Messages In This Digest (25 Messages)
- 1.
- Take Advantage Of A Secured Loan Calculator From: Louis Rix
- 2.
- Obtaining A Life Insurance Quote From: Jason Hulott1
- 3.
- Buying Your First Astronomy Telescope From: Ann Marier
- 4.
- Interesting Facts About Camcorders From: Roberto Sedycias
- 5.
- Driven To Save Our World From: James Copper
- 6.
- How To Ensure Barbecue Food Safety From: Barbecue Smoker Recipe Man
- 7.
- What Men Really Want From Women From: Elliot Beers
- 8.
- Increasing Rarity Of Blue Topaz Prompts Jewelry Lovers To Consider C From: Melanie Spark
- 9.
- How To Care For A Garden Pond From: Derek Rogers
- 10.
- Important Leads And Referrals From: Shareen Aguilar
- 11.
- When It Comes To The Issue Of Internet Copywriting From: Mario Churchill
- 12.
- Buying A Telescope: Tips For First Timers From: Alexis Gibrault
- 13.
- Plasma Cutters Can Cut Though Anything! From: Cooper Miller
- 14.
- Article Promotion Targets Search Engines And Consumers From: Louis-Charles Martel
- 15.
- A History Of The Audio Book From: Alan Moore
- 16.
- How Should I Store My Coins? From: Robert L Taylor, JD
- 17.
- Successful Job Interviews: Attitude, First Impressions And Appearanc From: Kirk W. Nobbe
- 18.
- Nail Biting Can Be Stopped From: Shanat Kuphur
- 19.
- Ten Places To See In Bermuda From: Jonathan Williams
- 20.
- Choosing A Experienced Real Esate Agent From: James Gunaseelan
- 21.
- Opening Doors With An Orlando Golf School From: Andy West
- 22.
- Sorting Through The World Of Fine Art Auctions From: Hugh Parker
- 23.
- How To Negotiate A Perfect Car Deal From: Tom Tessin
- 24.
- Online Hotel Bookings And Reservations From: Carolyn Clayton
- 25.
- 3 Questions To Ask Yourself Before You Consider Consolidate Debt Loa From: John Campbell
Messages
- 1.
-
Take Advantage Of A Secured Loan Calculator
Posted by: "Louis Rix" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 2:11 am (PST)
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Article Title: Take Advantage Of A Secured Loan Calculator
Author: Louis Rix
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Going online to find the cheapest rates of interest and best
deal when it comes to taking out a loan is one of the quickest
ways of getting the best deal and a specialist website will make
some of the best tools available to make the job of securing the
cheapest rates of interest easy. One of the best tools is the
online secured loan calculator, by using this tool you are able
to search with the whole of the marketplace to make sure that
you have to best loan possible.
Interest rates for secured loans vary greatly so the more
quotes you can get before you decide which to take out the
better chance you will have of getting the best deal possible
with the lowest rates. An online secured loan calculator makes
this task easy and quick and along with this you are able to get
a vast amount of information regarding secured loans so that you
are able to make the right choice when comparing quotes.
A secured loan allows you to borrow a much greater amount of
money over a longer period of time than an unsecured, personal
loan would, but you have to remember that the longer the term of
the loan then the more interest will be added onto the cost of
the borrowing. You also have to take into account this is a
secured loan which means that you are going to be putting up
your home as security against the amount you are going to
borrow, the amount you are actually able to borrow will depend
on how much equity you have in your home along with other
factors. As you are using your home as equity and security then
while you are repaying the loan your home is at risk of being
repossessed if you cannot manage to keep up the repayments.
A secured loan calculator will help you to not only find the
cheapest rates of interest and best loan but will also be able
to help when it comes to deciding how long to take the loan out
over and how much the monthly loan repayments will be. You will
have to compromise against monthly low repayments and the length
of the loan bearing in mind it will accumulate more interest
over time.
Once you have got quotes using a secured loan calculator then
you have to also compare the small print and key facts of the
loans. However a specialist website should include these in with
the quotes for the loan, it is essential that you do read these
as this is where you can find additional costs which could be
added onto the loan, examples of such costs include early
repayment fees and payment protection. Payment protection
insurance should not automatically be included in the cost of
the quote but it has been known to happen, so check to make it
hasn't. If you want peace of mind that payment protection can
bring then you can buy it independently with a specialist
provider much cheaper.
About The Author: Louis Rix is Director of Netloans Ltd
(http://www.netloans.co.uk ), a leading Secured Loan Broker for
UK Homeowners offering homeowner and secured loans for any
purpose who ensure that their customers get the best homeowner
loan deal.
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- 2.
-
Obtaining A Life Insurance Quote
Posted by: "Jason Hulott1" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 2:11 am (PST)
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Article Title: Obtaining A Life Insurance Quote
Author: Jason Hulott1
Word Count: 540
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When obtaining a life insurance quote, you may think of
approaching one insurance company that your family has used for
years. That is no longer the case as the marketplace is wide
open and the insurance companies are all vying for our custom,
offering competitive deals on affordable life cover. The problem
of how best to source the insurance marketplace is easily
resolved by using a specialist website that gives full access
and helps you find the best deal.
Using this specialist website allows you to find the best life
insurance quote quickly and easily. Having only to enter your
details the once, it instantly provides information which can be
organised in a format that best suits your needs. It can be
saved and retrieved later at your convenience allowing
effortless comparison the policy contents. This saves you both
time and money and reduces the stress of finding the best life
insurance quote and there is no obligation to buy the policy.
Nowadays, when taking out a mortgage or loan, you are no longer
required to use the insurance company specified by the lender.
You have the freedom to choose from which life insurance
provider you buy the policy. As this specialist website is
independent and not affiliated to one particular life insurance
company, the information provided is impartial. This may be a
consideration for those who do not wish to use a financial
adviser and incurring their subsequent fee. This unbiased
service enables you to select the life insurance quote that
offers the appropriate cover, from an extensive range of trusted
life insurance providers.
When searching for a life insurance quote, we normally look for
the lowest premiums available. Factors governing the size of the
premiums are the sum to be insured, the period of insurance
cover, your age, your sex, occupation and whether you smoke or
not, (normally someone who has not smoked for at least twelve
months is classed as a non smoker). Occasionally, insurers will
place qualifications on the life cover, for example, the
completion of a medical examination, before they agree to
provide life cover.
If you are looking to take out life insurance so that you loved
ones will receive a cash sum upon your death, it is important to
be aware that you are only covered for as long as you pay the
monthly premiums. If you stop paying the premiums, the policy
stops. In addition, as there is no investment element with `term
life insurance' (the cheapest and most basic form of life
insurance), there is no maturity value payable at the end of the
term. The most appropriate type of life insurance for this
purpose would be Level term assurance. This pays a one-off lump
sum upon your death if it occurs within the duration of the life
insurance policy and the value of this sum remains constant
throughout the period of the policy. Premiums are normally paid
monthly although some policies allow annual payments.
It is important to review the policy details carefully before
choosing a life insurance quote. All these aspects of life
insurance can be compared easily using this specialist website,
allowing you to make an informed decision.
About The Author: Jason Hulott is Business Development Director
of Protection Insurance (http://www.protection-insurance. ),com
an internet based insurance business dedicated to getting
consumers the best rates and the best products.
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- 3.
-
Buying Your First Astronomy Telescope
Posted by: "Ann Marier" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 2:11 am (PST)
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Ann Marier
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Article Title: Buying Your First Astronomy Telescope
Author: Ann Marier
Word Count: 539
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When we were children we were often taught that we could wish
upon the first star that we saw in the evening sky. After that
wish was made and if we believed hard enough our wish would come
true. Eventually, our childhood fantasies gave way to fact as we
became more educated. This education was accomplished through
astronomy classes, space exploration and other educational
means.
The word astronomy is comprised of two Greek words. The Greek
word astro means star shaped or star and pertains to outer
space. The word onomy literally means the study of. Therefore,
astronomy is the study of the stars.
One of the major tools that assists amateur and professional
astronomers in understanding and respecting the galaxy is the
astronomy telescope. When looking to purchase a good astronomy
telescope there are a number of factors that you can keep in
mind. First, of all consider some practical suggestions,
remember it is about the diameter of the lens, and make sure
your telescope has a solid stand.
Practical Suggestions
Before you purchase your astronomy telescope it is important to
conduct your research. One way of conducting this research can
be accomplished by accessing the Internet and learning more
about telescopes. Some of the questions that you should endeavor
to answer surround what features to look for in a telescope,
approximate cost, recommended brands, etc.
Another practical suggestion, before you purchase your
astronomy telescope, is to "test drive" a telescope. This can be
accomplished by joining an astronomy club. Often these clubs
will have a stargazing event which will allow you to peer
through the telescopes owned by the various members.
Another way of conducting research, prior to purchasing an
astronomy telescope, is to ask the members in the club as to
what telescope they would recommend. The key is education.
Listen for the features they recommend, brand names, the
diameter of the lens, price, etc.
Also, you may come across a member of the club who is
considering the purchase of a new telescope. If so, you may be
able to purchase their used telescope.
Diameter Of The Lens
When considering the purchase of an astronomy telescope it is
important to remember what is the key feature surrounding your
purchase. That key feature should focus on the diameter of the
lens of the telescope and not its advertised magnification.
This is because the diameter of the lens equates to the amount
of light that can be received by the telescope. Therefore, the
larger the diameter of the lens the more light that is captured.
This in turn allows for the image that you are viewing to become
more visible.
Solid Base
Another very important feature when considering the purchase of
your astronomy telescope is to ensure that it has a solid base.
Generally, these bases or mounts are tripods.
It is important that when the telescope is mounted on these
bases that the telescope does not shake or move. Obviously, any
movement by the telescope, when peering into space, will distort
the image being viewed and provide a negative experience.
About The Author: Ann Marier writes informative articles about
family life and general health issues, Her lastest are about
telescopes and the start world. Click on
http://childtelescope.com to read all the different telescope
articles Click on http://ultimatehealthinfo.com to see the other
general health articles
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- 4.
-
Interesting Facts About Camcorders
Posted by: "Roberto Sedycias" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 2:12 am (PST)
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Article Title: Interesting Facts About Camcorders
Author: Roberto Sedycias
Word Count: 643
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The portmanteau name of camcorder comes from the two words that
describe it the best that is `camera` and `recorder`. It is a
device that records audio as well as video images and saves it
in its storage device.
Camcorders (filmadora) that initially used analog video tapes
were earlier used for broadcasting of television images. They
were huge in size, and had to be carried around on trolleys.
However, as technology advanced, camcorders that could record
digital videos started flooding the market, and soon by the
1990`s they were so small and convenient to use, that almost
every home demanded one of these devices.
Camcorders (filmadora) consist mainly of three components: the
lens of the camera, the imager and the recorder.
The lens is the `light path` of the camera that consists of a
number of adjustments to allow the user to capture pictures and
videos exactly as desired. These adjustments include parts like
aperture (that allows one to control and adjust the light), the
zoom function (that is used to adjust the field-view area
covered by the lens), and the shutter speed (that helps capture
any form of continuous motion).
The image, that could be called the camcorders `eye`, is used
for housing the photosensitive devices. This is where electronic
video-signal is developed from the light captured, in quite a
complex electronic process.
The last section, that is the recorder, provides a number of
signal-processing functions that help in copying the captured
and developed video signals on the desired recording mediums
(like the magnetic videotapes).
Camcorders (filmadora) operate on electricity and these days,
most commonly they depend on rechargeable batteries. Therefore
it is a must that you select your camcorder batteries well, and
carefully, since they are going to be with you for a long time.
Camcorders (filmadora) come with a variety of features, some of
the latest as well as the most popular additions being the flat
LCD camcorder screens. Screens that can be rotated about 290
degrees along the vertical line, and horizontally about 90
degrees are also very popular among buyers, since they make
video recording a luxury.
These days camcorders (filmadora) can be seen being used almost
everywhere. Be it the electronic media that practically depends
on this device, or the low budget TV shows that need clarity of
images and sounds, in the most reasonable prices, or the
political protestors who need to film images to prove things to
the world, or the happy parents who wish to capture their
newborn`s tantrums and feel proud.Camcorders are just
everywhere!
Camcorders (filmadora) come with various price tags (starting
form just about a few hundred dollars to over a thousand
dollars), depending on the features on the device, the clarity
of sound and images provided, the company manufacturing it, etc.
Much of it also depends on factors like the format used by them
(like the digital format or the analog format that are extremely
popular).
However, regardless of the technology these devices may be
using or how sophisticated its features may appear to be,
camcorders (filmadora) are very user friendly and can be used by
anyone. One of the most popular and user friendly applications
of camcorder can be found in cell phones where camcorders are
incorporated so extensively. However camcorders that are
included in cell phones do not provide pictures as clear as the
pictures provided by the camcorders.
Needless to say, camcorders (filmadora) have surely come a long
way since it was first introduced in the market, and judging by
the rate of its growing popularity, it can be safely said that
these devices are here to stay for a long time and continue to
develop and grow. Camcorders surely have a long way to go!
About The Author: This article can also be accessed in
portuguese language from the Article section of page
http://www.polomercantil.com. Roberto Sedyciasbr/filmadora. php
works as IT consultant for http://www.polomercantil.com. br
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- 5.
-
Driven To Save Our World
Posted by: "James Copper" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 2:12 am (PST)
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Author: James Copper
Word Count: 522
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Energy efficiency is not just about what we do at home and at
work. Its what we do everywhere. Nowhere can we practice energy
efficiency that in the way we travel. We can practice energy
efficiency in the vehicle we choose and the way we drive it.
Here are some tips on driving with energy efficiency in mind.
Perhaps the number one detriment to driving with energy
efficiency is the practice of jack rabbiting. This is the
practice of flying away from the stop sign or traffic light and
driving aggressively. When you floor that gas pedal not only do
you waste gas but you increase the rate of pollution
drastically. Even one second of this type of gunning it driving
can create almost the same amount of carbon dioxide being
emitted as if you drive normally for 30 minutes.
Energy efficiency in driving is also about thinking ahead.
Anticipating each stop so that you can let your car or truck
coast down on its own is easier on the car as well as the ozone.
Braking hard after a hard acceleration is not only a cause of
increased air pollution but it also wears out your brakes and
wastes gas.
Up to a certain point energy efficiency is helped by slower
driving speeds. If you have a car whose dash indicates RPMs note
when you are over 3000. Thats generally when youll start to see
the difference in your gas mileage. For some cars this is 80mph
on the straightaway, for others its 65mph.
There arent many things that work against energy efficiency as
much as sitting in rush hour traffic. Of course, in some larger
cities it always seems like rush hour. As much as possible avoid
stop and go driving. This will increase your gas mileage and
decrease your vehicles emissions of air pollutants.
If you can combine a number of small errands into one trip you
can make a big difference in the pollution your car generates
and the gas you use. This is because an engine and catalyst that
is warmed up creates considerably less pollution.
Decreasing the heavy items you carry around in your vehicle can
help your energy efficiency as well. Each 100 pounds your car or
truck is hauling reduces its fuel economy approximately one
percent.
For those who drive a manual transmission or an automatic
vehicle with overdrive be aware of the fact that the higher the
gear you are driving in the lower the cars RPMs, and thus the
less fuel used for the same drive and the less wear on the
engine. Manual vehicle transmissions should be shifted up as
soon as possible, and automatics should be put in overdrive as
soon as they hit 55 mph.
Air conditioning in vehicles is often necessary but it does
increase fuel consumption and pollutants. Roll the car windows
down, open the doors and air it out as much as you can before
you turn on the air conditioning.
Follow these tips and youll greatly increase your vehicles
energy efficiency.
About The Author: James Copper is a writer for
http://www.newcareerskills.co. uk
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- 6.
-
How To Ensure Barbecue Food Safety
Posted by: "Barbecue Smoker Recipe Man" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 3:11 am (PST)
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Article Title: How To Ensure Barbecue Food Safety
Author: Barbecue Smoker Recipe Man
Word Count: 739
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Many friends and work colleagues have phoned in sick because of
food poisoning and followed it up with something like "I had a
BBQ at the weekend, and I must have eaten something not properly
cooked".
To be honest I think some of them probably just drank too much
but clearly there's enough of a belief out there that food
hygiene is a problem at a barbeque for either a genuine day off
work or a cast iron excuse.
In many of the barbecue articles that I've written I've
concentrated on the phrase "sizzle is hot, flames are not" which
focuses on the need to be patient and control the barbecue
flames. If however you still haven't mastered this point then
maybe it's time to resign yourself to buying a barbecue
thermometer?
Why do I need a BBQ thermometer? Take this barbecue hamburger
example:
Many folks assume that when barbecued hamburger is brown in the
middle, it is well done but according to USDA research, 1 out of
every 4 hamburgers turns brown before it reaches a safe internal
temperature. The internal temperature must be 160°F before its
safe to eat.
The bug we're trying to protect ourselves against is e-coli,
and bacterium that live on the surface of meat. This is an
important point and essential to understand because we can
happily eat a rare steak without any chance of food poisoning.
Provided the steak is cooked well on the outside, the bacteria
are killed.
This is not the case with a hamburger however because the
burger is made from ground meat so surface bacteria could be
anywhere inside the hamburger.
The signs and symptoms of food borne illness range from upset
stomach, diarrhoea, fever, vomiting, abdominal cramps, and
dehydration, to more severe illnesseven death, but having said
all this, please don't be put off having some hamburgers at your
next BBQ cookout. With a few simple precautions that follow the
rules of basic food hygiene and barbecue food poisoning will be
a thing of the past.
Use a food thermometer. Instant-read food thermometers are good
for checking the internal temperature toward the end of the
cooking time.
1. The food thermometer should be placed in the thickest part
of the food and should not be touching bone, fat, or gristle.
2. Make sure to clean your food thermometer with hot, soapy
water before and after each use!
The other option is to use a large-dial oven-safe or oven-probe
thermometer and these can be inserted in the meat and used for
the duration of cooking.
There are many types of food thermometers, so it is important
to follow the instructions for your food thermometer to ensure
the correct reading. When happy with the method of use you can
refer to the USDA Recommended Safe Minimum Internal Temperatures
to ensure a safe barbeque cookout.
· Steaks & Roasts - 145 °F
· Fish - 145 °F
· Pork - 160 °F
· Ground Beef - 160 °F
· Egg Dishes - 160 °F
· Chicken Breasts - 165 °F
· Whole Poultry - 165 °F
That's the main one, but to finish off here are a few more tips
to help you avoid food poisoning at your next BBQ:-
1. Wash hands and surfaces often
Use warm, soapy water for 20 seconds before and after handling
food and wash you're cutting boards after each food item is
prepared
2. Don't cross-contaminate, always keep raw and cooked food
separate. Never place cooked food on a plate which previously
held raw meat, poultry, or seafood.
3. Refrigerate promptly but do not cover (e.g. with stretch
wrap) if the food is still hot
Refrigerate or freeze perishables, prepared foods, and
leftovers within 2 hours or sooner.
Be Food Safe! Prepare With Care
Know how to prepare, handle, and store food safely to keep you
and your family safe. Bacteria can grow on meat, poultry,
seafood, eggs, and dairy products, as well as cut-up or cooked
vegetables and fruits.
Follow the above and food poisoning should be a thing of the
past. Why not pass this onto your employees? You may see a
marked improvement in Monday morning attendance or maybe just
a different excuse.
About The Author: The Barbecue Smoker Recipe Man writes free
barbecue grill recipes & meat smoker cooking ideas on gas,
charcoal or electric. Outdoor grilling tips, easy fire pit
menus, healthy rotisserie suggestions and best homemade bbq
sauce recipes are available at
http://www.barbecue-smoker-recipes. com
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- 7.
-
What Men Really Want From Women
Posted by: "Elliot Beers" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 3:12 am (PST)
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Article Title: What Men Really Want From Women
Author: Elliot Beers
Word Count: 534
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Despite the negative stereotypes that portray men as only
desiring the physical aspects of a relationship, most women know
that there is more to a man than just his sexuality. But even
though women understand the complexity of man's emotions and
psyche, there are plenty who have yet to attract the men they
desire. They fail to connect with their targets on both physical
and emotional levels. This can be a result of misunderstanding
exactly what men want from a relationship. Here are some quick
tips to understanding the needs of a man in order to help you
become more attractive to them.
Freedom
There is a natural resistance in all people to avoid being
constrained or told what to do. Men are certainly not exempt
from this concept, and many women have suffered through the
experience of being too pushy with their partner only to find
him becoming more distant from them. We all like to feel that we
make decisions based on what is best for us, and the more
someone tries to convince us to see their point of view, the
more likely we are to resist. For this reason it is important
for women to give equal power in decision making. By making your
man feel like he chose or agreed to something, you will help him
feel more connected with the relationship.
Fantasy
No relationship will ever take off unless there is significant
passion and attraction involved. But attraction isn't always
connected with physical attributes. Men enjoy fantasizing about
the potential of a relationship and the exciting things that may
happen in the future. As a woman, you should focus on building
the curiosity of your man. Don't share your entire life story in
the first few dates. Instead, leave subtle hints about what you
have to offer and where the relationship might lead to. You need
to help him visualize the reward for giving you his full
attention. Keep him close to you, but always leave him begging
for more.
Challenge
Nothing kills a relationship as severely as boredom. As soon as
your man believes that he has experienced the best you have to
offer the honeymoon is over. He will begin to wonder what he is
doing with you and why he should continue to stick around. For
this reason it is important to keep things exciting and
entertaining in order to keep his interest. Of course it is
acceptable to have a few quiet nights at home, but you should
also keep him on his toes. Always keep yourself one step ahead
of him by planning surprise dates and getaways. The more
excitement you can create around your relationship, the more the
passion will grow.
Understanding what men really want is the key to keeping them
around for a long-term relationship. Realizing that it will take
more than good looks to captivate a man is the first step in
winning his heart. You need to allow him to maintain his
individuality while keeping him focused on your goals together.
This requires the perfect balance of romance, curiosity, and
excitement.
About The Author: http://attractyourman.com
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- 8.
-
Increasing Rarity Of Blue Topaz Prompts Jewelry Lovers To Consider C
Posted by: "Melanie Spark" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 4:11 am (PST)
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Article Title: Increasing Rarity Of Blue Topaz Prompts Jewelry
Lovers To Consider Cubic Zirconia
Author: Melanie Spark
Word Count: 556
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A genuine topaz is transparent in its natural state, but can be
treated to showcase a variety of colors. Of all the shades, blue
remains one of the most popular and highly sought after among
jewelry lovers. Why? In addition to being a cheery color and one
that is expected to be very popular during the spring/summer
2008 season, the color of blue is likely to be the most common
response to those who are polled for their favorite color.
The increasing scarcity of blue topaz has forced jewelry lovers
to look for a suitable alternative in terms of blue accessories.
Because fewer genuine blue topaz gems are available, those that
do remain will likely increase in price. As is the case with any
market, supply and demand often dictate the consumer cost. Blue,
which is one of the three primary colors of light and pigment,
can still easily be found in the popular form of cubic zirconia.
Cubic zirconia jewelry, because it is designed to imitate a
flawless gemstone, creates the look of an expensive accessory.
From pendants to earrings, rings and bracelets, blue cubic
zirconia is the perfect compliment to both casual and business
attire. Whether you're out and about in your favorite pair of
denims or you're working in an office setting, this soothing
color is sure to be a welcome companion. Its cheerful hue can
brighten your day just as easily as its softness can provide
instant relaxation. For some, the color of blue may be
reminiscent of their birthstone. For others, it may remind them
of a day at the beach. Whatever the case, nearly everyone can
find a reason to fall in love with the color of blue.
As mentioned earlier in this article, blue is expected to be a
very popular fashion color for the upcoming spring/summer 2008
season. While every jewelry lover enjoys knowing that the
accessories they choose are 'in fashion,' it's equally important
to own classics that will never go out of style. In terms of
popularity, blue is one color that has remained a favorite for
many years. From the color of inviting eyes to the shade of the
perfect afternoon sky, blue is a shade that reminds us of some
of life's most beautiful objects.
If you're looking to add something new or something blue to
your jewelry collection, you may find that genuine blue topaz is
becoming increasingly rare and expensive. Luckily, the presence
of blue cubic zirconia will allow you to expand your collection
without shrinking your wallet. Simulated blue topaz can provide
you with a bold look at a fraction of the price of the natural
gemstone itself. When set in sterling silver, the white metal
provides the perfect backdrop to allow this stone to shine.
When shopping for your next piece of jewelry, don't be afraid
to mix and match your colors. Jewelry can provide us with a
rainbow of shades and, if we are open to it, the perfect
accessory may be the one that we turn to every day and for every
occasion. It's easy to pull out the classic black business suit
or turtleneck sweater because they never go out of style, but
adding a touch of color to these timeless classics is one smart
look.
About The Author: For more information on blue cubic zirconia
and cz jewelry, visit Almost Diamonds at
http://www.almostdiamonds.com
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- 9.
-
How To Care For A Garden Pond
Posted by: "Derek Rogers" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 4:11 am (PST)
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Article Title: How To Care For A Garden Pond
Author: Derek Rogers
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A garden pond is a truly lovely feature to have. Many people
enjoy sitting in their garden, relaxing and watching the fish
swim through their pond. It's a great thing to do in order to
clear your mind and just have a little 'down time.' But, how do
you truly care for your garden pond in order to ensure a long
time of enjoyment from it? Here are some great tips that will
tell you how to do just that.
Pumps and Filters
One of the most important things you can do to keep your pond
up and running is to purchase a pump and filter which can be
purchased easily, either online or at most aquatic centres. This
is also extremely important if you have fish in your pond.
Without a pump and filter, which cleans and keeps the water
moving, your pond water will become dirty, full of algae and
bacteria and stagnant. A pump moves the water, constantly
recycling the water that is in the pond, while the filter cleans
the water and ensures that the water is clear and a happy
habitat for pond fish. The most important part of the filters
job is to act as a mini sewage system for the pond. In simple
terms the media within the filter creates a huge surface area,
which becomes home to many millions of helpful bacteria.
Without a pump and filter, some fish will die. Koi fish are a
good example of fish that really need the perfect environment to
live.
Surface Issues
Another way to care for your garden pond is to ensure that all
leaves, branches or twigs are promptly removed from the surface
of the water. Many times people place their ponds in backyards
or gardens that have trees and shrubs. When you do this, the
wind can easily blow debris into your pond. Ensure that your
fish are happy and cozy and that your water stays clean by
removing this debris. You can utilize a net in order to do this,
but most people simply scoop it out with their hands.
Water Change
After the winter, it is usually recommended that pond owners to
a partial water change. This will remove the stale, sometimes
dirty and murky water and replace it with cleaner, healthier
water. You shouldn't remove all of the water in your pond. Most
people do about 20% to 50% in order to maintain a clean and
healthy pond. Simply ensure that you do not damage the fish when
you do your water change. Always leave enough water for them to
swim comfortably in and so they will not get lodged on rocks or
other objects in the pond and be above the surface of the water.
Taking care of your pond is very important if you plan to enjoy
it for a long time. Most people put a lot of time and money into
getting their ponds in the first place, so utilizing these tips
and ideas for caring for your pond will help you protect your
investment.
About The Author: Derek Rogers is a freelance writer who
represents a number of UK businesses. For pond care, he
recommends Seapets, one of the UK's leading suppliers of garden
ponds:
http://www.seapets.co.uk/view- subcategories/ category/ 8.html.asp
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- 10.
-
Important Leads And Referrals
Posted by: "Shareen Aguilar" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 4:11 am (PST)
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Article Title: Important Leads And Referrals
Author: Shareen Aguilar
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Getting leads and referrals for an insurance business made
online gets your business going. If you are an insurance agent
who have just started plotting what you really want to achieve
in the next coming months, plus the approach that you are going
to use in order to get leads, then, expect to be in business for
even a longer period.
Who knows? Maybe after several more efforts and determination
to manage your insurance business well, you'll be regarded as
one of the most successful insurance agents in the market.
Why are leads and referrals to other customers so important?
Many business owners online continue to do this because of
money. There are however the more "innovative" ones who have
managed to establish and maintain their online success just by
pursuing in getting leads and referrals all year round.
The only reason an insurance agent needs to maintain high
number of leads for his business is to stay being in business.
Second, is to earn money (of course), then build credibility and
expertise in the insurance field followed by goals of expanding
your business, building a house, buying a new car so forth and
so on.
Dreaming big is also one factor but, each big dream has to have
a strategic plan with it. You can't just certainly create
something out of the top of your head and let it materialize
right away. These are what we call stepping stones to success
and what is success going to become if we don't have steps to
land on.
To simply put it, an insurance agent can never get more leads
or referrals if there is no uniqueness with the service that he
gives his customers. Try to put yourself in the situation of a
customer, if you don't receive anything "special" or that you
seem not treated so well by a staff of an establishment, you'll
realize soon that you're not getting a good service. You, then
move on and find another better company and you make sure that
none of your friends get ripped off by this same company.
Always think about the effect that it's going to do to your
clients. Keep them informed; update them. This will make them
feel that you are a good insurance agent who's doing a job so
well and you will definitely be recommended to others.
About The Author: Shareen Aguilar is a writer for Insurance
Leads Generation http://www.insuranceleadsgeneration which.com
has information on generating Insurance Leads.
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- 11.
-
When It Comes To The Issue Of Internet Copywriting
Posted by: "Mario Churchill" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 4:12 am (PST)
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Mario Churchill
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Article Title: When It Comes To The Issue Of Internet
Copywriting
Author: Mario Churchill
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If you have been in the Internet industry for very long your
have probably already figured out that Internet copywriting can
literally make the difference whether you are successful or a
failure online.
Many new website enlist in outside help in the case of Internet
Copywriting. They aren't sure exactly how to put the word on
their web site that will sell their products so they hire
Internet copywriting services to assist them. In this case, the
Internet copywriting services available although not really
expensive, however they do make a good profit, for there are
many web sites where the owners of the web sites, are afraid of
making mistakes and not using the right wording. By hiring an
Internet copywriting agency or individual they are certain to
get good results.
So, how do you enlist in Internet copywriting agencies or
individuals to do the work concerning your web site for you?
This is very simple, just do a search on Internet Copywriters
and you will have more results, to the point that you literally
don't know which one to go with, and after viewing a few, you
eventually find one that is just perfect to fulfill your needs
for your specific web site needs.
In fact, for a nominal fee some Internet Copywriting agencies
or individuals will additionally offer web site newsletters
specifically designed for your web site. You simply provide all
the details you would like to have included in the newsletter
concerning your web site, and in most cases, the Internet
Copywriting services can do the newsletter to your specific
designs. And of course, they will always get your approval
before designing the finishing touches to the newsletter they
have designed for your web site.
Obviously you want to increase your Internet sales on your web
site. So by using words through Internet copywriting most often
times you will give your customers an offer they can't refuse,
all through the use of wording. You have to consider too, that
Internet copywriting should be considered worth the reader's
time. Enticing and valuable. There's nothing that will turn your
customers away faster than reading information about products
that aren't accurate enough to the outcome of the customer
thinking it is a worthless offer.
One should remember there are limits to basic Internet
copywriting laws, and they are important to remember. Without
having permission on wording or organization of information,
this could be considered copy write infringement. And there are
laws protecting the Internet copywriters who do their own
original work, and others simply copy the material they have
listed on a web site. So remember only use original work that is
not duplicated word for word on a different site. At times words
can be rearranged or put into a different context, if this is
the case, sometimes the Internet copywriting material is
accepted.
Additionally Internet copywriting can be associated with what
is known as "fair use". This is where a web site hasn't really
done any copy written material, however, it is still considered
not a very good idea to copy any material from a web site due to
the fact that it very well could be copy written and simply not
noticeable on the web site itself. And the truth of the matter
is, is doesn't have to be. Internet copywriting is essentially
the basis of your web site and in all reality is easy to get
used to once you've learned more about the web site.
About The Author: Mario Churchill is a freelance author and has
written over 200 articles on various subjects. For more
information about internet copywriting checkout
http://www.websiteconversionexpert. .com/7levels. html
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- 12.
-
Buying A Telescope: Tips For First Timers
Posted by: "Alexis Gibrault" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 5:11 am (PST)
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If you are looking to the stars and want to get a better look;
of course you know that your next investment, whether as a
novice stargazer or an avid astronomer, is a telescope.
Unfortunately, as is true of most technological investments;
painstaking research must be done to compare product specs,
costs, and overall features to find the best telescope for your
particular purposes. Not to fear: here is all you need to know
on the latter aspects, to aid in your beginner telescope
purchase.
First and foremost, there are three basic types of telescopes:
reflector, refractor, and combo catadioptric.
· The reflecting telescope (or Newtonian) basically uses a
concave design and mirror lens to reflect light off an object in
the distance, to perceive it more closely. These types offer
great light-gathering technologies, are typically stationary,
and are the least expensive of the three. They are the best
beginner telescopes for those interested in casually exploring
the night sky at a value price.
· The refractor telescope works by using a number of lenses to
refract or bend the light that is being transmitted by a distant
object, to gain a more focused magnification from the eyepiece.
Refracting telescopes are comparatively much more expensive; but
also offer sharper, high-contrast, accurate views of the stars,
planets, and moon above. It is also worthy to note that another
bonus of the refractor is that it performs with aplomb in all
atmospheric conditions, unlike the former.
· Lastly, is the catadioptric (example: matsutov-cassegrain)
telescope. This type compasses both the bent lens system of the
refractor telescope, as well as the mirror technology of the
reflector telescope. Middle ground of all three, the
catadipotric boasts high-quality precision, resolute optical
technologies, convenient portability, and promises a more
digestible price range than the refractor models.
Once decided upon what type of telescope you'd like to invest
in; the next step is figuring out what technical specifications
to look for, as far as magnification, aperture width, focal
length, resolution, etc.
· Magnification is the first number listed in the formula
usually expressed for a telescope, example: 100X5. The
magnification in a 100X5 would be 100, and means that this
telescope will give you 100 times the magnification you would
perceive an object with than the naked eye. It is necessary to
recognize that more is not always better, because the more the
object is magnified, the less light is allowed to view it with.
· Aperture is the second number denoted by the formula (In this
case: the 5, of the example 100X5), and is simply the diameter
of the objective lens. The aperture measurement tells us how
much light will be allowed in offering clarity to the object you
are looking at. The larger the diameter, the more light allowed;
and so it is necessary to adequately balance magnification
(power) with appropriate aperture.
· Focal length (represented in millimeters) is the length that
light has to travel within your telescope to reflect and
perceive the object. The higher the focal length measurement:
the higher the magnification, the larger the image, and the
smaller the field of view.
· Resolution is the telescope's capability to render the
object's image in detail. The higher the resolution, the sharper
the details you will be able to perceive. This is directly in
relation to the aperture width, as discussed earlier: the larger
the aperture, the better the resolution.
Once you recognize the different types of telescopes, and the
relationship of the basic specifications as listed above; you
can begin to maneuver your way around selecting one for
yourself. How casual your intended use, what objects you'd like
to view, and how much you'd want to invest; all play a big part
in determining the best telescope for your uses; but now armed
with the basics of buying a telescope, you're sure to find the
perfect new optical device with ease.
About The Author: http://Opticsale.com offers the best in
discount high-quality telescopes by the best brands in the
industry.
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- 13.
-
Plasma Cutters Can Cut Though Anything!
Posted by: "Cooper Miller" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 5:11 am (PST)
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Cooper Miller
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Article Title: Plasma Cutters Can Cut Though Anything!
Author: Cooper Miller
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One of the best tools for cutting metal is a plasma cutter. It
is effective and convenient to use, and thanks to the latest
technology being applied in the area, it is now possible to cut
metal with almost laser precision.
A plasma cutter works differently than a conventional welding
torch. Rather than using a flame produced from a burning gas in
the style of oxy acetylene welding, a plasma cutter uses a jet
of inert gas such as compressed air, and then applies a very
high voltage charge. The electric charge arcs through the jet of
air, and ionizes the gas. The ionized gas reaches extremely high
temperature, and becomes what is called plasma.
This highly charged and hot temperature jet of plasma is able
to melt through metal at the point of contact without having a
massive impact on the surrounding material. This makes a plasma
cutter a very precise way of cutting metal.
For small jobs in a workshop where metal is being cut in order
to make a bodywork patch, or a replacement panel, plasma cutters
are the ideal solution. One of the most important aspects of
plasma cutters is that they use an inert gas, meaning that you
do not have to worry about storing volatile and explosive gases.
In the past, plasma cutters were a fairly imprecise and blunt
means of cutting metal thanks to their large "flame", however,
thanks to advances in the materials and technology used to
manufacture plasma cutters, they are now able to produce a much
more focused flame. This means that you not only get a more
exact and neater cut, but are able to do it with lower power.
Plasma cutters are available from under $1000. You can get a
Firepower 12 amp plasma cutter with its own compressor that uses
compressed air to create the plasma torch for $998.75. This
tool, which is ideal for small jobs in any work shop, is
flexible enough to carry out a range of tasks.
With a basic compressor driven plasma cutter, you get a torch
with two settings. The pilot arc of plasma is ideal for burning
off paint, while when you turn up the power; the cutter is able
to cut through sheets of steel an eighth of an inch thick at a
rate of around nine inches per minute.
By spending a little more, it is possible to get a more
powerful and flexible tool. For less than $1350, you can buy a
Lincoln Electric Welders Century 25 Amp Plasma Cutter. This tool
is designed for effective auto body repair jobs, and provides a
fully earthed cutting arc that removes the high frequency
harmonics that are able to damage the complex electronics in a
car.
The century 25 amp plasma cutter has its own built in
compressor, which has an adjustable regulator to control the
size of the actual plasma. This means that you can vary the
intensity of the cutting edge of the tool, and deal with metals
of different thicknesses up to 3/16" of milled steel, at an
acceptable cutting rate.
At the top end of the plasma cutter market there are complex
and powerful tools such as the Miller Auto Arc 4500 Plasma
Cutter. This tool, which retails from around $2500, is a much
more flexible and powerful cutter than most other models. Its 27
amp power supply, coupled with a strong compressor means that it
can deliver a flame hot enough to cut through steel more than
half an inch thick at an acceptable rate, and get through most
body panel metal like a hot knife through butter.
As with all tools, it is important to select the one that fits
in best with your business needs and budget. If you only require
a lightweight plasma cutter for occasional jobs in the workshop,
then an entry level model is perfectly acceptable, however, if
you need to perform regular work requiring the tool, then
getting a more robust model is an excellent idea, as the tool
will more than pay for itself over time thanks to its
reliability and ability to cut through metal much faster and let
you get on with work more quickly.
About The Author: Jason has been in the construction equipment
and industrial sales business for over 10 years. He owns and
operates Red Hill Supply to better serve the automotive and
industrial industries. -
http://www.redhillsupply.com/ Air-Compressors. htm
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- 14.
-
Article Promotion Targets Search Engines And Consumers
Posted by: "Louis-Charles Martel" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 5:12 am (PST)
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Author: Louis-Charles Martel
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In sag gone by savvy World Wide Web documents marketers
utilized portals to advertise their products, refined level
exchange products, and services they provided. Pending a
consumer was searching for a business to fulfill the needs she
or he might turn to had, more often than not the web surfer
shorts would stumble on such a portal rather than an actual
website and the complaints of online consumer i.e. unreasonable
and frequent. After all, there was little explanation given
about the business and the sole province was to get hit parade
and more hits directed to a website with little effort placed
into the actual purchase effort.
Yet in midstream the search engines totaled that they had
unrestricted of the portal sites and suddenly the ready stream
of visitors burned up and slowed degeneration to a leak. Search
engines reject the hall sites now and instead give one-sidedness
rankings to those hearths on that account actually provide
cogent content and bona fide ex cathedra product which are
keyword rich and offer an entreat to recreate. Still the
perception of article marketing was born. Today, article gain
targets search engines and consumers, and the apprehension has
proven so successful from here companies are quite frequently no
ancillary on this medium to get out the syntactic arrangement.
The cognizance is deceptively simple: a consumer in command of
a product or service types in a occasion phrase or syntactics
attack the search engine and allow the lien engine to appeal
diehards* the most relevant websites for inspection. Yet rather
than relying on simply a match of terms ñ imaginative online
four-flusher* try establishmented to detour this system by
simply putting a bunch of gibberish jump on the site that
unallied especial highly reviled abraxass and command character
ñ the sale engines are now looking for contextual
appropriateness in the framework of the topic and also the
industry.
This permits the search engines to week out motherlands onward
are obvious sales pitches and contain little information thence
is of value and rivet solely on a overpaid pitch. The roof
common offenders are multi level marketing homesteads and
distributor sites devoted to nutritional supplements. For
reasons unknown, there is a wealth of these sites that is
contesting for their administer of the online traffic and the
fonts of varying sizes, reproduced checks, and online
testimonials that tout the weight of the either the business
opportunity of the supplement are cloud ñ yet detailed
information about the actual business is exceedingly limited.
In lieu, savvy marketers have now found that utilizing
informative material which provide a service to the course book
while at the same time song the nature of the movement sympathy
catapult them endorse the top of the requisition equipment
rankings, and thus with both eyes closed the entrepreneur and
the consumer win! Freelance writers now specialize in the
crafting of these products and application them for sale at low
prices to website salespersons who are presumption to add a
batch of content to their sites fast. Well researched, written
in contemporary English, and at now and again altogether comic
to read, in kind articles will occasionally be picked up by
e-zines and blogs and thus further the exposure of the network
henceforward is now marketed.
About The Author: Louis-Charles Martel is owner of
http://MoneyMLMClub.com and writes on a variety of subjects. To
learn more about this topic he recommends you visit:
http://www.MoneyMLMClub.com
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- 15.
-
A History Of The Audio Book
Posted by: "Alan Moore" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 5:12 am (PST)
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Article Title: A History Of The Audio Book
Author: Alan Moore
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An audio book is a relatively new format and one that arouses
skepticism in many people, especially if they have been brought
up to appreciate the written word. This is unfortunate, because
an audio book is very easy to use and, with the right hardware
and software combination, many people could begin to appreciate
a whole new world of story-telling and information.
It's fair to say that age plays an important role in the
acceptance of audio books. Older folks, surprisingly, are often
more inclined to accept the new format. The BBC has been
broadcasting serialized classics on the radio for many years and
so 'listening' to a story is not an unusual phenomenon for older
people.
Also, we must be aware that the audio book has come a long way
since Native American tribes were recorded by J.P.Harrington in
1933. He recorded the oral histories of these tribes so that
future generations could enjoy them and also preserve a very
important part of history.
Eventually, the 'Books for the Adult Blind Project' was created
by the American Congress and led to the development of talking
books for people with hearing disabilities. Soon, audio books
were being made in their thousands and became a kind of public
service. In fact, the National Library Service distributed
millions of these audio books to blind people across the US.
How the Audio Book became part of Popular Culture
Above all other factors, technology made the audio book more
widespread. Cassette recordings were favored in the 1960s and
were easy to use and transport. Educational recordings became
popular, especially those of a self-help nature.
The arrival of the compact disc (or CD) transformed the whole
industry. As the industry matured, audio books became more
polished and producers began to create higher quality recordings
made in top recording studios. Actors were hired to do the
voice-overs and soon the industry became a billion-dollar
concern.
At the moment, the audio book is extremely popular and easily
accessible by all people. The growth of the internet (and the
increasing speeds available) has led to thousands of audio books
being made available to download. Obviously, this is extremely
convenient and makes popular recordings available at any time of
night or day, and without the inconvenience of having to leave
your home. The miniaturization of technology - mp3 players and
phones - allows audio books to be enjoyed on the move as well.
So, great classics by Shakespeare and Dickens are set to be
heard by an even wider audience, perhaps even by those who might
otherwise prefer to read comics.
Ironically, maybe the spread of audio books is leading many
people back to reading the printed word. The worries of audio
books replacing printed books is perhaps rather exaggerated,
despite those who would say otherwise. There are times when
ear-plugs, or headphones, simply don't cut-it and a good,
traditional book is just the ticket. The physical dimension of a
printed book, maybe with illustrations, takes some beating.
Both printed and audio books would seem to have their place in
the world of literature!
About The Author: Alan Moore reviews audio books at
http://www.AudioBookActive.com He is available to hire as a
composer of music for audio books and you can hear his media
work at http://www.alanjmoore.com
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- 16.
-
How Should I Store My Coins?
Posted by: "Robert L Taylor, JD" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 5:12 am (PST)
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There are two concerns when discussing the storage of coins.
First, the storage of the individual coin, and Second, the
storage of a group of coins, or an entire collection.
Storage of a Coin Collection
The Environment of the entire Collection, or Group of Coins is
the focus, taking into consideration Temperature, Humidity and
Light. A relatively constant, moderate to low temperature and
low humidity are preferable for long term storage of numismatic
collectibles. Placing packets of silica gel, which absorbs
moisture, in the coin storage areas helps control atmospheric
humidity. The less light, the better; and absolutely no
sunlight. This is why a safe or vault is ultimate storage
container; because it controls Temperature, Light and Humidity,
and provides Superior Safety.
Groups of Coins, or Collections are best stored in plastic coin
boxes, such as sold by PCGS, NGC and Whitman, and which will
hold 20, separated, "slabbed" coins. Another alternative is a
cardboard coin storage box (single and double; red, blue or
black), which stack easily on each other. Different sizes are
available for slabs, as well as Vinyl and Cardboard Flips.
Storage of Individual Coins
Putting Individual coins into Holders is Imperative for all
coins whose condition is BU and above, or MS60 and higher. Coins
below these designations are considered "circulated" because
they are found in the general circulation of money. Typically
this will mean they are found in pocket change, or in rolls of
coins purchased at a local bank. Although collecting Circulated
coins is a great personal challenge for many collectors, the
more serious Coin Collectors will concentrate on "Uncirculated"
coins (BU+ and MS60+ ) because of their better condition
(grade), value, and appearance.
Types of Containers or Holders.
Almost anything will do for coins with small or no numismatic
value. A coin that is worth only face value, is not likely to
have much numismatic value. while nearly airtight holders made
of inert materials are a better idea for valuable coins.
Bags, jars and boxes are adequate for raw pocket change and
circulated coins.
Paper Envelopes or Paper Flips of various sizes (usually 2 x 2)
are still used for single coins. Be sure to use envelopes made
explicitly for holding coins, otherwise your coins may change
color (tone) over time due to reaction with sulfur or other
chemicals present in the paper. Since the coin can not be seen,
it is now out of favor with collectors.
Folders and Albums are sold primarily for series and type sets.
Properly used, they offer moderate protection from wear and
handling. Over the years coins may tone due to reaction with
sulfur or other chemicals present in the folders and albums, and
are therefore not a good choice for long term storage of higher
grade coins. The coins are still exposed to light, air,
chemicals and human touching. Albums have clear plastic covers
over the coins, which slide in and out. This sliding action can
leave unwanted and unattractive marks on the coin.
Plastic Flips are available in various materials. "Soft" flips
were once made from polyvinyl chloride (PVC) which decomposed
over time with disastrous results for coins; leaving a green
appearance and substance. PVC flips are no longer made and sold.
Mylar, vinyl and acetate flips do not contain PVC. While not
airtight, they are reasonable choices for moderate value coins
that will be "left alone" for multiple years.
Vinyl Pages (8 ½ x 11) which fit into a 3 ring binder. Well
suited for Cardboard and Vinyl Flips, with great visability of
coin obverse and reverse. This is a Great Favorite.
Mylar-lined Cardboard Flips, often called "2x2s" or cardboard
flips. At one time, the most preferred and commonly used. but
also available in other sizes, are similar to plastic flips. A
coin is placed between the two halves, which are then folded
over and stapled together (some brands contain an adhesive). The
boxes that they come in are ideal for multiple coin storage
Tubes are plastic containers designed to hold a number of the
same size coins. They come in different sizes for different
coins. They are fine for bulk storage of circulated coins and
are appropriate for higher grade Uncirculated, BU+ and MS60+
coins. A disadvantage is that the coins cannot be viewed without
being removed from the tube.
Hard Plastic Holders are preferable for more valuable coins.
They are self sealing, and not known to contain any materials
that harm coins and offer good protection against scratches,
touching and handling, air and chemicals, and other physical
damage. They are available for individual and small sets of
coins, and come in all sizes.
Slabs are Sonically Sealed hard plastic holders for individual
coins. They offer Excellent protection. Because of the expense
of having a coin slabbed, they are generally suitable only for
more valuable coins i.e.: BU+ and MS60+ Coins.
Although generic slabs are available, most often, a slab will
be seen holding a coin that has been Professionally Certified
and Graded - which has tremendous advantages. The biggest
advantage is when buying a coin on the Internet or by phone. You
know what you're getting. A coin Certified and Graded by one of
the "Top Four" gives reliability, assurance and security. A big
advantage over the scam sellers of raw coins, and non-conforming
grading companies.
Have fun collecting your Perfect Coins!
Robert L Taylor, JD
Copyright 2006
About The Author: Robert Taylor is a retired Lawyer, from
Denver, CO, and who has had a passion for collecting US coins,
since the age of 6. Wanting to share his Passion, he created
http://www.ThePerfect-Coin.Com which features US Rare and Modern
Coins (from 1960) and http://www.PerfectDollarCoins. Com
featuring US
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- 17.
-
Successful Job Interviews: Attitude, First Impressions And Appearanc
Posted by: "Kirk W. Nobbe" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 6:11 am (PST)
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Author: Kirk W. Nobbe
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The first 30 seconds count most of all in job employment
interviews. Most job seekers think that their job of "selling
themselves "to the employment interviewer occurs when they walk
in the door. Most of your work will have been done in
preparation previous to the actual interview. The first 30
seconds of any interview are the core elements of getting that
job of adding, confirming and supporting your preparation for
the job interview and ultimately to be successful in "getting
that job".
People often form major opinions about others within the 30
seconds of meeting them. For this reason the first 30 seconds
of an employment interview or indeed any personal introduction
will make or break you. To make it worse, once an initial
impression is made, it is almost impossible to shake off. It is
a well known fact, in the human resources field and industry
that professional interviewers will state that in most cases of
job employment interviews that in the time period that it takes
to applicant to walk across the room to introduce themselves and
say "Hello" that the decision of "yes" or "no" to hire or "not
hire" the applicant is almost there and is almost made. The rest
is just corroboration, documentation and support and basically
filler.
Interview and interpersonal communications experts have
repeatedly and thoroughly studied hat applicants can do to make
a most favorable first impassion and project professionalism and
competence during interviews. The attitude, image and appearance
that a job or employment applicant projects during interviews
are as influential as or even more influential than their very
skills that they have acquired in their education or on the job
training careers. Projecting strength in these areas gives job
applicants a decided edge over their competition.
In terms of actual percentages it has been researched that
attitude has a 40 % impact on interviews and their outcomes,
image and appearance 25 %, communication (both verbal and
non-verbal) 25 %. Amazingly all in all, job qualifications
themselves only account for 10 % of the approximate impact of
the real power and effect on interviews and interviewers.
It is very important to recognize that applicants are screened
on paper first. One very successful individual learnt this
lesson early in life. As a lad he had applied for a job at a
them major department store. The standard procedure was to fill
out the standard application at the human resources department.
The lad did this simply, being both well dressed and groomed and
as well polite to the secretary and receptionist. This to him
was a standard and basic approach to both life and job seeking.
It was only after he had received the job and was on his way to
the department of his employment did he find out that the note
to the department head included a short notation on the
application from the receptionist of "looks good and ok". The
receptionist turned out to be the major initial screening
mechanism of the employment process.
Your attitude is your number one factor that influences an
employer to hire or not hire you for the job, position or
career.
What can you do to present a "good attitude"? First of all
concentrate on being likeable. As simple as this may seem,
research has continually proven that one of the most essential
goals in successful interviewing is to be liked by the job
interviewer. Interviewers want to hire pleasant people whom
others will enjoy working with on a daily basis.
You can do the following to project that you are a highly
likeable future employee appearing at an employment interview:
be friendly, speak positively, and use positive body language
and smile. Lastly make sure that your appearance is appropriate
for the industry, position and setting. It is always best to
project an air of confidence and pride. Act as though you want
and deserve that job- not as though you are desperate and will
take anything and any position.
Next demonstrate genuine enthusiasm. An applicant's level of
enthusiasm often influences the employer as much as another
interviewing factor. The applicant who demonstrates little
enthusiasm for a job will never ever be selected for the
position.
It is always best to demonstrate knowledge and interest in the
employer. Saying that "I really want this job" is not
convincing enough. It will fool or appeal to few, explain why
you want the position and how the position will fit into your
career plans. You can easily cite opportunities that may be
unique to the firm or organization. Additionally you can
emphasize your skills, training and education that are highly
relevant to the firm and the specific position.
Remember that any interview, indeed any communication in life
and in business, is a two way street. Project genuine interest
in deterring whether you and the employer will mutually benefit
from your employment and career with the organization involved.
Lastly always perform at your best each and every moment. There
is no such thing as a pause or a "time out" during an interview.
Even in the waiting room treat the assistant, receptionist and
each and every employee that you encounter politely, with
deference, respect and courtesy.
About The Author: Kirk W. Nobbe Edmonton Calgary Alberta Job
Shark http://www.jerkbossesIhaveknown. com
http://www.albertajobshark.com
http://www.acemploymentservices. net
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- 18.
-
Nail Biting Can Be Stopped
Posted by: "Shanat Kuphur" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 6:11 am (PST)
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Article Title: Nail Biting Can Be Stopped
Author: Shanat Kuphur
Word Count: 546
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Biting of nails is a sign of stress or anxiousness of your
mind, commonly seen in the male category. A situation in which a
person finds himself depressed and always worries about things,
results in biting of nails. We normally use nail-biting habits
to relieve the stress, where frustration is drawn on the nails.
About 50% of children ageing from 10-18 pass through this stage.
Approximately 23% bite nails from the age group of 18-22, and
only 10% tend to bite their nails after the age of thirty. This
habit of biting nails is a state of worry for anyone, be it a
toddler or even a grown up person. This has something to do with
the person's distracted state of mind where he/she finds it
difficult to avoid the nail biting habit.
It will take time for you to get rid of nail biting but
nevertheless you will stop nail biting, but for this you require
to choose for an effective treatment from the long list that
states its achievement in conquering nail-biting habits. Nail
biting is very harmful for a person's health where he digs in
all the dust and harmful bacteria from his nails and into the
stomach this may lead to a stomach ache. All this has to do with
our mind that is full of stress, frustration, anxiousness, anger
and so on, which result in biting of nails.
Some people use nail-biting creams in order to avoid nail
biting, which taste awful and are said to have side effects.
Some use hand gloves, where as some try and cut there nails
really short. Many people go to an extent where they fit a bite
plate to make it impossible for them to bite nails, this might
work to a certain extent but such a way might is uncomfortable
and you might have damaged teeth in response to such an
unreliable way of getting rid of nail biting habits. The ones
who go to the extent of cutting their nails to its limits find
themselves biting their finger skin instead of fingernails.
Instead of this try something that has all around success.
Hypnosis is said to be an effective possible treatment you can
get. Hypnosis is supposed to deal with your mind and not the
external parts of your body unlike the other ways of treatment.
As the nail-biting problem has nothing to do with your fingers
and it is your mind that has all the stress and anxiousness that
has made you bite your nails. Hypnosis dealing with your mind
makes it concentrate on the positive things making it aware of
what is good and what's bad. However a hypnosis treatment can be
received through the Internet where you can download the mp3
contents and use it in getting rid of nail biting habits.
Hypnosis treatment can be done by you with a little bit of help
from the mp3 downloads that will help relax your stressed and
anxious mind that always resulted in biting fingernails. A
little investment can get the best results that you had never
dreamed about. The effects of this will be positive and instead
of biting nails in tensed situations your mind will calmly find
the solution for you.
About The Author: For more information on stop nail biting and
nail biting check the link -
http://www.richardmackenziedirect. com/Stop- Nail-Biting- Hypnosis. htm
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- 19.
-
Ten Places To See In Bermuda
Posted by: "Jonathan Williams" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 6:11 am (PST)
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Article Title: Ten Places To See In Bermuda
Author: Jonathan Williams
Word Count: 636
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Bermuda is composed of wonderful islands interconnected to each
other by bridges. It is situated along the coast of Cape
Hatteras in North Carolina. Its majestic beaches are popular
worldwide, thus, it became one of the favorite tourist
destinations.
1.) Chaplin Beach and Horseshoe Bay
There are just some of the wonderful beaches of Bermuda. This
areas offer great sites for scuba diving as well as snorkeling
where you will get to see a variety of the marine creature of
Bermuda. There are also wonderful yet affordable hotels dotting
the beaches.
2.) Stonehole and Warwick Long Bay
These are two other popular and beautiful beaches along the
coast of Bermuda. These areas also offer scuba diving and
snorkeling lovers a wonderful opportunity to see sea life. Also,
the pristine waters are a great way to relax and swim in, but
not only that, the beaches of Bermuda have also catered to a lot
of weddings because of the wonderful scenery they offer.
3.) Bermuda's golf and tennis courts
If you are a golf and a tennis enthusiast, then you will surely
love Bermuda. Bermuda's Mid-Ocean club is popular because of the
challenges it offers, and this club offers seven courses of 18
holes each course. As for tennis courts, there are numerous in
Bermuda that playing tennis will surely be a relaxing one for
you because of the wonderful scenery they offer as well as the
impeccable services.
4.) Bermuda Aquarium and Zoo
This is one of the favorite and popular tourist destinations in
Bermuda. Here, you will enjoy watching the varied marine life
like seahorses and fishes as well as a shark. In the zoo, you
will also get to see different kind of tortoises as well as
other kinds of animals.
5.) Town of St. George
Visit this wonderful town and get to know more of Bermuda's
culture and people. There are a lot of wonderful things you can
do here like trying out its restaurants that serve wonderful
seafoods and going bar hopping with friends. There are shops
here also that sell trinkets for you to take home as souvenirs.
6.) Crystal Cave
Visiting this underground cave is a must for the tourists.
Here, you will get the opportunity to walk the pontoon and see
its very clear waters that you can almost see the cave floor.
Stalactites and stalagmites, which have been forming for
millions of years, also adorn this cave.
7.) Botanical gardens of Bermuda
What better way to enjoy an afternoon than by walking along
Bermuda's Botanical Garden? You will see beautiful plants here
like a wonderful selection of orchids and cactuses. There is
also a small craft shop here that has a lot of gift items for
you to choose from.
8.) Astwood Cove and Park
This is an ideal place for a couple to have his wedding. But
aside from weddings, it is also popular for picnics as well as
nature walks. Experience an afternoon here curled up on a
blanket while reading a good book.
9.) Blue Hole Park
If you love bird watching, then this is a perfect park for you
to visit. This is a wetland and is a perfect habitat for birds.
You can also have a leisurely walk along its grounds and enjoy
the scenery.
10.) Gibb's Hill and St. David's Lighthouse
Bermuda is also known for its lighthouses. Aside from the help
these lighthouses give to sailors, it has also become a favorite
tourist spot. You should also visit Gibb's Hill Signal Station
for some tea and for some nice souvenirs that you can take home.
About The Author: Jonathan Williams is the travel writer for
Destination Guide TV - the place to share travel videos. Visit
http://www.DestinationGuide. to view or share Bermudatv/bermuda
travel videos.
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- 20.
-
Choosing A Experienced Real Esate Agent
Posted by: "James Gunaseelan" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 6:12 am (PST)
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Article Title: Choosing A Experienced Real Esate Agent
Author: James Gunaseelan
Word Count: 536
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Why should you choose a real estate agent with a past record of
success? The better question may be why you wouldn't want to do
this. The fact of the matter is that the most successful real
estate agents are that way for a reason. They are good at what
they do, and they can transfer this to you if you are willing to
give them a try. The bottom line is that there is no reason to
rely on an unproven commodity if there is an agent in your area
that has proven their worth time after time. What does it mean
to have a past record of success? Well, this all depends on what
you are looking for. The first thing to consider is whether you
are buying or selling a home. Obviously, if you are selling your
home you want an agent who has had success mainly in this area,
and vice versa.
When hiring a real estate agent what are you most interested
in? If you are like most people, your number one goal is to get
in touch with an agent who will sell your home as fast as
possible. Of course, that is a general goal for all home
sellers. After all, if you are putting your home on the market
it is safe to say that you want to get rid of it right away. The
main thing that you should be looking for is a real estate agent
with experience. What does an experienced agent bring to the
party? First off, they have seen many different situations. This
helps to ensure that no matter what you throw at them they will
be able to take it head on with ease. Hopefully your transaction
will go down smoothly, but it is nice to know that your agent
will be able to handle anything and everything that they are
asked to deal with.
Moving on, experience means that your agent will be able to get
you the best possible deal. Somebody who is new to selling homes
may work hard on your behalf, but when it comes to negotiations
they will not have the knowledge necessary to get everything
done in the best possible manner. With an experienced real
estate agent you can be rest assured that they are fighting for
every last dollar. Not only will this allow them to make you
happy, but the more money they sell your home for the more they
earn in commission. Overlooking the experience factor is not
something that you want to do. Any real estate agent can tell
you what they will do for you, but do you really trust them to
get the job done? Somebody with a long track record of success
will be able to show you just what they will do to sell your
home.
Working with an experienced real estate agent is the way to go.
This will help to ensure that you get the best deal, and that
you always know what is going on. If that is what you are after,
and you should be, hire an agent that has been around the block
a few times.
About The Author: James Gunaseelan writes for rental portal
http://www.BharathRentals.com
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- 21.
-
Opening Doors With An Orlando Golf School
Posted by: "Andy West" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 7:11 am (PST)
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Andy West
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Article Title: Opening Doors With An Orlando Golf School
Author: Andy West
Word Count: 628
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Attending an Orlando golf school can sound like a dream come
true for many hoping to start their career in the golf industry.
Truth be told, it is not wholly impossible to make that dream a
reality. A golf school is an accredited institution that
provides students with a reputable and solid degree once they
have satisfactorily completed a two-year curriculum.
There are many who want to work in the world of golf and assume
it is merely all about having a great swing. A two-year degree
is for the student who is serious about landing a solid career
in the golf industry. He or she wants to do more than just play
golf, but use all the strong points available that will let them
work in and around the sport as much as possible.
While most golf enthusiasts would love to be the pro golfer in
the Opens and on the cover of sports magazines, this is not
always possible. However, there are many areas in which to work
in close proximity to the sport. If one is not teaching golf to
others, perhaps he or she can take on a career running or
managing a golf course at some level.
Learning the ins and outs of golf in a city like Orlando means
doing so not only in a beautiful location but in an ultra modern
city as well. In Orlando, students have access to all the
necessary facilities and the extra comforts of living. The year
round sunny weather can be relaxing and is quite conducive to an
outdoor learning environment.
Plus, with Orlando being a hub of activity in the world of
golf, attending an Orlando golf school can be a step in the
right direction for success. After all, if one were hoping to
break into the movies, Hollywood would be the number one place
to start. Students and graduates are both likely to find just
the opportunity they are looking for to jumpstart their golf
career in Orlando.
As with all state or nationally accredited learning venues,
golf school students will be given access to a wide number of
services. This means students can apply for financial aid and
other school related benefits. Many times, golf schools will
also take on partnerships with area courses and other golf
related companies to help their students gain internships and
job placements.
Depending on one's goals and the course of study, a student can
legitimately earn either an associate's or bachelor's degree.
Whether becoming an instructor or learning management skills,
earning a credential is what will give a person the edge over
others when applying for certain position. Many golf courses no
longer hire unqualified workers off the street no matter how
many years of experience they have.
Of the many that have graduated from reputable golf schools,
most report that they would not only repeat their experience but
also recommend it to others. While getting out on the greens is
an attractive part of a curriculum, small class sizes and good
student to teacher ratios also add to a golf school education.
This allows many students to not only grasp material better but
graduate with higher GPA's.
Attending an Orlando golf school can be a step in the right
direction for the person who eats, sleeps and breathes golf and
wants to leave no stone unturned in establishing their career.
Once a student graduates and the doors begin to open up, he or
she can step up into the life they have been visualizing for
themselves. It is the individual who puts everything he or she
has into their passion that eventually becomes the success
envied by all.
About The Author: Andy West is a writer for San Diego Golf
Academy. To learn more about attending this Orlando golf school,
please visit http://www.sdga.edu/locations_ .orlando.php
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- 22.
-
Sorting Through The World Of Fine Art Auctions
Posted by: "Hugh Parker" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 7:11 am (PST)
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Hugh Parker
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Article Title: Sorting Through The World Of Fine Art Auctions
Author: Hugh Parker
Word Count: 525
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This isn't Ebay, folks.
With more and more people possessing disposable income and
looking for ways to spend it, fine art is becoming an
increasingly popular means of beautifying the home. While many
of these pieces are purchased from art galleries in cities
across the globe, the most prestigious works are sold at auction
to the highest bidder. Concurrently, if you're thinking of
purchasing a piece of fine art, it is important to understand
the complicated process that goes on behind the scenes.
The largest art auction houses are Sotheby's, Christies, Lyon &
Turnbull, and Bonhams. In any given year, billions of dollars
worth of art can cross the counter at each of these famous
institutions. Each house holds several auctions a week, with
inventories ranging from furniture to random pieces of Americana
to fine art. This article will serve as a basic primer to the
process of purchasing the latter.
The first step is finding an item that you're interested in.
Most auction houses have online catalogues and schedules that
you can sort through to determine when items come up that you
might want to bid on. Once you've found something, you can
either purchase it in person, through a proxy, or via an
absentee bid.
The most exciting way to purchase that perfect piece of fine
art is to attend the auction itself. There's nothing quite like
the high-octane atmosphere of bidding, and making that split
second decision to raise your paddle and subsequently the price.
This also ensures you complete control over the process, and the
ability to react quickly to other bidders offers. Once the last
bid has been placed, the auctioneer will allow a short amount of
time to pass before awarding the highest bidder with the piece.
If you can't make it to the auction house, other options
abound, however. Most houses will happily accept "absentee"
bids. Simply obtain a form from a catalogue or website and
return it via fax or post with the maximum price you are willing
to pay for a particular piece of fine art. You can also use
these forms to register for telephone bidding, by which a
representative of the auction house remains on the line
throughout the auction acting as the middle man between you and
the auctioneer.
Once you've been announced as the winner of the auction, it's
time to pay for your new prized possession. In most cases,
credit cards are accepted, though not all locations accept
plastic. For higher priced items, most auction houses request
that you pay through your bank with a cashiers check. You may
pay immediately, or request an invoice, after which you are
given an allotted amount of time to make payment.
Purchasing fine art at auction is a great way to explore the
art world. If you're lucky and do your research, it's entirely
possible to come across a steal. The auction itself can also
provide a great story to accompany the beautiful new piece
hanging over your mantle place.
About The Author: ZaZaGallery. Located in the wine country and
I must say that our art is the buss in our community. Our fine
art prints are gallery wrapped using the finest canvas and inks
to create a museum grade art piece .Our product is unique so
visit us at http://www.zazagallery.com Thank you Hugh Parker
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- 23.
-
How To Negotiate A Perfect Car Deal
Posted by: "Tom Tessin" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 7:11 am (PST)
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Tom Tessin
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Article Title: How To Negotiate A Perfect Car Deal
Author: Tom Tessin
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Negotiating a Car Deal
If you've purchased a million cars in your life or you've
purchased none, you should know by now it's always best to get
the most out of your money and nothing comes easier when it
comes down to negotiating with a car salesman. Most car dealers
run the same setup and in order to get the best deals possible,
I'll provide you with some great tips so that you can leave the
lot with a great deal.
Go in with a plan
Before you even set foot on a car lot, make sure that you have
a set price in your head. If you want to spend ten thousand
dollars, make sure that you don't pay any more than this. Let's
say your budget is ten thousand dollars. You'll still should be
able to check out cars that are in the thirteen-fourteen
thousand dollar range. The general rule of thumb is usually that
you can go about a few thousand over your set budget. Just
remember in the long run that you don't make a purchase more
than what you wanted to spend.
Start off small
Like any negotiating tactics, you'll always want to start off
with a low ball offers. This means that you should offer the
least amount possible that you think the dealer will accept.
Even if the offer in your head sounds outrageous, it doesn't
hurt to try by asking the dealer. The worst that's going to
happen is the dealer says no. If the dealer accepts your offer
right off the bat, you probably didn't go low enough.
Patience is your friend
Be prepared to have a lot of time on your hands. The dealership
is there to make a deal and they don't want to see you leave.
The problem with this is that you're going to have to make ends
meet. Sometimes when you're trying to make a deal with the
dealership, you're going to find that it may take up to a hour
or so. Just think to yourself and ask if two thousand dollars
off the sticker price is worth one hour of your time.
Don't buy the extras
Once you reach a deal with the dealership, they are going to
push a bunch of other things toward you hoping they will make
more money off you. This will usually include things such as
warranties, free oil changes, etc. Simply say no to these items
because it won't be worth it in the long run. The best line to
use when the warranty is brought up is "I'm a mechanic and have
always fixed my car" They will usually shut up after that one.
Trying to get a bargain with a car dealership isn't that hard.
It just involves great bargaining skills and a lot of patience.
If you're going to show them that you play a hard game, you're
most likely to get your deal. Remember in the long run that you
won't want to give up and make sure you have a lot of energy to
deal with!
About The Author: Tom Tessin runs http://www.findgascards.com
where you can save money on gas with gas credit cards
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- 24.
-
Online Hotel Bookings And Reservations
Posted by: "Carolyn Clayton" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 7:12 am (PST)
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Carolyn Clayton
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Article Title: Online Hotel Bookings And Reservations
Author: Carolyn Clayton
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Whether you need accommodation at home or abroad, whether you
want it for a night or for several weeks, whether it's for one
person or for a group, you will need to make a reservation. The
alternative of leaving it until you arrive to worry about
accommodation is not worth the stress of possibly finding
yourself with nowhere to stay in an unknown city. If
accommodation is at a premium for some reason, you may have to
accept something that is more expensive than you planned, or
below the standard you wanted. By booking ahead, especially with
online hotel bookings, you can ensure that your accommodation is
waiting for you at a price you have had time to consider and can
afford.
When you take advantage of online hotel bookings you will also
have a clear idea of the standard of your accommodation, and
will know in advance that it is suitable for your requirements.
This is because most hotels' web sites make it possible for you
to see pictures not only of the hotel but also of the different
types of rooms available. You can get a clear impression of the
layout, the furnishings and any view that is available. In this
way you can assess for yourself whether the accommodation will
suit you, rather than relying on someone else's description.
Other useful information is available when you make online
hotel bookings. Maps and directions about how to get to the
hotel are usually provided on the web sites. Many sites also
offer details about the area in which the hotel is located.
These details often include facts about local attractions,
activities and sporting venues, making it easy for you to plan
your leisure activities. You can even check the current local
weather on some hotel web sites to get an idea of the type of
clothing you will need.
As well as receiving the benefits of the wealth of information
available through online hotel bookings, you will also find it
an easy and convenient way to reserve your accommodation. Thanks
to the Internet you have 24-hour access to bookings services.
These services are usually connected directly to the hotel
computers, so your reservation is instant. Such services make
online hotel bookings ideal not only for individuals and
families but also for organisers of group functions such as
conferences and seminars. As well as being able to book
accommodation for your group anywhere from Birmingham to
Bolivia, you can also reserve facilities such as meeting rooms
and function areas. Through online hotel bookings you can view
the venue's business centre facilities and check the
availability of items such as whiteboard and audio-visual
equipment. The information on local attractions available
through online hotel bookings also makes it easy to organise
leisure activities for delegates attending your event.
Before making a final decision about your accommodation you
have the opportunity to check the prices for similar
accommodation at other hotels through their online hotel
bookings services. This ease of comparison benefits customers as
it drives down prices, ensuring that prices are competitive. As
well as booking accommodation, therefore, you can seek out the
best deal available and secure it without leaving your computer.
In this way, online hotel bookings make it not only possible but
also extremely easy for you to compare options, to find the
accommodation that is best for you at the right price, to see
what you are getting and to reserve it. With their convenience,
user-friendly features and ability to convey an abundance of
helpful information, online hotel bookings make it easier than
ever to secure the accommodation you want.
About The Author: Overnight Uk for
http://www.overnightuk.com/england/ greater-london/ online-hotel- bookings- and-reservations -1073-3-hotels. html
online hotel booking and bed and breakfast in Great Britain.
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- 25.
-
3 Questions To Ask Yourself Before You Consider Consolidate Debt Loa
Posted by: "John Campbell" distribution@isnare.com articles_isnare
Sun Feb 3, 2008 8:11 am (PST)
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Article Title: 3 Questions To Ask Yourself Before You Consider
Consolidate Debt Loans
Author: John Campbell
Word Count: 689
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The first place to look before you get a debt consolidation
loan is quite simply at your self.
Do you see a person with very little self discipline and
control over their money?
The second thing to do is ask your self why I have too much
debt. Did something unfortunate and unexpected really happen or
is because you just bought too many things on credit and you are
not likely to stop!
The third thing to do is be bluntly honest with your self and
consider the reason for taking out a debt consolidation loan. Is
the real core of the problem your own poor financial knowledge
and money management skills and a tendency to overspend no
matter what?
7 disturbing facts about consolidate debt loans.
Debt consolidation loans do not get you out of debt. They still
remain your debts but consolidated into one loan. You will find
the monthly payments are lower. This is because the interest
rate is lower and the term of the loan extended over a longer
period of time.
You do not owe any less; you just take more time to pay off the
money. The longer the time, the greater the interest. This
interest will cost you a lot more of your money. For example
£10,000 over 10 years will accumulate £6000 in interest alone.
£10,000 over 25 years will cost you a massive £18,000. These are
the only a mid range of the interest rates charges at time of
printing and have been rounded to the nearest thousand. They are
only available if you have an existing good credit rating and
you are a home owner.
The debt consolidation company that has consolidated your loan
is not a charity but a profit making concern. They make their
money from the interest you pay them. It is in their interest to
have you paying interest for as many monthly payments as
possible.
If the loan is secured against your house and you cannot keep
up with the payments you could loose your home.
I am sure we have all seen Debt consolidation companies make
promises like "you will have money left over to treat yourself
to a new car or that holiday you have always dreamed about".
Stay clear of these 'hooks' for they will lead you into even
more debt
When you sign up for a debt consolidation loan you will be
signing a binding contract. This contract will have an impact on
you and your financial life style for many yeas to come. You may
make things seem a little easier to pay but that loan will be
your financial burden for anywhere between 10 or 30 years! With
a bit of effort to learn about personal finance, budgeting,
frugal living and getting truly independent advice from the
likes of Citizens Advice Bureau - www.citizensadvice.org.uk or
National Debtline - www.nationaldebtline.co.uk you could be
getting clear of the same debt in around 5 years but still
remain debt consolidation free. You will have also learned
valuable monetary skills along the way that will help you steer
clear of more debt in the future.
As soon as you are clear of debt you will be able to consider
investing your money so that it makes you even more money rather
than spending money you have not got and then resorting to
expensive consolidate debt loans.
Remember the questions at the start of the article? If you
answered them honestly and you are now aware of those valuable
facts you will know if you are going to be the person who can
live debt consolidation free by addressing the actual problems
of why you got into so many bad debts in the first place rather
than that person who falls for that delusory feeling of freedom
that comes from having what seems to be more money but remains
in debt for most of their life.
Worried about debt? Learn the 4 essential steps to become debt
free at http://www.financialdignity. net
About The Author: John Campbell is the author of Financial
Dignity -The Foundation of Wealth. The aims of Financial Dignity
are to help you develop strategies that will aid you in
attaining debt free living and a better quality of life
http://www.financialdignity. net.
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