keep a
personal feeling in every record.."

Dean Wareham (Luna) - "We are drowning in a sea of Myspace,
blather, and too much information. Music is everywhere and
nowhere. The independent record store is the solution, a place
staffed by friendly (or not) people who are actually paid to
weed through this crap and help you find the good stuff."

G. Love- "Independent record stores are where kids like me
learned about the music that made them the musicians they are
today. Independent record stores are about the love of records
not the love of money!"

So as you have just read, the passion that these musicians have
for the independent record shops is immeasurable. These are the
professionals who know a little something about the music
industry and embrace the concepts, culture and meaning of Record
Store Day. Let's make Record Store Day a national celebration
of the independent record store, the musicians who love them and
the historical culture that each individual store brings to each
and every one of us.

About The Author: Author Robert Benson writes about rock/pop
music, vinyl record collecting and operates
http://www.collectingvinylrecords.com where you can pick up a
copy of his ebook called "The Fascinating Hobby Of Vinyl Record
Collecting."

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5.: A Web-Branding Blueprint For The Experience Economy

Posted by: "Robert Benson" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 3:14 pm (PST)

Please consider this free-reprint article written by:
Jerry Bader

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Commercial Email) or SPAM. This article MUST be distributed in
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ask that you send a copy of the newsletter or ezine that
contains the article to http://www.isnare.com/eta.php?aid=223128

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MUST be set to hyperlinks and we ask that you send a copy of the
URL where the article is posted to
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Article Title: A Web-Branding Blueprint For The Experience
Economy
Author: Jerry Bader
Word Count: 1553
Article URL: http://www.isnare.com/?aid=223128&ca=Marketing
Format: 64cpl
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Change is inevitable; as an economy matures, ages, and
ultimately evolves into something new, adjustments must be made
to our business development, marketing and branding. Failure to
adapt to new realities results in potentially unwanted dramatic
consequences.

We are all aware of how modern economies have grown from
agricultural, to industrial, and on to the information-based,
but where do we stand now? Is the information economy dead and
if so what's replaced it?

We need look no further than Maslow's Hierarchy of Needs to see
parallels between personal and economic growth in a
sophisticated modern economy. The agrarian economy satisfied the
first level of Maslow's hierarchy by fulfilling basic physical
needs like food, while the industrial age provided the goods
necessary to satisfy a variety of concerns ranging from safety
to social acceptance and status; the information economy
provided answers to our cognitive needs, the desire for
knowledge, but things have changed. The Web has disrupted
business as usual: the effects on the music, film, television,
newspaper, book publishing, and software industries, just to
mention a few, has been not just dramatic, but traumatic. The
adage, 'adapt or die,' has never been truer for business. So
where are we now on the personal and economic pyramid?

Be All You Can Be

At the top of this pyramid is 'self-actualization' the desire
to make the most of our existence and as the US Army's slogan
states to 'Be All You Can Be.' This is the central defining
issue of the new economic reality, the Experience Economy.

Authors B. Joseph Pine and James H. Gilmore state the issue of
what business needs to focus on in this new economic era: "While
commodities are fungible, goods are tangible, services are
intangible, experiences are memorable and transformations are
effectual. All other economic offerings have no lasting
consequence beyond their consumption." - 'The Experience
Economy: Work is Theatre & Every Business a Stage.'

Experiences are memorable and transformations effectual, this
should be your new marketing mantra, your marching orders to
fulfill what the market demands: to be all you can be.

Experiences Are Memorable, Transformations Effectual

What then does this mean: experiences are memorable and
transformations effectual. In order to effect change: to turn
website audiences into customers, marketers must deliver
something more than commodities that are replaceable for a
price, goods that are made irrelevant by technology, and
services that are mere conveniences. The businesses that will
succeed in this new experience economy are the businesses that
will provide an experience and not just goods and services.

We are surrounded by examples of the experience economy both
online and off. The growth of coffee giant, Starbucks, was not a
result of great coffee but of the experience it provided to
patrons, while online, iTunes satisfied the ignored needs of
music buyers and Amazon did the same for book lovers. The
Macintosh is finally gaining market share because the experience
consumers have had with iPods has been so satisfying that they
are now ready to bring that same satisfying experience to their
desktops. The key to business survival is not a new feature or
even a lower price, but rather an experience that satisfies the
soul.

Experiences Satisfy The Soul

Traditional business thinking has lagged far behind the
sophisticated psychological desires of the experience-economy
consumer. Business schools have produced a cadre of bean
counters and statistical idiot savants whose grasp of this new
experience-driven economic reality has been outpaced by
Web-savvy mavericks bent on delivering the essential emotional
need of consumers to gain some measure of satisfaction in a
hectic, demanding, frustrating world.

The Web is not without its own version of mindless number
crunchers, selling the search engine optimization snake oil of
Web-traffic nirvana. These new age carpetbaggers play on the
conventional wisdom and comfort food of spreadsheet statistics.
Like Texas Hold'em poker, you can play the math or you can play
the man, and it's the latter that generally walks away the
winner.

The Six-Step Web-Branding Blueprint

The Goal: Transformation Through Self-Actualization

The end result of our efforts is to transform website visitors
into customers but in order to do that we must take a step back.
The experience economy demands a new way of thinking about your
audience and exactly what it is you're selling. Every marketing
decision you make from now on should relate back to one simple
priority: what element of self-actualization do you deliver?
Find that element and build your marketing campaign around it.
Forget price, quality and service; they are all discounted in
the minds of a highly cynical marketplace bugged more than
enlightened by heavy-handed old-school marketing presentations
and methodologies.

Step one: understand your marketing goal is to transform your
audience from unsatisfied cynical viewers into satisfied
contented clients.

The Prerequisite: Expectation

Successful marketing is about creating a set of realistic,
believable expectations that can be fulfilled by the offering.
Almost daily we are bombarded by over-hyped, silly direct
marketing Web-advertising that is structured to take advantage
of consumers' weaknesses, their desire to improve, to be the
best they can be, and to gain some measure of satisfaction and
relevance in their lives. Creating false expectations may lead
to a onetime sale but not a long-term client.

Step two: create appropriate, believable expectations that you
can actually fulfill.

The Product: Audience

One way of wrapping your head around this new approach is to
think of your audience as if they were your product; you are
transforming them from unsatisfied browsers to satisfied
evangelists - that's your job. You just don't want to make a
sale you want to make coverts, an army of satisfied consumers
telling everyone they know how great you are. Getting people
onto your emailing list is not good enough; turn them into
believers and proselytizers.

Step three: the product of your marketing is your audience,
turn your website audience into true believers spreading the
gospel of your ability to satisfy.

The Methodology: Experience

Experiences are passed-on and reinforced by the strength of the
story you tell. The Springwise newsletter has a perfect example
of the strength of having a unique and interesting story. Emil
and Magnus Gerbola of Denmark import Italian wine and sell it to
wine bars, restaurants, corporate clients and consumers. But the
experience of buying a bottle of Gerbola Vin is different from
your usual trip to the liquor store. These two brothers, the
sons of an itinerant Italian circus clown have set up shop in an
underground candle-lit bunker built in 1942. What could be
better than sitting with your friends enjoying a bottle of
imported wine and entertaining them with the story of the circus
clown's wine merchant sons operating out of a World War II
bunker.

Step four: enhance your offering with a differentiating story
forming the basis of the unique satisfying experience you offer.

The Stage: The Web

Believe it or not there are still businesses that can't quite
grasp the necessity of using the Web as their marketing
centerpiece. And then there are those that just don't recognize
that the Web is a multimedia platform, and not just a reservoir
of digital brochures and catalogs.

The Web has multiplied the Paradox of Choice, the principle
that the more choices you have, the harder it is to make a
decision. As a consequence, websites must deliver well-crafted
differentiating marketing messages using experience-generating
multimedia Web-techniques.

Step five: the Web is no longer just a dumping ground of random
information; it is a highly sophisticated stage for creating
experiences through the delivery of entertaining, informative,
compelling, and memorable stories.

The Vehicle: Video

There is just no better way to cut through the remoteness and
isolation of the Web than video. And when we talk of video we
are not talking about slide shows of still photos and bulleted
points. Just because it moves doesn't mean it's effective. The
way to tell your story and deliver your message is with a real
person that can express emotion, emphasis, charm, personality
and impact.

Step six: Deliver your marketing message, your unique
differentiating story, your identity and brand through the
clever and sophisticated employment of memorable Web-video.

A Final Thought

If you run a business you're busy and that leads to a
satisficing tendency to over-simplify, to reduce things down to
an elevator pitch, to create meaningless mission statements and
lists of bulleted points delivered by a boring PowerPoint slide
show; unfortunately clients are complicated and business is
complex, but Pine and Gilmore say it clearly in the title of
their book, 'The Experience Economy: Work is Theatre & Every
Business a Stage' or if you prefer just remember what old Will
Shakespeare had to say, "All the world's a stage, And all the
men and women merely players." If you want to be a 'player,' you
have to learn how to effectively communicate with your audience
through the power and impact of experience marketing.

About The Author: Jerry Bader is Senior Partner at MRPwebmedia,
a website design firm that specializes in Web-audio and
Web-video. Visit http://www.mrpwebmedia.com/ads,
http://www.136words.com, and http://www.sonicpersonality.com.
Contact at info@mrpwebmedia.com or telephone (905) 764-1246.

Please use the HTML version of this article at:
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6.: Preventative Gout Foot Care

Posted by: "Lisa McDowell" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 3:16 pm (PST)

Please consider this free-reprint article written by:
Lisa McDowell

==================
IMPORTANT - Publication/Reprint Terms

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- You are not allowed to use this article for commercial
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- You are not allowed to post/reprint this article in any
sites/publications that contains or supports hate, violence,
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Commercial Email) or SPAM. This article MUST be distributed in
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ask that you send a copy of the newsletter or ezine that
contains the article to http://www.isnare.com/eta.php?aid=223006

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MUST be set to hyperlinks and we ask that you send a copy of the
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want to publish this article in print.

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==================

Article Title: Preventative Gout Foot Care
Author: Lisa McDowell
Word Count: 704
Article URL:
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Learning how to stay on a successful gout prevention diet can
be beneficial and so can knowing how to take care of your feet.
Gout foot flare ups that are caused by foot injuries can be
dramatically reduced if you make a regular effort to take care
of your feet.

There are many ways you can take care of your feet to prevent
recurring attacks of gout. Here are some suggestions:

Wear comfortable shoes - Comfortable shoes are shoes that
provide your feet proper cushioning and arch support.
Comfortable shoes should also be properly fitted to your foot
which means the shoe should not be too big or too small. You
should have enough room to wiggle your toes, and they shouldn't
quite reach the end of the shoe.

Wear sneakers whenever possible – If you want to prevent gout,
you need to limit how often you wear fashion shoes such as those
with heels or boots, and try to wear sneakers as much as you
can, especially when you will be standing or walking for long
periods of time. High heels press your toes together and force
your foot forwards, increasing pressure.

Replace shoes often – Although you may own a pair of
comfortable shoes, you need to realize that these shoes won't
last forever, and as soon as they begin to look worn, they will
need to be replaced because they are no longer providing your
feet with the support they need.

Stretch your feet on a regular basis – Regardless if you will
be engaging in exercise or not, it's a good idea to stretch your
feet daily to help strengthen them and reduce the risk of gout.
Two examples of good exercises for stretching, strengthening,
and encouraging circulation in your feet include:

Pointing and flexing your feet
Rotating your ankle

Make sure you take exercises slowly, and increase them over
time to avoid putting your feet through excessive strain.

Avoid activities that stress the foot joint – This includes
walking for long periods of time or sitting without having your
feet flat on the floor. In addition, standing for long periods
of time without walking or rocking your feet, also increases
stress. Consistent standing without movement concentrates all of
your weight on the balls and heels of your feet. Your feet
aren't meant to act like tree stumps, they are meant to move.

Lose weight – If you are overweight, you are putting too much
pressure on your feet. You need to maintain a healthy body
weight to keep pressure of your foot joints. Excess weight
places stress on joints which can aggravate gout foot.

Keep your feet clean and dry – Keeping your feet washed on a
regular basis is important to protect against bacteria, but
ensuring your feet are dry is equally important. Feet that are
moist and not properly dried are not only subject to bacteria,
they are also subject to corns and calluses. These are foot
ailments you will not want to encounter if you are also prone to
gout, as this can only exacerbate the problem.

Follow a gout reducing diet – Avoid foods high in purines, such
as alcohol, seafood, red and organ meats, to reduce the chance
of a gout foot attack.

Resting your feet – Elevating your feet is beneficial to your
overall foot health. As much as your feet need to be stretched
and exercised, they also need time to relax and heal from daily
stress. Therefore, take the time to elevate your feet so they
are above your heart when you are relaxing and watching TV or
lying in bed.

When you take care of your feet, you reduce the chance of gout
foot attacks because you reduce the stiffness in the joints
which prevents injuries that can aggravate uric acid crystals
that may exist within the joint, leading to gout flare ups.
Furthermore, by taking care of you feet, you prevent other foot
problems that can make a gout attack all the more painful. Thus,
it is imperative you take care to keep your feet healthy.

About The Author: Grab your free copy of Lisa McDowell's brand
new Gout Newsletter here http://www.cure-gout-now.com/?source=is
which is overflowing with easy to implement methods to help you
relieve and prevent Gout symptoms naturally.

Please use the HTML version of this article at:
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7.: How To Lower Your Credit Card APR

Posted by: "Lisa McDowell" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 3:17 pm (PST)

Please consider this free-reprint article written by:
Lawrence Fine

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sites/publications that contains or supports hate, violence,
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Commercial Email) or SPAM. This article MUST be distributed in
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contains the article to http://www.isnare.com/eta.php?aid=223125

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MUST be set to hyperlinks and we ask that you send a copy of the
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Article Title: How To Lower Your Credit Card APR
Author: Lawrence Fine
Word Count: 542
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Your annual percentage rate is referenced as your APR. And
lowering your credit APR means more money saved.

Since the rule of thumb is, `A penny saved is a penny earned'
...it is hence necessary to find out the best ways to get your
APR as low as possible. So here are some tips that will help you
with this task...:

* Good credit record – the easiest way for lowering credit APR
is by maintaining a good credit record generally and with the
respective credit card. Have your payments done on time and be
consistent with this particular aspect. The longer you are with
the credit card company and have a great payment record the
better are your chances for lowering credit APR on your card.

* Be relentless – it is vital that you come across as a person
who is both polite and firm with the request. Many credit card
company representatives are conditioned to react to such
requests by postponing your demand for lowering credit APR for
as long as possible. Remember while you will be getting major
savings by the lowering credit APR, the credit card company
would loose that much money.

* Be ready to shift – while most companies would give in, there
are some which do not have the policy to reduce their APR,
though this would be rare. Therefore, you would need to be ready
to move your business if you fail in your negotiations for
lowering credit APR. Do your research well so that you would
shift to a credit card company that genuinely offers lower APR
and does not have any hidden fees or other payment that would
pull extra payment away.

* Develop good negotiating skills – it is important here that
you do not demand the lowering credit APR for your card. Be
persuasive and polite and request for the same. Learn how to
lower APR by negotiation, i.e. by explaining to them that you
are happy to be with them and would hate to leave them – yet,
you are constrained by the better options offered to you by the
other company (ies).

Usually, a credit card company (and any other company as a
matter of fact) would not like to have their clients leave for
their competition and hence, do their best to match the offer.

* Look for competition – today there is a lot of competition in
the market. This will provide you with the best opportunity and
means for lowering credit APR. For people who do not have the
patience to stick with a credit card company for long enough to
create a great impression with them this is how to lower APR
fast.

Check out on the Internet for the best rates that exist in the
market and then pick up the phone and renegotiate the terms with
your credit card provider. If they agree to lowering credit APR
on your card – great. If not, take our business elsewhere.

If you follow the tips and learn how to lower APR, lowering
credit APR can be farily easy. Just hand in there and do your
research and hard work to get the best rates you can!

About The Author: Visit, subscribe to and bookmark:
http://applyforacredibtcardshop.com for your credit card needs!
And keep up with the latest credit card tips to help yourself,
your friends, family and others.

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8.: Investment Costs - The True Picture

Posted by: "articleannounce" articles@submityourarticle.com articleannounce

Sat Feb 9, 2008 3:23 pm (PST)

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included. A courtesy copy of your publication would be
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Title: Investment Costs - The True Picture
Word Count: 505
Author: Ray Prince
Email: rayprince@dsl.pipex.com
Category: Finance & Investment
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=23842

The article is preformatted to 60CPL.

Investment Costs - The True Picture
We are all aware of the saying that there are two things
which you can't escape - death and taxes.

Well, we would add a third here, and that is COSTS.

When we speak to our many doctor and dentist clients, or
indeed to new clients, they understand that when they make
an investment, there will be associated costs.

We always ensure that these costs are explicit, and agreed
with the client at outset as to what they are:

- What they pay us

- What they pay for administration

- What the fund costs are

If you had invested say £100,000 yesterday, you would
have these costs listed with an accompanying quotation
called a Personal Illustration.

So thats ok then, its all there in print, and you are in
possession of all the facts. If only it was as simple as
that!

What clients are almost always unaware of however, is that
there is a major "hidden" cost, that is not calculated
within your illustration.

Regular readers of this newsletter will be aware that we
favour 'passive/asset class' investment rather than
'active'.

What does this mean?

Well, an active fund manager is frequently buying and
selling shares to get the best return he/she can. This of
course means that if they, say, sells £100,000 worth
of Barclays shares and buys HSBC shares, there are costs
involved in doing so.

(Studies in the US have concluded that the higher charges
associated with portfolio turnover were not recovered by
better performance***).

Over a given year the average manager will trade circa 70%#
of the shares in their fund, meaning that by the end of the
year if the fund owned 100 shares, only 30 would be
unchanged. This percentage varies widely, and can be as
high as 300% plus.

In a Financial Services Authority report called 'The Round
Trip'*, the Portfolio Turnover Rate (PTR) were calculated
at 1.8%, and similar costs apply around the world**.

So the above trades would typically cost the fund - and you
- £1,800.

A government commissioned report by Paul Myners estimates
that these portfolio turnover charges costs UK investors
£2.5 billion each year!

These costs of course reduce your returns, and are termed
'Performance Drag'.

This means that it is common for many active funds to have
explicit costs of say 2%, but also portfolio turnover costs
of an extra 1-3%.

The Financial Tips Bottom Line:

As these charges can clearly eat into the returns on your
investments the best course of action is to review your
portfolio so that you know where you stand.

ACTION POINT

Look at your ISAs, PEPs, or Unit Trusts.

Find out what the portfolio turnover rate is - details can
be found in the companies prospectus.

*Financial Services Authority (FSA) Occasional Paper 6

**Wilcox (1993) 1.2%, Carhart (1997) 0.95%, Orton (1999)
1%, James (2000) 1.3%

***Performance of Mutual Funds, J Chalmers, R Edelen & G
Kadlec Nov 1999

# A typical passive fund for comparison would be nearer
7-8% pa PTR. This adds around 0.13% in trading costs.

About the Author:

Ray Prince is an Independent Financial Planner with
Rutherford Wilkinson plc, and helps UK Resident Doctors and
Dentists get the best deals on mortgages, protection and
investments, as well as helping them achieve their
financial objectives. Just visit
http://www.medicaldentalfs.com to get your free retirement
planning guide. Rutherford Wilkinson plc is authorised and
regulated by the Financial Services Authority.

----------
This article is distributed on behalf of the author by http://SubmitYOURArticle.com
SubmitYOURArticle.com is a trading name of Takanomi Limited.
Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
Full contact details are at http://takanomi.com
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9.: Nil-Rate Band Will Planning - Your Options Explained (Post 9 October

Posted by: "articleannounce" articles@submityourarticle.com articleannounce

Sat Feb 9, 2008 3:53 pm (PST)

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or in print, free of charge, as long as the bylines are
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Title: Nil-Rate Band Will Planning - Your Options Explained (Post 9 October 2007)
Word Count: 496
Author: Ray Prince
Email: rayprince@dsl.pipex.com
Category: Finance & Investment
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=24622

The article is preformatted to 60CPL.

Nil-Rate Band Will Planning - Your Options Explained (Post 9 October 2007)
Since Alistair Darling's Pre-Budget Speech on October 9
2007, there have been a number of reports in the press
stating that will planning using the nil-rate band of the
first of a married couple to die will no longer be
necessary as you can now transfer the nil-rate band between
spouses and civil partners.

(The Nil-rate Band is currently £300,000, and upon
death a tax rate of 0% applies to the estate value up to
this amount).

This is generally true, but there will still be a number of
occasions when you may want to establish a discretionary
will trust:

1. Where a partner wants to benefit their children from a
former marriage on first death.

This could be achieved using a life interest trust in the
will, with income payable to the surviving spouse and
capital to the children from the first marriage. The
downside to this route is that it lacks flexibility,
especially if there is an intention to make capital
payments to the widow or widower by way of an interest-free
loan.

2. Where there may be a desire to avoid assets being
available to the local authority in the event of the
survivor going into care.

By leaving assets to a trust on first death, those assets
will not count as part of the surviving spouse's resources
for the purposes of the local authority charge. Indeed, the
split ownership of certain assets between the trust and
surviving spouse may reduce the value of the asset in the
hands of the surviving spouse (for example in the case of a
private residence).

3. Where it may be desired to avoid children inheriting
assets outright.

By passing assets to them via a trust, it will mean that
they are protected from the claims of creditors and
ex-spouses.

4. Where further Inheritance Tax could be available by the
trustees of the will trust making loans to the surviving
spouse.

This creates a debt and so reduces the taxable estate of
the survivor on his or her subsequent death (however be
aware there could be a restriction on the ability to deduct
the loans from the survivor's taxable estate.

Summary

These are just some of the issues that need to be
considered when drafting a will and giving thought to
whether a nil-rate band trust should be inserted in the
will or assets left outright to the surviving
spouse/partner.

What if you have already set up a Discretionary Will Trust?

It is thought that the most flexible route will be to
retain the trust in the will and then review matters after
the first death.

The Financial Tips Bottom Line:

Tax and will planning can be quite a technical subject,
therefore it is VITAL that you get the right professional
advice from an expert who can guide you through your
options.

By being proactive you could soon be utilising estate
planning strategies that you didn't even know existed!

About the Author:

Ray Prince is an Independent Financial Planner with
Rutherford Wilkinson plc, and helps UK Resident Doctors and
Dentists get the best deals on mortgages, protection and
investments, as well as helping them achieve their
financial objectives. Just visit
http://www.medicaldentalfs.com to get your free retirement
planning guide. Rutherford Wilkinson plc is authorised and
regulated by the Financial Services Authority.

----------
This article is distributed on behalf of the author by http://SubmitYOURArticle.com
SubmitYOURArticle.com is a trading name of Takanomi Limited.
Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
Full contact details are at http://takanomi.com
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10.: Preparing Your Awning For Spring Use After A Long Winter

Posted by: "Jim Ames" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 4:11 pm (PST)

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Article Title: Preparing Your Awning For Spring Use After A
Long Winter
Author: Jim Ames
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An awning refers to a covering attached to the external wall of
a building. It is generally made up of acrylic fiber, cotton
yarn, polyester. And it can also be made from different types of
fabrics, fiberglass, and other materials. It can be stretched
over wood, iron, steel, aluminum. Here is an overview about
awnings and preparing them for spring.

1) An awning can be fit above a door or window of a building,
walkways, restaurants, beach side tents etc.
2) Awnings are prepared for spring after a long winter.
3) An awning provides shade from the sun. It also protects from
winds.
4) An awning can be fit at terrace, windows.
5) Formerly, generally awnings were made up from canvas, metal.
So they had to be changed every after five or seven years.
6) An awning can be provided with canopy. Canopy is a roof to
provide shade. It is also comprised of fabric, metal to meet
design needs.

Types of awnings

While window awnings provide shade from the sun, in the summer,
room temperatures can be reduced with them as well. Window
awnings reduce heat approximately 65% in the summer.

While terrace awnings give shade, they do not require hold from
the ground. However, they are still useful for the area from the
living room to the lawns, garden etc.

Today awnings are made from fabrics, so awnings are
water-repellent or water resist. Still, while choosing an
awning, take care that it should be enough thick. The light
colored awning reflects extra sunlight. Plus awnings need
ventilation. The openings called Grommets along the sides and
tops of an awning keep ventilation.

A tiny, parallel awning purely shades in the summer. Sideless
awnings are also known as Venetian awnings. They can be adjusted
as per the angles of the sun. But usually they do not protect
from direct sunlight.

Hood awnings are more effective. For the windows, those are
opened outwards.

Hip awnings are useful, too. In front of bungalows, malls,
resorts, restaurants, gardens, walkways these types of awnings
are used. These can be used as external curtains and generally,
they cover passages or corridors. These are made up of PVC,
Acrylic and can be rolled back after use. Also, if needed, a
company's name and logo can be printed on them.

Retractable awnings provide features like letting the sun in
and out whenever you need. In fact, your home will look rich by
using retractable awnings.

Benefits of awnings

• Awnings reduce heat and provide shade.
• They are especially useful for historical buildings to
protect the windows and terrace and reduce the need of removing
them.
• They help circulate cool air.

Maintenance

Care should be taken to retain awnings. They need regular
attention and require repairs and replacements as needed.
Awnings provide a fantastic look to historic and any buildings.

In today's era, many companies offer power driven versions of
awnings. Among these all types, the retractable awnings are more
famous.

So while preparing awnings for spring after a long winter,
consider your budget, basic needs, your furniture, and your
outdoors area. Then give a rich and nice look to your home or
other outdoor area with nice revamped awnings.

About The Author: Visit, subscribe to and bookmark:
http://myhomeimprovementtips.com for your home improvement
projects! And keep up with the latest tips for your home and
family.

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11.: Leadership: Learning From Past Leaders

Posted by: "Harald Anderson" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 4:11 pm (PST)

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I enjoy reading biographies. By learning about the lives of
leaders I am better able to understand the challenges I face
today. History is full of stories about great leaders. What I
have found to be most appealing about leaders that I have
studied is that they believed in a cause and saw all obstacles
as mere inconveniences that would eventually be overcome. While
in the business world these people are today called CEO's, in
the past, these were the people who put their lives on the line
for a cause they believed in. Some of the most obvious of these
leaders were the leaders in the American Civil War.

In the past great leaders believed in the cause.

They did not fight because they had nothing better to do. As a
matter of fact many of the men who took up arms had families at
home, and great jobs bringing in a lot of money, but the cause
was more important than anything else. They walked away from
everything because the reason was good enough; it was worth
laying their life down for. While you may not need to put your
life on the line for your job, you do need this kind of
dedication in order to be a great leader.

The leaders stood in front of the fire. Instead of standing at
the back of formations and sending the soldiers out to fight,
American Civil War leaders were the ones who went out in front
of the soldiers. They were often the first one to take a bullet.
Today things are different, when something goes wrong, usually
someone further down the line loses their job when the leader
blames them for the problem.

With success there is often failure.

The key is to stand up and admit losses. During the Civil War,
General Lee accepted responsibilities for losses throughout the
fight. Today's leaders, however, like to push failures off on
other people instead of standing up tall and accepting their
responsibility.

Show strength in the battlefield.

In the Civil War, General Lee was outnumbered. That did not
cause him instant defeat. Instead he was aggressive and cunning
and was able to often win battles against the Union forces.
These traits are just as important in today's business world. To
be able to survive the competition between companies is
paramount.

Be able to adjust when necessary.

While generally everything that is done in today's business
world has a plan, that plan may change, and you need to be able
to change with it. The same thing happened in the Civil War.
Sure they had battle plans, but when the enemy did something
unexpected, it was important that the leaders quickly adjusted
their tactics to regain the advantage in battle. You must be
able to do the same thing in business. See a problem coming at
you across the field and quickly alter your strategies to be
able to handle what is approaching.

Taking a few cues from the leaders in the American Civil War
will be a boon to anyone who wants to become a better leader.
They had all the skills necessary, taking responsibility,
aggressiveness, improvisation, vision and honesty. While these
are not always the easiest traits to show they are the signs of
a great leader.

About The Author: Harald Anderson is the co-founder of
http://www.artinspires.com a leading online motivational poster
gallery. His goal in life is to become the kind of person his
dog thinks he is.

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12.: Turkısh Rıvıera: What Makes It An Attractive Real Est

Posted by: "Gurhan Ebren" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 4:11 pm (PST)

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Standing between the Eastern and Western tradition, Turkey is
today one of the hotspots of Europe. The Turkish Riviera, also
known as "The Turquoise Coast", encompasses thousands of
kilometers of shoreline, crystal clear waters, and it is
literally strewn with ancient cities, harbors, memorial tombs,
beaches, little coves, lush forests and streams.

Purchasing properties located somewhere along the Turkish
Riviera is becoming an increasingly profitable business with
more and more home owners and real estate investors coming from
around the globe. The combination of a favorable climate, warm
sea, the hospitality of Turkish People, and abundant natural and
archeological points of interest makes this stretch of Turkey's
coastline a popular destination.

One of the most important cities of the Turkish Riviera,
Marmaris, which is on track to becoming one of the top
performing European real estate markets. Marmaris real estate
offices are selling all kinds of property, including villas,
apartments and houses, in addition to commercial properties and
extensive land areas. The sea and sun, nature and history, along
with several top level marinas make Marmaris property appealing
to jet-to-let investors, tourists, and sailing lovers.

But still, what makes Marmaris real estate market such a
potential money spinning investment? The short answer contains
several keywords: price and liberal legal framework on top and
above the setting, beauty, and climate.

The town of Marmaris is located at the meeting place of the
Aegean Sea and the Mediterranean Sea , a harbour surrounded by
pine-clad hills. It is Turkey's most sophisticated and
multi-faceted holiday resort (see
http://www.elpasotravel.net/mar/mares.htm for more information).
This makes Marmaris real estate an inviting world of hotels and
apartments for leisure and business visitors. Marmaris has its
own charm and an exceptional natural beauty, even though its
traditional architecture has been less vividly preserved when
compared to other coastal towns. In addition, Marmaris is a very
popular wintering location for hundreds of cruising boaters and
tourists, also providing regular blue cruise tours, yacht
charters combined with the Greek islands, diving tours and daily
tours to archeological sites.In addition to all travel services
there are also ferry services from Marmaris to the Greek island
of Rhodes.

Considering the natural beauty of the city location, it goes
without saying that yachting and the tourism industry is the
main source of income for Marmaris. In short, we can say that
Marmaris has become "the Sailing Holiday Center of Turkey".

As is usually the case, tourism goes hand in hand with a
flourishing real estate industry, and Marmaris real estate
market is no exception. There are all sorts of Marmaris
properties available, either for sale or for rent, from gorgeous
villas, stone cottages to city central complexes of sunny duplex
apartments. Investors are keen to get the opportunity to
purchase prime development land overlooking beautiful
picturesque areas, such as Orhaniye Bay, where even the famous
Roman Abramovic recently decided to invest.

After starting talks with the EU, Turkey experienced economic
growth, which particularly kick-started a boom in Marmaris
property prices. Even so, the Marmaris real estate market is
comparatively much cheaper than housing markets in Spain,
France, the US and Italy, all of which were formerly much
preferred by jet-to-let investors.

The option to "live and let" is certainly alluring to a lot of
people, thanks to the binary possibility offered: use the
property for some of the year yourself and let it out for the
rest. That makes Marmaris property such a good investment.

The foreign purchase of Marmaris real estate is widely
supported by the Turkish government. The principles governing
the purchase of property by non-Turkish individuals or
companies, established back in 1934 through the Property Law,
were last amended in January 2006, bringing notable changes
especially with regard to size limitations. Essentially, the
Property Law is predicated on a reciprocity clause, allowing
foreigners to buy properties only within municipality and no
more than 25,000 sqm of land, constructed or not. For bigger
land surfaces, the special consent of the Turkish Council of
Ministers is required, which authorised to increase the limit up
to 300,000 sqm per person provided that the foreign national
ownership of real estate does not exceed 5/1000 of land in any
designated province.

Therefore, with such an investor-friendly governmental policy,
it is easy to see why more and more foreign investors have
entered the Marmaris real estate market.

About The Author: Gurhan Ebren is a former naval officer and
currently the proprietor of El Paso Travel, a Marmaris based
agency specializing in yachting and sailing holidays and
vacations along the Turkish Riviera. You can find out more about
these sailing opportunities at
http://www.elpasotravel.net/yacht.htm

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13.: The Power Of The Chamber Of Commerce

Posted by: "Andy Keeler" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 4:11 pm (PST)

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The existence of chamber of commerce dates as far back as the
16th century and has since then maintained an essential role in
business to business and business to consumer relations.
Chambers strive to protect the concerns of its business members
while maintaining the interest of the community as a whole.

While the chambers in the US must be registered, businesses are
not required but are encouraged to join. Large chambers that
work together are better able to protect the interest of its
members, sway local business trends and even change the local
community for the better.

A chamber of commerce is able to highlight and support its
particular local businesses such as startups which may help to
pave the way for future success. Also, they can rally around a
long standing company which may have deep roots but be
experiencing hard times. On the opposite side chamber members
can officially or unofficially blacklist certain local
businesses or members they feel are counterproductive to
developing a good strong local community, environment and
economy.

With this power comes the responsibility to know your
community. Know the foundations and the goals, and try to
influence them for the good. Sometimes strictly looking at the
business side of the community ignores such issues as the need
to tear down a rundown building in order to build a community
park. A farsighted plan is able to see the value in supporting
something good for the communities which will in turn support
the environment and the economy of that community.

The local environments are a difficult issue for local
communities to tackle. The solving or correcting of bad
business' environmental problems is costly and sometimes painful
to confront. It may mean turning to a longstanding member of the
chamber and urging them to stop a certain practice or even
pursing legislative action.

When focused on building these strong communities and healthy
environments chambers are in turn building the local economy.
Furthermore, strong economies only get stronger when surrounded
by these healthy communities. Take for example a chamber of
commerce which commences a revitalization plan for a dying
downtown, if they clean up the area and promote a sense of
community with its inhabitants it will consecutively foster more
and more business activities in that community.

One great way for a local chamber of commerce to rally its
members together and connect with the community is to put on a
local chamber of commerce trade show. Almost every chamber now
has these trade shows since they are a great way for business to
connect and actually see what other services and products other
members offer. These shows also allow non-members to see the
value being a member and also meeting other local business
people.

Often non-profit or local organizations can reserve a trade
show booth so that they can let a broader audience know their
concerns. And since businesses are usually able to make a bigger
impact, bending the ear of local business people is a great way
to further your campaign for change.

Another great way to connect is simply hosting non-formal
social events, such as having food and drinks at a local
restaurant on Friday afternoon. Hosting these events is a great
way for business people to connect in a more laid back and
welcoming environment. Hosting such events captures a broader
interest so more members are likely to attend, which promotes a
sense of community among business owners.

Building a stronger chamber of commerce through having social
events or putting on a trade show will in turn help foster a
better chamber community. And that better community will be able
to build a better community at large, a cleaner environment and
a stronger local economy.

About The Author: Andy Keeler is the owner of
http://MODdisplays.com, an internet-based trade show booth sales
company. While MODdisplays sells trade show products and exhibit
accessories like trade show flooring on a national scale, the
company is a strong supporter of local communities.

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14.: How To Induce A Lucid Dream

Posted by: "Trevor Johnson" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 4:12 pm (PST)

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Lucid dream induction is the art of making yourself dream
lucidly. In other words, it's how to consciously start dreaming
or how to "break into" a dream you realize you're having and
take control.

One of the common techniques for inducing lucid dreams is
called MILD, which stands for mnemonic induction of lucid
dreams.

Don't worry, it's easier done than said!

In essence, this is like putting an alarm note in your cell
phone. You're setting yourself a mental note to do something in
the future.

Specifically, whilst you are in a dream state in the future.

Decide that you are going to briefly wake up the next time you
notice you're dreaming. As soon as you wake, recall as much of
the dream as possible. If you're regularly using a journal
already, this should be a reasonably simple thing to do.

Then allow yourself to drift back off into sleep. Dr LaBerge,
who invented this technique, claimed this is the best time to
set your intention for your dream.

As you start to drift, tell yourself something along the lines
of "Next time I'm dreaming, I will actually remember that I am
dreaming". The exact wording you use is a lot less important
than just remembering to tell yourself this, over and over again
as you drift back into a sleeping state.

As you repeat that phrase or mantra, see yourself back in the
dream you've just been having. Or, if nothing is particularly
clear about that dream, another one that you've had recently. If
that doesn't work, visualize yourself as though you're watching
a movie of yourself dreaming.

Don't concentrate too hard, otherwise you'll stop yourself from
going into a dream state and will find yourself wide awake
through too much concentrating. It's far better to fall asleep
during this process than keep yourself awake with it.

Ideally, do the next step whilst you're still in the process of
falling asleep.

See yourself in the dream and notice something that clearly
indicates it is a dream. Anything will do for this: a dragon
wagging its tail whilst cooking a unicorn with its breath would
be exceptionally clear. But its your dream, not mine, so notice
anything that gives you a clear signal that you are in a dream
state.

Say confidently to yourself "I'm dreaming". But continue with
this twilight zone experience and allow yourself to drift
further into the land of slumber.

You can use this process to set the intention of your dream at
the same time if you want to. It's not essential to do this, but
it can help point your dreams in the direction you want them to
follow.

Keep repeating the process of setting your intention of
remembering to notice when you are dreaming and to tell yourself
that you've actually recognized it's a dream when you do notice.
With a little practice, you'll start to become accomplished at
spotting when it's a dream, not reality. You should then be able
to enter a lucid dreaming state almost at will.

About The Author: Find out more about lucid dreaming at
http://www.squidoo.com/dreamingluciddreams and discover the
different things you can do to become a lucid dreamer:
http://www.squidoo.com/dreamingluciddreams

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15.: David Beckham The Pride of Brazil

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Sat Feb 9, 2008 4:54 pm (PST)

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Title: David Beckham The Pride of Brazil
Word Count: 537
Author: Nicholas Marr
Email: sales@homesgofast.com
Category: Business - General
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David Beckham The Pride of Brazil
One of the most famous soccer stars on the planet David
Beckham has announced plans of a football academy in Natal
Brazil. He describes the new facility as one of the best in
the world. During his visit he explains that Natal is a
place of tremoundous excitement owing to new hotels and
property in the area. The husband of posh spice also feels
that Natal Brazil is an area that will attract celebrities
and other football stars.

David Beckham has announced a scholarship program available
to local Brazilian children in order to actively reach-out
to schools within the region.

He hopes that the children will benefit from on-site
coaching and access to the top class facilities, much in
the same way as his Academies in London and Los Angeles.

Rubens Barrichello, Brazilian F1 champion, is also involved
in the development, as well as Norwegian multi-millionaire
businessman Torben Frantzen, brother of Findus founder Geir
Frantzen.

Natal, the capital of the Brazilian state Rio Grande do
Norte, is about 2600 km north of Sao Paulo along the
northeast coast of the country. This city of 710,000
residents is an increasingly popular target for
international investors and real estate developers. The
spectacular location along the ocean and miles of
undeveloped beaches north and south of the city make it
ideal for those who are looking to get into an area that is
up and coming.

Natal and the areas surrounding it are currently the target
for over a billion dollars (US) in development. There are
at least 10 golf courses planned or under construction and
dozens of new housing, apartment and resort developments
are also under construction. The city and surrounding
communities are a major tourist destination for domestic
travellers in Brazil. The area is being marketed as an
international tourist destination as well, and the city is
becoming increasingly popular among foreigners.

The economy of Rio Grande do Norte was centered on
agriculture and cattle up until the early 1980s, when the
government began to invest heavily in the natural beauty
and climate of the coast and the potential for tourism.
Tourism is becoming the major economic driver with the
miles of undeveloped coastline drawing visitors, investors,
retirees and workers. On the northwest coast, centered
around the city of Macau, there is also a fair amount of
petrochemical development, leading to a diversified economy.

The climate along the coast is one of the main attractions
for visitors and investors. The yearly average temperature
in Natal is about 27 degrees and sun seems to shine almost
every day. Much of the state is fairly dry, although the
southern area from Natal down to the border does have a
rainy season, from April to June. It rains for a few hours,
but the sun still comes out almost every day.

The greatest development and real estate opportunities for
investors, both domestic and international ones, are around
the city of Natal. The coastline to the north and south of
the city is where all the major developments are under
construction. With its tropical setting and pristine
weather, this is the place to be.

David Beckhams seal of approval for Natal will make him the
pride of Brazil

About the Author:

Nicholas Marr is clearly an observer of life and front row
spectator of the events in the overseas property market. A
lifetime property investor his UK based company has been
promoting Brazilian real estate from the overseas property
portal at http://www.homesgofast.com

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16.: How To Cash In On Pay Per Click Without Spending A Dime

Posted by: "Ted Cantu" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 5:11 pm (PST)

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If you want real visibility but don't want the hassle of paying
top dollar for PPC listen up – there is a quick solution. Its
easy to forget that there is literally unlimited real estate
when it comes to marketing yourself on the Internet. That means
endless pages of sales copy, video testimonials and many more
ways to get the customers attention.

If you were to compare prices then it is a no brainier – online
marketing wins every time. You couldn't afford to run multiple
full page ads in a niche periodical without feeling the burn of
high costs. Even though you can run all of your teaser sales
copy online I am surprised at how stingy business owners are
when it comes to self promotion. Instead of embracing the idea
of wide open spaces I see a lot of business people rewriting
over the same five pages. This defeats the purpose of creating
real brand awareness on the web.

Give The People What They Want

I am often surprised at the great contrast of aggressiveness on
the PPC side as opposed to your standard web pages. Many people
forget to put their selling messages into the title of their
pages. A consistent mistake I see a lot of business owners make
is to brand every web page with the same information, (EX:
Welcome To Fisher's Air Conditioning Systems). Not only is this
a dumb thing to do but it also offers nothing to the surfing
consumers who could be visiting your site.

Your customer wants to see something for free. Information is
the number one thing people are looking for. Remember to sell
the sizzle but not the steak. PPC ads sell a lot of sizzle
because they don't have enough online real estate to do much
else. There is a very tight formula that they must stick with.
You must remember to do something similar on your own pages.

I was going through a weekend issue of USA Today and smiled as
I hit the classified section. Every Friday I can count on many
businesses opting for my attention. Some of the ads are very
believable and all of them are incredibly blunt. They get right
to the point about what they want to say and they manage to put
in a call to action in under 5 lines of copy. I must add too
that these are very short ads.

Create Grabbers

Encourage people to steal from you. Put white papers and
downloadable content that people can outright pick up and steal.
Post articles on your site and encourage people to come and take
a look at them. Allow people to steal the whole article and
place them on their sites. Create in roads to your order page by
creating an elaborate web of online traffic. This is something
that you can actually control. It is very time consuming so make
sure you know what you want.

Joe Vitale has said to look up under keyword searches and find
out what is popular. Then based on that you can create ebooks
and white papers to draw traffic to your site. Now there is an
art to doing this and you will need to learn a few key things
about search engine optimization, (SEO) before you actually do
it. But this is a pretty interesting strategy. Think of the many
ways you can create a steady flow of the right kinds of people
to your site.

Online ebooks are fairly simple to make and you can create a
considerable flow of visitors with the right bait. This is going
to take a little finesse on your part. Remember that people hate
to read and they like a lot of visuals. You can use embedded
audio and video in your ebooks and private web pages. Take
advantage of the fact that people have 1/3 of their brain
dedicated to audio and visual learning. You can take this to a
new height with niche focused content and material.

You can still get the attention that a typical PPC ad can bring
by changing your approach. This is a powerful strategy that you
can employ in your online campaign. Creating prospect funnels to
your site is art form. You have to know what they might want to
grab. You can make your content enticing by giving it away for
free. I like to use a lead capturing device on these types of
sites. In addition to getting information you will want to make
sure there is an automated responder tied into this function.
This alerts the customer and lets them know you are paying
attention to them.

About The Author: Ted Cantu runs iMobile Media,
(http://www.1seomichigan.com )and works out of NYC, Chicago, and
Detroit, Michigan. He has the number 12 podcast show on
http://www.podomatic.com you can listen to it here…
http://911copywriter.podomatic.com

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17.: Stopping The Home Repossession Process

Posted by: "Michael Sterios" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 5:11 pm (PST)

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It may fee as though you have no option other than to surrender
your property when facing home repossession. This is not true,
however, as there are options to consider which can help to stop
repossession of you home and save you from eviction.

Repossession is one of the most devastating things that can
happen to a home owner. The very thought of losing your family
home to a lender as a result of a failure to keep up with
mortgage repayments is unpleasant and uncomfortable.
Unfortunately this unfortunate even happens to thousand a people
each year forcing entire families to evict their homes and begin
their lives again.

Once the repossession process is complete the pain of the
experience does not immediately stop. The effects of losing your
home and destroying your credit rating can last for many years
making it difficult to build a new life. While it may seem like
there is no way to stop this terrible experience from occurring
once a possession order has been made, there are options
available.

Firstly, it is important to remember that lenders do not
actually want to repossess properties. It is an expensive and
drawn out process. Lenders are in the business of lending money,
not repossessing properties, and they are usually receptive to
any alternative solutions that can be reasonably offered by the
borrower.

Therefore, your first act in attempting to stop repossession is
to contact your mortgage lender and try to reach an agreement
for paying off your debts while being allowed to keep your home.

A second solution to stop repossession of your home is to
refinance your mortgage and any other debts you may have. Many
finance companies specialize in refinancing loans for applicants
whose properties are at risk.

Another alternative, which is proving popular in modern times,
is to sell your property for cash to any number of companies
that specialize in solutions for stopping repossession.

The sale proceeds can be used to clear up mortgage arrears and
pay off the balance of the mortgage. Such a solution can ensure
that the potential repossession victim is not made homeless and
will have every opportunity to make a fresh start.

Such a solution should also help to ensure that their personal
credit rating is not plundered. This should help ensure that the
recovery process is as quick and painless as possible.

A recent trend that has emerged in the current credit crisis is
for people facing repossession to simply abandon their homes.
Home owners who cannot keep up with their mortgage repayments
are simply handing over the keys to their lenders and
surrendering their property.

This is not an advisable solution as the lender will be forced
to carry out the repossession process as normal and the
borrower's credit rating and personal finances will suffer. All
other alternatives should be exhausted before allowing your home
to be repossessed and sold.

It is possible to stop repossession of your home. The methods
outlines above may prove effective and should be carefully
considered before giving up. Also, this article may not provide
an exhaustive list of alternative solutions. Therefore, if you
are facing the prospect of having your home repossessed you
should conduct extensive research to try and uncover as many
potential solutions as possible. The key to success is to act
fast and do all you can to help salvage the situation.

About The Author: Michael Sterios is a writer for
http://www.webuypropertyfast.co.uk

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18.: Health Supplements: Do They Work To Help Keep You Healthy?

Posted by: "Natthanon Akarananpakorn" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 5:11 pm (PST)

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In this day and age there is a lot that people can do to help
keep themselves as healthy as humanly possible. Few people out
there would ever be able to claim that they are in the dark
about what it takes to keep their body running in tip-top shape
and looking great at the same time. Between exercises, a good
diet, health supplements and an overall healthy lifestyle there
are just too many ways to go about taking control of one's own
health for so many people to be considered chronically
overweight and unhealthy.

The Role of Health Supplements

Health supplements should never be used as a replacement for a
good, balanced diet but they are great ways to supplement the
things that you are already doing for your health. These
supplements usually come in the form of a pill although they
have been known to come in other forms as well such as powders
and oils. They can be purchased off of the World Wide Web and
any health foods or health supplements store in your local
neighborhood mall.

These supplements are usually compacted forms of essential
vitamins and minerals that our bodies are in need of every day.
They work just as they would were they part of our meals, but
there is no substitute for a good healthy meal—no matter how
effective a set of health supplements are said to be.

Can Health Supplements Help You?

For centuries, natural ingredients have been used for medicinal
purposes in countries like India, to bring about a healthier,
happier lifestyle. Nowadays, the whole world has awakened to the
advantages of these natural herbs, vitamins, and natural
supplements, which are becoming increasingly popular.

If you have certain problems with your body or areas in which
you would like to improve, health supplements may be able to
help with that. Don't make the mistake of lining up a whole
bunch of bottles of pills and calling yourself healthy because
of it, because that is not the case. On the other hand, if you
have issues with joint health or with memory or you are noticing
that your skin needs help or your hair is starting to
thin—things like these are things that can be made better
(hopefully) with the help of health supplements.

Health supplements will never replace a healthy diet and
lifestyle but there are many supplements out there that can help
to make up for what your lifestyle lacks. If you absolutely hate
fruits or vegetables, then you might be able to benefit from a
Vitamin C supplement. If you stay indoors a lot more than you go
out, a Vitamin E supplement may be something for you to look
into.

Health supplements can help make you a better, healthier you.
If you aren't sure whether or not you should supplement your
diet with these vitamins talk to your doctor or the people at
your local health foods store and get a professional opinion on
what may work the best for you.

About The Author: http://www.Find-My-Product.com

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19.: Spices Needed In A Successful Online Business

Posted by: "Steve Tash" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 5:12 pm (PST)

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There is a lot of opportunity with an online business to not
just have a secondary income but a major primary one, and with a
deep residual base.

Everyone always seems to be looking for the right ingredients
for a successful home based business. Here are the main ones for
you to consider to make the kind of living for yourself that you
have always dreamed of having.

The best of the Internet should provide a ton of support,
trainings, and a marketing co-op program you can get in that
will bring you a lot of targeted prospects.

Imagine having a business where the bulk of marketing is being
done for you. Also your business should have a powerful
automated system handling all the heavy lifting for you. And, in
Team Builder, for the first time in the network marketing field,
a team of virtual assistants, trained professionals who can get
on the phone if you want them to and handle any or all new
prospects.

For most of us who are developing an entrepreneur spirit, if
there is a lot of action, daily things to do, a list of things
you want to accomplish, you will be involved with your business
in a way you haven't before. Being busy and active is far more
interesting than sitting around wondering what to do next. The
key is to have a level head, not to get too excited about a slow
day or a super dollar day.

A home based business will provide you a keen look at your
attitude. How's that for an exotic spice. You could try to avoid
seeing your ways, but part of the journey is to grow, and not
just financially. It has been said, and not often enough that we
should aim for understanding, this is what brings true
happiness.

When entering into a home business you have to take the
necessary time required to learn. Even the best of us are
learning all the time. Patience is needed of yourself.

This allows your interest to deepen, and again, the
understanding you gain will be a value as your Internet business
becomes established and provides a greater and greater flow of
income.

So, one ingredient is an automated, proven system. Another
ingredient is support for you as a member, like step-by-step
trainings. The other spice your home based online business
should have is a product or service that is you yourself can't
wait to use, one that has a class and integrity to it. How about
being part of a 7 Trillion dollar industry like Team Builder is?
As they say, follow the money.

Finally, your online business opportunity should have a killer
compensation plan. If it has a deep residual income stream, you
have found a very good pay plan. Discern the opportunity that is
in front of you. By taking the necessary time to prepare, daily,
the tasks needed done for your work at home business, you will
ensure that it can thrive and succeed.

About The Author: Steve Tash has 15 years in Relationship
marketing, owning businesses within the Entertainment, Internet,
and Fashion industries. http://www.Bizteambuilder.com

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20.: Learning The Secret To Internet Success

Posted by: "Paul Holt" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 5:12 pm (PST)

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How many times have you seen the sales pitch that someone has
unlocked the secret to internet success? Probably more than
once. Now for a fee, they want to share the secret with you.
Why? To get your money, of course and in order to get your money
back, you can share the same secret with others. Consider how
many people now have that secret and you can begin to wonder how
many people are left in the dark.

In reality, there is no secret to achieving internet success.
It takes hard work and a complete understanding of how making
money on the internet works. It begins by having a product or
service that people want or need and ware willing to pay for it
and continues with how you get the word out that you have it for
sale. Prior to the explosion of internet use, it was called
advertising and for all intents and purposes, the same methods
used then are used today to make sales.

The internet however has made it possible for people to sell
things without actually delivering what you have paid for and
too many people fall into the trap. No person of reasonable
intelligence will send someone money expecting nothing in
return, but there are some folks who will send out money hoping
they get something back. When it does not happen, they chalk it
up to experience and look for something else. If you are that
type of person, there are a lot of people in the world who would
be willing to sell you a bridge or two. Don't worry. You can get
your money back be reselling the bridge to someone else.

If that sounds far fetched, consider some of the offers you
have received in your in box. You can spend a lot of time
reading the email and then click on to their website and read
some more, never really knowing exactly what you will receive
when you send in your money. After you pay the fee, you may
receive an instant download explaining how you too, can convince
others to send you money. You then send out the same email
selling others the exact same information.

Very similar to sending a self-address stamped envelope and a
couple of dollars to learn how to make money stuffing envelopes.
You receive instructions on how to place the same advertisement
inviting others to send you a couple of buck in a self-addressed
stamped envelope so you can send them the same information. And
the offers continue to be advertised, but few complain because
after all it was only a couple of bucks.

The real secret to making money on the internet is there is no
secret. It is done the same way as it has been done for
centuries. Delivering on promises of goods or services and
treating your customers with the respect they deserve will
provide an income whether online or off line. Goods and services
sell far better than promises.

About The Author: Paul Holt is owner of http://PHconsult.biz
and writes on a variety of subjects. To learn more about this
topic Paul recommends you visit: http://www.phconsult.biz/ Also
visit: http://www.pluginprofitsite.com/main-20355.

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21a.: How To Be Successful in Work and in Life (from 'Handbook to Survive

Posted by: "Craig Lock" clock@paradise.net.nz

Sat Feb 9, 2008 5:17 pm (PST)

Article Title: How To Be Successful in Work and in Life (from 'Handbook to Survive Life' - Updated)
Author: Craig Lock
Line Space: 65 characters
Category (key words): Self Help, Personal Growth, Success
Web sites: http://www.selfgrowth.com/experts/craig_lock.html and http://www.myspace.com/writercraig
Other Articles are available at: http://www.selfgrowth.com/articles.html
(Personal growth, self help, writing, internet marketing, spiritual, 'spiritual writings' (how 'airey-fairey'), words of inspiration and money management, how boring now, craig!)

Publishing Guidelines: We hope that the following article (an
extract from Craig's first published book HANDBOOK TO SURVIVE)
may be informative and helpful to your e-zine readers, or on your
web site. This article may be freely reproduced electronically or
in print. If it helps any others "out there" towards success,
then we're very happy.

"We share what we know, so that we all may grow."

*
HOW TO BE SUCCESSFUL - IN WORK AND IN LIFE

Firstly, a most important point: Be aware that...
Success is a PROCESS, rather than a destination - it's a road continually under construction.

* Find your PASSION, ie. what really motivates you, what drives you, what presses your "hot buttons"?
* Dream big dreams.
* Have a PLAN to achieve and set #'smart' goals for yourself.
# (ie. specific, measurable, achievable, realistic and with a time frame)
* Have your goals in line with your deepest principles,
totally in alignment with your highest life values.
* Love doing what you do... then you'll never have to do a day's "work" in your life. ("Make your vocation your vacation" - Mark Twain)
* Listen to the advice of your spouse/partner.
* Seek help from those whose skills
you don't have.
* BELIEVE you are a winner, or one who CAN be.
* Work
smarter, not necessarily harder.
* Fly with the eagles, don't scratch with the turkeys
("Though eagles may fly high, but weasels don't get sucked into jet engines").
* Be prepared to take calculated risks.
* Be aware that opportunities are always around (and are often
disuised as problems!). Luck is where preparedness meets opportunity.
* Promote your product well, innovatively and creatively (you don't need money as much as imagination).
* Satisfy customers needs completely. Put them first. People are the most important part of any business!
* Be decisive, determined and self-disciplined.
* ENCOURAGE others constantly.
* Stay POSITIVE, no matter the adverse circumstances you may be facing. A positive outlook, ie mind-set works wonders. Know that this too "shall sometime pass" (the really tough times we all go through, as well as the easy times, when we coast along, hair blowing in the breeze,.
* Enjoy the journey, even as you slide down the rapids of life...
and most impoirtantly, have FUN and laughter along the way.
* N.B: Act and live with utmost integrity at all times.
* Have a strong belief in yourself.
And, no matter how dark your circumstances,
* An even stronger belief and TRUST in God, a Higher Power, a Supreme Being, Life itself
(or whatever the concept of God means to you personally)...
that things will work out for you and your life.

"Become the person you are CAPABLE of being ... and ALL the
person God, Our Creator, the Ultimate Source intended us to
become."
- craig

"Do not follow the well-beaten track of others towards success -
like the rainbow, it is often an illusion always just beyond
our reach. Make your own path and let your spirit blaze a
brilliant trail towards the pot of gold, the prize for the
gift - one that is uniquely you and YOUR successful journey
down the river of life."

"Success to others may be apparent in what you DO; but
significance, meaning and purpose lies, then reveals itself in
what you ARE and BECOME down the 'river of life' - how and the
spirit with which you face, then overcome the daily obstacles,
the frequent trials and tribulations along the often rocky
path-way of life's magical and mysterious journey. Light your
path brightly."

"For me life is about loving a lot,
laughing a lot and having good friends.
To feel good about your uniqueness and all the special qualities
that are yours to share with the rest of the world.

It's your time to shine...
to celebrate all that's best and brightest in your life.
So be the bright light you can be to the world."

- Craig Lock ("Information and Inspiration Distributor, Incorrigible Encourager and People-builder")
http://www.selfgrowth.com/experts/craig_lock.html
http://www.craiglockbooks.com and http://www.myspace.com/writercraig

"Our Greatest Good is perhaps not to achieve wealth and share our material possessions, our money and 'riches' with others, but through encouragement and faith in other people, to lay the firm foundation of revealing the rich treasure that lies within themselves.
Perhaps that is true success in life."
- craig

"Life is about finding, then following the dream...
and one's dream/vision comes to reality through
believing in yourself, making the commitment and then creating it."

Authors Note:
Craig has written extensively in the field of self help. This extract is from his first published book HANDBOOK TO SURVIVE - a collection of writings on various subjects to help every man or woman survive in a rapidly changing, uncertain world. 'Handbook' is available at: www.lulu.com/craiglock and
http://www2.webng.com/writernz/books.html, or contact Craig at clock@paradise.net.nz

Uplifting, encouraging and empowering people through the power of words and thought energy.
Change YOUR world and you change THE world."

THESE THOUGHTS MAY BE FREELY PUBLISHED

Don't worry about the world ending today...
it's already tomorrow in "little" scenic and tranquil New Zealand

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22.: Smarter Ideas For Current Accounts

Posted by: "articleannounce" articles@submityourarticle.com articleannounce

Sat Feb 9, 2008 5:23 pm (PST)

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or in print, free of charge, as long as the bylines are
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Title: Smarter Ideas For Current Accounts
Word Count: 539
Author: Ray Prince
Email: rayprince@dsl.pipex.com
Category: Finance & Investment
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=24940

The article is preformatted to 60CPL.

Smarter Ideas For Current Accounts
When we meet new clients and agree to work together, the
number one aim we have for them is that they achieve their
monetary and non-monetary goals in life.

You have probably heard us discuss some of the component
parts to this, such as cash flow forecasting and smarter
investing etc. However, one of the areas we cover is being
smarter with the everyday issues, such as where do you keep
your cash that is needed to cover everyday spending and
direct debits etc.

Most clients tend to have ordinary bank accounts that pay
very little if any interest, and yet the level of cash kept
in these accounts can be many thousands or even tens of
thousands of pounds.

So, what options do you have, and is this important anyway?

Well, first of all, we understand that some clients have an
emotional attachment to their bank. After all, they may
have been with them since they were a student, and the
local branch is fine for them.

However, it could damage your wealth over time!

You have two main options.

Option 1 - Offset Flexible Mortgage With Current Account

Many of our clients have this type of mortgage. In recent
years, the interest rates on these have reduced, meaning
that the rates are almost as competitive as the cheapest
deals.

If you are self-employed or have private practice income,
this option is even more useful, since you can park your
tax monies here.

For higher rate tax payers, this means that you are
obtaining as an interest rate the actual mortgage rate of,
say, 5.5%. But of course this is tax free, compared to a
normal account being taxed at your highest rate.

However, just looking at a balance level on average of say
£7,500 in a given month, the savings could come to
over £400 a year. If you take this over 10 years,
then we don't think £4,000 is to be sniffed at.

Option 2 - Current Accounts That Pay Interest

If the mortgage option is not relevant, it makes sense to
ensure that on any balances in your account, you get a
decent rate of interest.

There are many more banks and building societies now
offering competitive rates. Taking one offering from the
Halifax, it gives 6.17% gross providing you pay in at least
£1,000 per month. So instead of recieving little or
nothing on your account, you could earn £462 a year.

This is taxable of course, which would mean net interest of
£370 for basic payers, and £277 for higher rate
payers. On a joint account it would be circa £323.
Still, over time this adds up, and we would much rather you
had this than adding to the bank's profits!

The Financial Tips Bottom Line

Make sure you get the best value you can on each and every
part of your financial planning, as it can soon add up to
substantial amounts over time.

ACTION POINT

If you have a mortgage, investigate whether an offset loan
would prove your best option. If not, and you are not being
offered a decent rate on your current account, switch to a
bank who will offer you this.

After all...it's YOUR money!

About the Author:

Ray Prince is an Independent Financial Planner with
Rutherford Wilkinson plc, and helps UK Resident Doctors and
Dentists get the best deals on mortgages, protection and
investments, as well as helping them achieve their
financial objectives. Just visit
http://www.medicaldentalfs.com to get your free retirement
planning guide. Rutherford Wilkinson plc is authorised and
regulated by the Financial Services Authority.

----------
This article is distributed on behalf of the author by http://SubmitYOURArticle.com
SubmitYOURArticle.com is a trading name of Takanomi Limited.
Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
Full contact details are at http://takanomi.com
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23.: What's Your Investment Risk Strategy?

Posted by: "articleannounce" articles@submityourarticle.com articleannounce

Sat Feb 9, 2008 5:53 pm (PST)

You have permission to publish this article electronically
or in print, free of charge, as long as the bylines are
included. A courtesy copy of your publication would be
appreciated - send to rayprince@dsl.pipex.com.

Title: What's Your Investment Risk Strategy?
Word Count: 651
Author: Ray Prince
Email: rayprince@dsl.pipex.com
Category: Finance & Investment
Article URL: http://www.submityourarticle.com/articles/easypublish.php?art_id=25533

The article is preformatted to 60CPL.

What's Your Investment Risk Strategy?
Sensible investment and wealth management requires a
balance between your risk profile and investment portfolio
volatility.

Both of these factors can be combined to make up your
investment policy and investment philosophy.

It's important to understand that your risk profile is
really comprised of two aspects: your risk attitude and
your risk capacity. Risk attitude is the true measure of
your personal comfort with risk. Are you willing to risk a
less favourable outcome whilst attempting to achieve a more
favourable one? (risk vs return).

Risk capacity is your ability to sustain a less favourable
outcome without jeopardising your original goals and
objectives. Risk capacity is affected by factors such as
time horizon (allowing you time to recover from an adverse
return) and total wealth (allowing you to go through a
decline in account value and still maintain your desired
spending).

The two areas are as important as each other and it is
vital that you take both into account when making important
investment decisions. For example, if your risk attitude
means that you could sustain a 25% market decline without
any impact on your goals, the appropriate portfolio may
contain 60-80% equities.

However, if your risk attitude measure indicates that any
decline in excess of 10% would cause you cold sweats and
sleepless nights, then the 60-80% equity portfolio is
clearly not the right approach. Instead, you should be
invested into a portfolio with a lower percentage of
equities.

So, how can you address your full risk profile?

There are two keys:

First, you must obtain a true measure of your risk attitude.

This can be obtained by using a comprehensive risk
profiling system. You won't be able to achieve this by
second guessing it yourself, as it's highly unlikely you'll
know enough for the assessment to be successful. You should
speak to your Financial Adviser/Planner and ask them what
they're using. One of the most comprehensive tools is
provided by FinaMetrica. Their assessment contains 25
questions and your score (1-100) will be compared against
the whole pool of those who have completed the
questionnaire.

You should then make sure you interpret the score correctly
and are able to act upon the information effectively.

Secondly, you should work through a process of financial
planning to determine your true goals and objectives. This
step is CRUCIAL as without it, how will you know what your
tolerance is for risk capacity (i.e. how will you know how
much loss you can absorb without it affecting the
likelihood of you achieving your goals).

Once you know how much downside you can tolerate, you can
then determine what the appropriate investment policy
should be, using risk attitude as a constraint. This should
lead you towards deciding what percentage of equities you
want in your portfolio.

The alternative approach is that you remain invested in a
higher percentage of equities, but prepare yourself that
you may need to adjust your goals (retire later, spend
less, spend more, etc) if the portfolio value falls too
much. Of course, you may reach your goals sooner if the
higher risk portfolio grows at a faster rate than the lower
risk portfolio.

The Financial Tips Bottom Line

When you break it all down, it's more than likely that
you're trying to achieve your goals and objectives in some
form. And most people would rather try and reach their
goals with the minimum amount of risk (yes, note I said
some people - there'll always be the risk takers amongst
us).

ACTION POINT

The subject of investment risk should not be
underestimated. If all you've done up to now is assess your
risk on a scale of 1-10 (and believe me, this is VERY
common), maybe it's time to take a more comprehensive
approach. After all, it's only going to improve your
understanding of your own risk tolerance and how much risk
you can afford to take.

About the Author:

Ray Prince is an Independent Financial Planner with
Rutherford Wilkinson plc, and helps UK Resident Doctors and
Dentists get the best deals on mortgages, protection and
investments, as well as helping them achieve their
financial objectives. Just visit
http://www.medicaldentalfs.com to get your free retirement
planning guide. Rutherford Wilkinson plc is authorised and
regulated by the Financial Services Authority.

----------
This article is distributed on behalf of the author by http://SubmitYOURArticle.com
SubmitYOURArticle.com is a trading name of Takanomi Limited.
Takanomi Limited is a limited company registered in England and Wales.
Registered number: 5629683. Registered office: 104 The Mount, York YO24 1GR.
Full contact details are at http://takanomi.com
----------

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24.: What Is Racking?

Posted by: "Big Dug" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 6:11 pm (PST)

Please consider this free-reprint article written by:
Big Dug

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Racking is defined as a framework, support or stand in or on
which to hold, hang, or display various articles. Racks come in
all shapes and sizes. A shelf is a type of rack. But there are
many other types, some of which look like shelves, while others
don't. In everyday life we see bicycle racks in schools and
colleges and towns like Amsterdam where many bikes are used. We
see different styles of racks in shops to hold and display
coats, hats and dresses. In the gym, racks are used to hold
weights and weightlifting equipment. In the home, the bathroom
will always have a towel rack.

The kitchen will have a rack by the sink for drying plates and
dishes, along with racks for wine bottles, spice bottles and
salt and pepper cruets. In the lounge, newspapers, magazines and
sheet music are often stored in racks. Racking is used for home
entertainment systems too. You often see rack holding a DVD
player and a satellite TV receiver. But the biggest use of
racking by far is in industry for holding a massive range of
articles. Like in the home, electronic equipment in industry is
often held in racking. In the computer industry for instance,
racks are used to hold servers and disc drives. Using a
specially designed rack saves installation time and helps to
keep cables tucked away neatly. Modular racks of this type
facilitate the future addition of new equipment to what's
already there. And their vented shelves increase the lifespan of
the components mounted inside by allowing proper ventilation so
that overheating is avoided. The first stage in deciding the
size of this type of rack is simply to add together the height
of all of the products to be mounted, and add at least another
third again to allow for ventilation and future system
expansion.

Some racking can be enclosed with lockable doors. Enclosure
enables electronic equipment to work in a controlled environment
and prevents interference with the installation from loose
objects or prying hands. Enclosed racking also stops valuable or
dangerous equipment being removed or tampered with. This is the
case with sensitive and valuable electronic equipment and
dangerous chemicals. In warehouses we see bulk storage racks
which are basically very large shelves. The same applies to
document storage racks. Pallet racking often has a wire deck in
a metal framework. The wire aids the circulation of air so that
stored items can dry out if they were damp when put into
storage. Cable reel racking is for storing reels of cable. The
reel can rotate on the racking so that lengths of cable can be
pulled and cut. Drum pallet racking is for storing oil drums and
other similar containers. Like a large-scale wine-bottle rack,
each oil drum is supported on two bars around eight inches
apart. Cantilever racking has arms that incline upwards.

This type of racking is ideal for storing and displaying rods,
pipes, bars, planks and dowels. These types of items can also be
stored on stacking racks, which are u-shaped devices that can be
attached together in a modular system. Special-purpose racking
is used for storing items like gas cylinders. Basically it holds
the cylinders steady and stops them falling over.

About The Author: Big Dug are a leading industrial supplier of
racking and other industrial related products. Visit
http://www.bigdug.co.uk for more info.

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25.: 5 Baby Boomer Retirement Tips

Posted by: "Dan Skriver" distribution@isnare.com articles_isnare

Sat Feb 9, 2008 6:11 pm (PST)

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Whether retirement is right around the corner, or several years
down the road, it's never too early, or too late, to start
planning for your future. Some people feel intimidated by
matters of finance, while others simply don't feel comfortable
with their knowledge regarding retirement planning. Make it a
priority to learn as much as you can about your finances by
reviewing the following essential 5 top baby boomers retirement
tips.

It's no secret that retirement can be expensive, especially
with the rising costs of just about everything, which is why
most experts recommend planning on needing anywhere from 70 to
90% of your current earnings after you retire to maintain the
standard of living you're accustomed to.

Here are the 5 top baby boomers retirement tips for those who
are serious about planning for their future:

Start With a Definitive Plan

Start by noting your current standard of living and then
examine whether or not you're willing to make sacrifices, or if
you plan to live just as you always have. Most people expect to
enjoy the same lifestyle along with travel or vacation plans
after retiring, but really have no true idea of how much money
they're going to need to actually do so.

A retirement calculator is useful for figuring out exactly what
you will need each month to meet your goals. Either online or
through your own calculations, use your current age, the age you
plan on retiring, your current savings, and how much you need to
live comfortably per year after retiring to get the final
amount.

For solutions to your specific circumstances, seek out the
advice of a professional, such as a financial advisor, your bank
or union, as well as your employer's human resources department.
Ultimately, trust your own instincts and educate yourself before
making any decisions.

Review Your Social Security Benefits

On average, the Social Security Administration (SSA) pays
roughly 40% of one's pre-retirement earnings after retiring.
Earnings statements are usually mailed three to four months
before your birthday that outline what you have paid in taxes,
along with a summary of your estimated benefits depending on the
age you retire. If you haven't yet received any statements,
contact the SSA to request one by visiting their web site at
www.ssa.gov.

Learn About Your Employee Benefits

Any employee who is covered under their employer's retirement
plan is entitled to a clear explanation of their benefits and
receive what is known as a summary plan description. Also
remember to inquire about your spouse's retirement benefits
through their employer, or open a spousal IRA (Individual
Retirement Account) for those who do not work outside of the
home.

Contribute to a 401k

One of the most often overlooked of the 5 top baby boomers
retirement tips are investing in a 401k, which is a
tax-sheltered savings plan that your employer also contributes
to. It is estimated that an entire quarter of all people who
were offered the chance to participate in a 401k plan chose not
to. If your employer doesn't currently have any type of
retirement plan in place, suggest that it start one as soon as
possible.

Follow Through

Although a growing nest egg may be tempting during those times
when you might need a little extra cash, it's imperative to
stick to your plan to avoid any withdrawal penalties, as well as
falling short of your ultimate goal when you do retire.

By simply following these 5 top baby boomers retirement tips,
it really is possible to retire the way you envisioned and truly
enjoy your future without worrying about finances.

About The Author: To learn more about the Baby Boomers
retirement and the challenges they face, please go to
http://www.helloboomers.com/category/baby-boomers/retirement/
Dan Skriver is a writer and editor for Hello Boomers Magazine
http://www.helloboomers.com, covering all subjects related to
the Baby Boomers retire

Please use the HTML version of this article at:
http://www.isnare.com/html.php?aid=223434
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