1.: Stress And Alcohol - A Marriage Made In Misery

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Mon Feb 4, 2008 3:12 pm (PST)

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Article Title: Stress And Alcohol - A Marriage Made In Misery
Author: Jeff Foster
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'She drove me to drink' used to be a popular phrase. Its
essential meaning is that stress induces people to consume
alcohol. While it's true that stress can be an incentive to
drink, it's equally true that heavy alcohol consumption causes
stress.

Moderate alcohol intake, to be sure, can have beneficial
effects. Research suggests that small amounts can even improve
mental functioning and increase performance in problem solving
while stressed. But, there are also studies that demonstrate
that large quantities, particularly when consumed for long
periods, actually worsens stress.

Large alcohol consumption stimulates the hypothalamus,
pituitary and adrenal glands. One result is an increase in the
amount of cortisol produced within the body. Another is an
increase in adrenaline. Both those, while they don't alone cause
stress, play a large role in the symptoms.

Extreme stress makes it more difficult to concentrate. One of
the obvious effects of high alcohol intake is to produce that
exact effect. Thus, heavy drinkers get a double whammy just at
the moment they need mental clarity most.

Other studies suggest that chronic drinkers have symptoms
similar to those seen in children with ADHD (Attention Deficit
Hyperactivity Disorder). Children of those drinkers, this
research concludes, have a higher incidence of actual ADHD.

So, it may also be true that as much as the stress of parenting
may lead to drinking, adult drinking may encourage the
circumstances that incent the parent to drink. It may be a
factor in producing children's symptoms that lead to adult
stress.

Exercise is known to help relieve the symptoms of stress.
Unfortunately, one of the additional results of excessive
alcohol consumption is decreased exercise. Few inebriated people
want to go a few rounds on the weight machine.

Similarly, high alcohol intake suppresses appetite. Thus, at
the same time alcoholic drinks pour in the calories, they
decrease the incentive to maintain a healthy diet. Once again
the drinker experiences a doubly negative reinforcing effect.

Those who drink excessively to escape stress motivated by money
concerns find it more difficult to cope with the problem that
caused the stress in the first place. Even simple tasks like
balancing a checkbook are clearly more difficult when drunk. But
beyond such minor details, the cognitive functions needed to
develop long term strategies are impaired. Drinkers literally
can't think their way out of the problems causing the stress.

In all these cases there is a vicious cycle established. Stress
encourages heavy drinking, which makes it more difficult to deal
with the internal and external factors that led to stress in the
first place. Though the specific numbers will vary from person
to person, when the average individual drinks more than the
equivalent of two or three shots of whiskey per day, the results
are inevitably bad.

The key to breaking this vicious cycle is to seek alternative
methods for dealing with stress. Both the symptoms and the
underlying motivators are subject to change in almost all cases.

Proper exercise and diet is a good beginning. A realistic
attitude about life's inherent challenges can go a long way, as
well. But, as with any psychological problem, admitting it
exists is the first necessary step.

About The Author: For more important health and wellness
information be sure to visit http://www.0-stress.com where we
provide for you a variety of health related topics. You will
find advice and tips on managing your health and wellness and
living life to your fullest extent.

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2.: Finding An Effective Nutrition Vitamin

Posted by: "Michelle Bery" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 3:12 pm (PST)

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In an ideal world we would get the proper vitamins and minerals
necessary for a healthy body through the eating of a combination
of optimum foods. But in the real world it is often a struggle
to maintain a proper diet – one that supports a full day's
recommended vitamin intake. For this reason, it is often
necessary to supplement your diet with a nutrition vitamin that
ensures you are getting all that you need for a healthy body.

Finding an appropriate nutrition vitamin that works for you can
be just as simple as heading to the local health food store or
large retail outlet. But buying a nutrition vitamin without
first educating yourself on safety standards would be unwise. It
is a lesser known fact that the Food and Drug Administration
does not regulate the quality of vitamins in this country, so
it's sometimes difficult to know what you are actually getting.
Your safeguard in this case is not the government, but rather,
the manufacturing company. You can learn a lot about the
efficiency and safety of a vitamin by the manufacturing
principles of the company that makes it. Do extensive research
on the nutrition vitamin manufacturer to learn its standing in
the industry, history, and reputation.

A natural food store can also be a good source of information.
Owners and employees of a natural food store are often quite
knowledgeable about each nutrition vitamin and its success
ratio. In addition, keep in mind that these stores are committed
to offering natural products; a natural nutrition vitamin is
always a far healthier, safer choice than a synthetic nutrition
vitamin.

In preparation for finding an appropriate nutrition vitamin it
may be a good idea to visit your doctor for some blood tests. A
simple blood test can tell of any vitamin deficiency that you
are experiencing. And your doctor can guide you through
acquiring the vitamin through different food choices or
supplementing the deficiency with a nutrition vitamin that's
right for you.

About The Author: For easy to understand, in depth information
about nutrition vitamin visit our ezGuide 2
http://nutrition.ezguide2.com

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3.: 5 Popular Dog Breeds For Children

Posted by: "Gerald Njuguna" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 4:11 pm (PST)

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Article Title: 5 Popular Dog Breeds For Children
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When choosing a dog for your family, it's an excellent idea to
keep your children in mind. This is because certain dogs are not
tolerant to children and can harm them. That said, there are
many dog breeds to choose from. All that is needed is to
research properly and see which dog works best with your family.

The Labrador Retriever is considered to be the best dog breed
for children. The reason why this dog is widely accepted is
because of its good dog nature and that its not very aggressive
or hyper.

It's a playful and intelligent dog and that's why its its loved
by the young and old people. Its also a first choice in working
with the handicapped because of its mild manner. The animal is
also very accommodating with people and can live up to thirteen
years.

The Golden Retriever is number 2 in the list. Its personality
is similar to the Labrador in that it's mild mannered in nature,
kind & enjoys being around people. The Golden Retriever is a
good choice in working with the handicapped and the elderly.

This breed is great with older children who enjoy the outdoors
because of their playful nature. Due to their long hair, they
require regular grooming.

The third dog is is the Beagle. They are not aggressive even
though they have a baying bark. This makes them good watch dogs.
They have a friendly demeanor about them and you will notice
that their tails seem to be in an unending wagging motion. Due
to their friendly nature, they don't like being left alone and
become easily bored when left by themselves for long periods of
time.

Another great dog is the Basset Hound. It's a docile animal but
is also known for its stubbornness. They are also known for
being gentle and are quite sweet by nature. They love being with
children of all ages and enjoy getting attention from them.

The German shepherd dog breed is another great dog. These dogs
are a good choice for older children that like playing outdoors.
Due to their huge size and strength, they are not recommended
for younger children. German Shepherds are famous for their
loyalty to their masters and are used for rescue missions. Being
protective and tolerant in nature, it's a good idea to start
training them as pups. Without proper training, they can turn
out to be a handful.

In conclusion, when choosing a dog for your family, do remember
that there are always exceptions to the rules. Just note that
though certain dog breeds are more friendly to children than
others, always be cautious with your child around unknown dogs.

About The Author: Gerald Njuguna is the owner of
http://www.dogperfection.com, a site dedicated to people that
love dogs. Get more info on dog breeds and learn more about
popular male and female dog names here:
http://www.dogperfection.com/dog-names.htm

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4.: The Shoe Treatment For Your Foot Infection

Posted by: "Low Jeremy" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 4:11 pm (PST)

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If you want to avoid acquiring athlete's foot, the type of
shoes that you wear can also greatly help your cause. Athlete's
foot is a recurring problem for a great number of people. The
reason for this is because they fail to follow healthy foot
hygiene. This also includes wearing poorly ventilated footwear.

Athlete's foot is a fungus infection brought about by a fungus
known as dermatophytes, which attack dead skin layers. They
thrive in damp and dark environments. That is why they usually
infect the feet.

People who frequently wear shoes are more prone to getting
athlete's foot. So do people who frequent going to damp and warm
areas such as common showers, locker rooms and swimming pools.
Such areas also provide a good breeding ground for the fungus
that people can easily get athlete's foot this way. Such
infection is more common in athletes because they make use of
such facilities on a regular basis, hence the origin of the term
"athlete's foot".

Wearing shoes often can help bring about such infection. This
is because shoes causes the feet to perspire, a suitable
environment which the fungus needs to breed and multiply. A good
way of preventing such an infection is by choosing the type of
shoes that you wear. Consider using light and airy footwear to
make sure that your feet is always properly ventilated and
prevent excessive perspiration.

Increased use of sandals can also help prevent making your feet
a breeding ground for any fungus. Make use of thinner socks as
much as possible if you are really required to wear the shoes.
Also try to make use of talcum powder on your feet to keep it
dry when you wear your shoes. Talcum powder can help absorb the
perspiration from your feet and keep it dry al the time.

Other preventive measures for athlete's foot also includes
keeping your feet clean by following good foot hygiene.
Regularly wash your feet with soap and water to keep it clean.
Try not to walk around damp areas such as shower and locker
rooms on barefoot. You might be risking getting infected by
doing so.

Try also to avoid using towels as well as shoes or socks by
others. Doing this can help easily transmit athlete's foot as
well as other fungal infections from one person to another.
Practicing good foot hygiene can go along way of preventing
infections. Always remember that prevention is always better
than looking for a cure.

About The Author: Low Jeremy maintains
http://Athletes-Foot.ArticlesForReprint.com. This content is
provided by Low Jeremy. It may be used only in its entirety with
all links included.

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5.: This Could Be The Start Of Something Grand!

Posted by: "Laura Lexington" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 4:12 pm (PST)

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I must admit I was a bit surprised. I was not expecting the
luxury, the opulence, the glitz, the newness that greeted me as
I entered the MGM Grand in Detroit for it's opening party. I was
fortunate to be among those previewing the casino and hotel
complex at a black-tie invitation only event, just a few hours
before the public was invited in.

Stunning! Everything seemed so.. so… Las Vegas? No! I had just
returned from there – where the crowds were so huge and
distances so great to get anywhere, not to mention airports to
maneuver, that taking a drive in my own home town and ending up
somewhere so spectacular was BETTER than Vegas!

MGM, you really outdid yourself!

The first stop on my tour was a lively bar – blaring music,
chic chic people dancing – champagne everywhere. The MGM Detroit
website http://www.mgmgranddetroit.com described that nightspot
named V as follows:

"As the sun sets, the heat rises at V. Give in to temptation as
a vivid light show of sensual images dance around you. Escape
the boundaries of everyday life, where stunning servers present
a kaleidoscope of cocktails and create the vibes for an
exhilarating night out. Get ready to stir your desires, and
supercharge your senses at V"

Nearby the poker room was set to open in a few hours. Checking
out the bathrooms was amazing in and of itself – gleaming white
huge squared off vessel sinks each of which resembled a water
fall.

But no time to linger – we moved on through the edge of the
casino to the next lively nightclub. This time I was greeted
with a small, delicious shrimp cocktail. Altogether there were
five bars/nightclubs. The no expense spared interior design paid
off. One of them had huge oversized sofas each larger than a
double bed! Talk about chilling out. The expanses of glass lit
by changing colors was just one of the finishing touches.

But I haven't even mentioned the restaurants. Two famous chefs
– Wolfgang Puck and Michael Mina are running incredible
establishments. Wolfgang Puck was preparing and serving the most
FABULOUS pizza. I'm not sure, but it may have had wasabi
seasoning on it. The restaurant Wolfgang Puck Grille was just
devine. But, with no time to waste, we moved on. Michael Mina
has two restaurants. One steak house and one sea food
establishment. They are named Bourbon Steak and Salt Water
respectively.

But just in case you don't want to spend the time (after all,
you came to the casino, right?), there is a buffet – oh.. oops..
sorry, a "dining studio" as it is properly called. The desserts
were enough to make me weep. Needless to say I had my chocolate
fix. And yet, I still was not done. An even less formal "food
court" was serving up delicious hamburgers and a variety of
other goodies.

Did I mention Starbucks? There are two full Starbucks operating
inside this resort (yes, I think it should be referred to as a
resort).

I haven't even yet mentioned the hotel. It's amazing. I went
into the spa which is full service. I was checking out the
fitness equipment. There were some machines I had never seen
before. I resembled a cross country skiing machine – I'll have
to go back to try it out. The fitness gym had large glass
windows overlooking a beautiful indoor pool. With no time to
spare, we went up to see some of the hotel rooms. Honestly, I
just wanted to stay right there. Each room is beautifully
appointed – with a TV right in the mirror of the bathroom (in
case you don't want to miss a minute of your favorite show).
Elegant, comfortable, every modern amenity: these rooms are for
me!!

All that, and I haven't even mentioned the casino itself. MGM's
website describes it as follows:

"Step inside a whole new world of dynamic gaming at MGM Grand
Detroit. Experience a new level of luxuries with spacious
walkways and plush chairs in our clean, cool casino. Feel the
excitement of over 90 table games and pull in all the excitement
with over 4,500 of the latest slots and video poker. Then go
all-in with a full house of non-stop action in Detroit's premier
poker room. Ignite your senses at MGM Grand Detroit."

So welcome to Detroit, MGM! *This could be the start of
something Grand!*

About The Author: Laura Lexington has been interested in hotels
and gaming establishments and writes for numerous publications.
She is currently writing for http://www.closestcasino.com an
informative website offering maps and information on casinos
around the USA and Canada

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6.: Marriage In Ancient Greece

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Mon Feb 4, 2008 4:12 pm (PST)

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In the ancient Greek society, marriage was regarded as an
auspicious relationship. Marriage was very important to carry
family chain.

In the Greek culture, every respectable woman became a wife if
she could. In marriage, there was hardly room for choice.
Destiny played an important role in solemnizing marriage.

Woman had no alternate than marriage. The sacred wedding
rituals were interwoven by the various ceremonies. These
ceremonies had ritual meaning and overlapping rites.

There is great evidence for these formalities, both literary
and artistic, which helps to provide a complete account of Greek
customs.

Offerings, dedications and sacrifices were made by the bride
and the groom. Marriage consisted of a private contract where
woman was transferred to her husband. Marriage consisted of
transfer and transformation.

Transformation means actually giving the responsibility of the
woman. Many things pointed towards her transformation like
cutting of hair and offering them to virgin deities. Presenting
the hair locks to the goddess often signifies the attainment of
womanhood.

Greek society stresses upon the marriage of a girl at the age
of fourteen. Boys are found eligible at the age of thirty after
they have served military force. Girls are obliged to marry
where their father wants.

Various types of rituals are followed in the marriage ceremony.
Both the bride and groom take bath in the holy spring. On the
wedding day, girl is dressed in the traditional attire. She is
taken in veil to the banquet hall. She is accompanied by her
friends and relatives.

Groom attires in the best outfit reaches the bride's home with
a procession of friends, relatives and family members. Drums are
played and crackers are burst to ward away evil spirit spirits.
Music and dance plays a major role in the festivities. Bride and
the groom wear a crown or garland to mark the occasion.

The actual transfer of the bride from father to groom takes
place at night after the bridal banquet.

After the great feast the procession in a chariot takes place
from the home of the bride to the home of the groom. Bride
stands in the cart as her husband mounts it in preparation for
their journey. Families follow the chariot by foot bearing
gifts. Bride's mother carries the torch in the journey at night
to light the way.

Bride eats an apple as a part of the incorporation rites which
demonstrates her new union with her husband. Fruits and nuts are
showered on the couple which acts as agents of fertility and
prosperity.

One day the after the marriage, an outdoor procession of people
is held.

It is called the Epaulia. It is an outdoor procession of people
who brings gifts. Gifts generally include vases filled with
greenery, baskets, pots, furniture, jewelry and combs.

Athenian marriage is relationship between a man and a woman who
had the primary goal of producing children and maintaining the
identity of the social and political community.

In ancient Sparta, the ceremony was very simple. After a
tussle, to prove his superior strength, the groom would toss his
bride over his shoulder and carried her off.

Slaves in the ancient Greek culture cannot marry because
marriage was considered only for the privileged class.

Any children which were born from their masters were disposed
off because the slaves have no right to rear children

About The Author: Rafi Michael Babylon Productions Wedding
Center ( http://www.videobabylon.ca ) Wedding Photography &
Video Toronto - Ontario Canada

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7.: To Much Credit Card Debt Can Spell Disaster For Your Finances.

Posted by: "Salihu Ibrahim" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 4:12 pm (PST)

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Credit cards make it very easy to live in a society that
promotes buy now and pay later. The are often misused as people
have the means to be able to buy various items they don't really
need. If this is a common practice in any household, the amount
of credit card debt can quickly result in a disastrous situation
on regards to credit.

While credit cards are very convenient to use they should be
something you rely on for emergencies only. It is acceptable to
use a credit card for all of your purchases throughout the month
as long as you are disciplined about paying it off in full. The
problem comes when the charges keep being incurred but the
balances aren't being taken care of. This can create a false
sense of security that will cause financial problems for you if
you don't take care of it right away.

The number of people that have turned to bankruptcy as a way to
take care of their credit card debt has continued to rise in
recent years. This shows that it is much easier to obtain credit
you really shouldn't have than it is to pay it all back. Think
about the amount of interest you have to pay on credit cards
while you carry a balance on them. If you are borrowing money
from one credit card to pay the minimum due on another you are
already on a road to financial destruction.

You can make changes to your spending habits though and do all
you can to recover from it. It is important to only rely on
credit cards as a way to pay for emergencies you can't cover
from your monthly budget. Don't get into a habit of relying on
them for regular use or they become a crutch instead of a
resource. Poor money management skills and living beyond your
means often results in over use of credit cards so pay attention
to where your money is going.

The higher interest rates you have on a credit card, the more
in debt you are going to become. It can be very depressing to
realize that $100 payment you sent to the credit card company
mostly went to pay the interest and your overall balance has
barely changed. This can lead many people to stress over their
credit card debt and think they have no way out of this dark
hole. Yet there are some ways you can take an active stand and
start wiping out the debt you have accumulated along the way.

You may want to contact the credit card company to see if you
can lower your interest rate. There is also the possibility of
consolidating those credit cards into one payment with a lower
interest rate than the average of your individual cards. During
this process you need to not use the credit cards to add up more
charges though. If you do, you will have those bills to take
care of again as well as the bill for the consolidation of what
you already owed.

Make sure you look into the alternatives you have to get your
credit card balances under control before you rush out to file
bankruptcy. This is a black mark that will remain on your credit
history for a very long time. It can make it almost impossible
to get any type of loan or future funds when you really need
them. The funds you can access will likely be at very high
interest rates which further compounds the cycle of financial
troubles. If you have several credit cards, cut up all but one
that offers a low interest rate. Put it in a safe place and only
access it when you have to.

Look for ways to earn extra money so you can pay more on the
credit card and lower the balance due. You may have to take a
second job for a while or cut back on household luxuries in
order to accomplish this. It can be a very hard less to learn
when your credit cards get out of control. Still, with plenty of
discipline and a plan in place you can recover from it without
ruining your credit.

Work hard to maintain a reasonable household budget, track your
spending habits, and take responsibility for your own financial
situation. Don't apply for all those credit cards as they will
only be a temptation to buy things you want or to go on trips.
The quality of your credit affects many aspects of your life so
fight as hard as you can to keep it on track.

About The Author: Salihu Ibrahim provides directory services
for webmasters at his website http://www.gwona.com

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8.: Numerology House Numbers

Posted by: "Laraine Turner" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 5:11 pm (PST)

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Understanding numerology house numbers can help you discover
the vibrations your very own humble home is giving out. This is
because numerology works on vibrations.

Before language, the sole form of communication was symbols and
numbers.

Numbers had meanings then, because of each one's unique
vibration or frequency. As time went by and the scientists
became the modern day Gods, the meanings of numbers became
forgotten and they were just used for mathematics, a means to an
end and nothing more.

The beautiful philosophy and psychology of numerology still
allows us these ancient insights and we can relate meaning once
again to all that is numerical in our lives.

For years; as a numerologist, I used to just consider the
number of a house for an address analysis but often found the
resulting reading incorrect. It wasn't until I used the whole
first line of an address that things fell into place and rang
true.

When you think of it that does make better sense, as when
someone asks you for your address, you don't just give your
number do you?

Therefore instead of thinking about numerology house numbers we
should really be considering numerology addresses.

If you're used to how numerology works then you'll know that
all the letters of the alphabet are equivalent to a number.

For example; A=1, B=2 etc, all the way up to Z which equals 26.

When this numerological code is related to the first complete
line of your address (including the addition of the actual
number of your house), then you will come up with the number
that resonates with your home.

Always remember to reduce the final number to a single digit
though. I.E. 34 = 3 +4=7.

Unless, of course, the number is either 11 or 22 as these are
master numbers in numerology and should never be reduced any
further.

As for numerology house numbers, on their own, I think that
they do still have some relevance but no where near as much as
the whole first line of your address.

So what does your personal house number numerology mean?

Number 1

This is a good place to live if you're after a fresh start.
Ideal, also if you are single.

If you are in a partnership, you may have to spend some time
alone in the house due to your partner's work commitments.

Number 2

This is a good place for females.

If male, look out for deception from females and/or don't
deceive a female as you'll definitely be found out here!

If the occupants of this house live positively, then this house
number bodes well for relationships.

Number 3

A lovely number to have for creating a happy household.

There will be much fun and laughter.

Communication will flow easily between everyone.

The only word of warning is to be aware of over-friendly/
interfering neighbours.

Number 4

An excellent home to settle in.

Expect to live here for a long time; you may even have
inherited it in the first place.

Traditional styles and furniture will suit this property.

The upkeep of the property is important so make sure that any
work done is `above board' and carried out to completion.

Find out the rest of the actual numerological meanings of each
number in my next article, "House number Numerology" which can
be found on my blog - http://www.namesnumbersnumerology.com

About The Author: Laraine Turner has been a professional
Numerologist for 15 years and has just made the leap to being an
international Numerologist with her website
http://www.oceannumerology.com.

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9.: My First Year Of Network Marketing

Posted by: "Paul Turner" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 5:11 pm (PST)

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Okay, I made my first year of network marketing and now I'm sat
back on the beach counting my piles of cash. I don't have to
worry about going out to work and I'm waiting to move into my
mansion.

Now lets get back to reality! I have in fact made it to the end
of my first network marketing year, but I am not counting the
piles of cash, nor moving into a mansion. But you know what? I
know why, and this year is already going better, and the year
after, well maybe I can see that mansion coming.

Like most people that start a home business, they don't
actually do anything. That may sound surprising to you, but
there is a 90% failure rate in network marketing. I found that
out after I joined a network marketing company by the way. A
little research into the subject and I've found out why. By the
way - most people fail in traditional business too - we only
have the same people to choose from you know!

If you think about starting a traditional business, you will
need premises, staff, fuel, heating, insurance and other
essentials such as book keeping and of course, tax liabilities.
If you start that, how motivated are you to make sure it works?
How much research do you do first to make sure you are doing the
right thing?

You can start a network marketing business for as little as a
few dollars. How motivated are you compared to the guy who's in
debt up to his eye balls because he had to buy a factory? When
you hit that first bit of resistance, which all business face by
the way, it's easy to say "that didn't work" and move on. The
guy with the factory can't do that – he is motivated to pay his
bills and look after his workforce.

I've come to realise that just a little action each day can
make the difference in network marketing, also know as MLM, or
multi level marketing. Think of penny doubled everyday - you'll
be underpaid at first, but vastly overpaid a little way in. So
after my first year of network marketing do I have a lot to show
for it? Not financially, but I've learned something about myself
and I'm starting to build a good business now.

MLM and network marketing has come of age - it is making good
incomes for lot's of people. It is taught at Harvard business
school and if you head Donald Trump and Robert Kyiosaki both
recommend it as a means for ordinary people to make good
incomes.

I make sure any business I am involved in is ethical, legal and
honest and of course, worth promoting.

If you're willing to take a little action each day, each week
or whatever to improve your life for you and your family and
you'd like to start for free, then why not read my bio box.

About The Author: My name is Paul Turner and I run a few
businesses. I am most concerned with my residual income at the
minute, becasue that pays me when I don't work. Check out
http://www.freedom.ws/teamturner and watch my movie for more
info about starting for free. Contact me and I'll give you 2000
leads to help you.

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10.: Basic Blackjack Strategy

Posted by: "Christopher Skinner" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 5:12 pm (PST)

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Contrary to what many gamblers may think, blackjack is not just
a guessing game. Most casino games are guessing games. But with
any blackjack hand there is a correct strategy and an incorrect
strategy. Basic strategy is the correct strategy. The correct
strategy is the mathematically optimal strategy—that is, it will
maximize your wins and minimize your losses on each hand over
time.

You may have noticed that many other popular card games have no
basic strategy. There is, for example, no basic strategy for
poker. A poker player plays his hands according to whether or
not he thinks his opponent is actually holding a strong hand or
may be bluffing, and whether he himself is holding a strong hand
or may want to attempt a bluff.

A basic strategy cannot exist for any card game as long as your
opponent can make decisions, whether those decisions are good or
bad, on how to play his hand. For hundreds of years, there was
no basic strategy for blackjack because it was not a casino game
where the dealer had to show one card and play his hand
according to house rules. Instead, it was more of a poker-style
game where both of the dealer's cards were hidden, the dealer
could play his hand however he wanted, and players could attempt
to bluff the dealer with their own play.

When the American casinos changed the rules of twenty-one to
expose one of the dealer's cards and require the dealer to
adhere to a strict hit/stand strategy, an important thing
happened. They fundamentally changed the game from a poker-style
game based more on psychology, to a purely mathematical game—as
far as the player's strategy was concerned.

Why Basic Strategy Works ... The "Odds"

For our purposes, we're going to start with an assumption that
today's dealers are dealing an honest game. No sleight-of-hand,
no chicanery. We're not going to forget the First Rule of
Professional Gamblers, but we're going to momentarily disregard
it so that we can deal with the logic of the game, and reveal
the basic strategy that will kill most of the house's
mathematical edge. The fact is that most of the games you find
in casinos these days are dealt honestly, and if you bump into a
game that's not on the level, you're not even going to try to
beat it.

For the honestly dealt game, mathematicians—using high speed
computers—have analyzed every possible hand you might hold
versus every possible dealer upcard to devise the correct basic
strategy for the game. One thing that likely shocked some of the
first mathematicians to do these computer analyses was that a
nearly perfect basic strategy had actually already been figured
out and published by four GIs who had desk jobs and a lot of
time on their hands in the mid-1950s. They had no computers, but
they'd spent three years using old-fashioned mechanical adding
machines to run through all of the possible outcomes of the
hands dealt. This may have been the best value Uncle Sam ever
obtained from four GIs' salaries!

We also know that some pretty good approximations of correct
basic strategy had been figured out by various professional
gamblers in Nevada years before computers came on the scene.
These guys figured out the strategy by dealing hands to
themselves on their kitchen tables. Thousands, tens of
thousands, even hundreds of thousands of hands were required for
some decisions. These guys, like most professional gamblers ever
since, never published their strategies because they were pros.
Blackjack was their livelihood, and they'd spent hundreds of
hours figuring it out. Why would they tell anyone else what they
knew?

One thing that is certain is that the casinos did not know the
proper strategy for the game, and neither did the players who
had read the most highly regarded books on the subject. Many of
the old Hoyle's guides advised players to always stand on totals
of 15 or 16, no matter what the dealer's upcard, to split tens
and never split nines, and to stand on soft 17. The "smart"
players of the time, meaning those who had read one of these
books on gambling by one of these reputable authorities,
typically made all kinds of plays that we know today to be very
costly.

Many people don't get the logic of basic strategy. Let me give
an example. When my hand totals 14, and the dealer shows a 10
upcard, blackjack strategy says to hit. That is the
mathematically correct play. Sometimes you will hit that 14 and
draw an 8, 9, or 10 and bust. Then the dealer will turn over his
hole card, a 6, and you will realize that if you would have
stood on your 14, the dealer would have had to hit his total of
16, and he would have busted with that 10. So, by making the
"mathematically correct" play, you lost a hand you would have
won if you had violated basic strategy.

Some players will argue that there really isn't a basic
strategy that is always correct. Blackjack, they insist, is a
guessing game.

To understand basic strategy, you have to start thinking like a
professional gambler, and that means you have to understand the
concept of "the blackjack odds."

Let me explain the logic of basic strategy using a different
example that illustrates how the mathematics of probability and
statistics works. Let's say I have a jar with one hundred
marbles in it. Fifty of the marbles are white and fifty are
black. You must reach in blindfolded and pull out one marble,
but before you do so, you must place a $ 1 bet on whether that
marble you pull out will be white or black. If you pull out the
color you guessed, you win $ 1; if not, you lose $ 1.

Is this a guessing game?

Absolutely. How could you possibly know which color marble
you're going to pull out in advance? If you win, it's just good
luck, and if you lose, it's bad luck.

But what if you know that ninety of those marbles are black,
and only ten marbles are white? Now, would you bet on black or
white before you draw? Any intelligent person would bet on
black. It is possible, of course, to pull out a white marble,
but you're much less likely to pull out a white marble than a
black one. This may be a guessing game, and you could still lose
$1 if you do happen to pull out a white marble, but if you bet
on black, the odds are in your favor.

A professional gambler makes his living by always thinking in
terms of "the odds", and only betting when the odds are in his
favor. With this bet, the gambler would bet on black because the
odds are 9 to 1 in his favor. If you bet on white, the odds are
9 to 1 against you.

So, getting back to that total of 14 you had when the dealer
showed a 10 upcard, you may lose if you take a hit, but the odds
are against you if you stand.

If you make your decisions by playing your hunches, you may win
some hands, but you will lose more hands in the long run. There
is only one correct decision for any given play, and that
decision is based strictly on the math. Whether or not you
should hit or stand, or double down or split a pair, depends on
what the laws of probability show your expectation to be for
each of these possibilities. Depending on the rules and the
number of decks in use, basic strategy will usually cut the
house edge to no more than about 0.5 percent over you. This
makes blackjack the least disadvantageous game in the casino,
even if you are not a card counter. It also worth mentioning
that in online blackjack the card counting argument completely
fails, since decks are shuffled after each hand, and the correct
basic strategy becomes even more important.

About The Author: The article is written and posted by
Christopher J Skinner, a mature and experienced poker gambler.
Read more at http://www.blackjackencyclopedia.com

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11.: Life Is A Journey From I To We

Posted by: "John Penberthy" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 5:12 pm (PST)

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One Saturday afternoon when my daughter was not quite three I
strapped her into the child seat on my bike and we rode down to
our neighborhood ice cream parlor. We bought a double scoop of
Mint Chocolate Chip in a cup and shared it. When there was just
one spoonful left I scooped it up and ate it, believing that
Erin was so small she wouldn't care or even notice. I laid the
cup down and she picked it up, scraped out the melted drippings
in her spoon which I thought she would put it in her mouth. I
immediately felt ashamed. Instead she held it out to me and
said, "Here Daddy, last bite for you."

That event happened 12 years ago and to this day I still cringe
and feel a hole in my gut every time I think about it. For it
revealed to me that despite all my spiritual endeavors,
somewhere deep in my core was a greedy, self-centered demon
willing to rip off even his toddler.

Posted all around the ashram of the great Indian saint, Sai
Baba, are little signs displaying spiritual aphorisms, reminding
visitors of the reason they are there. One sign reads `Life is a
Journey from I to We.' That message impressed me like no other,
to the extent that I still remember it 20 years later. Why?
Because it reflects a universal truth of all religions: the path
to peace and happiness is not about the indulgence of oneself
and one's ego, but rather is love and kindness toward others.

When we are born, we don't differentiate between ourselves and
the rest of the world. Everything is I.

As we become toddlers, we begin to realize that others share
our world and we learn how to make concessions and accommodate
them.

When we become teens, peers become all important and we try to
subjugate our egos to fit in.

When we become adults, in order to make our way in a
competitive society, we often put ourselves first, sometimes at
the expense of others.

The time of greatest selflessness for most people is when we
have children, and we put the needs of our infants above all
else. We make tremendous selfless sacrifices for them, often
without a thought for our own needs. We do this because they are
innocent, helpless and beautiful. They need us. We love them.
They love us back. The I/we boundary is transcended and, as
those of us who have had children know, the results are
heavenly.

While most of us are able to take selflessness to this level
with our children, we have difficulty doing it in our everyday
lives—with colleagues, friends, strangers. We continually assert
our egos to ensure that "our needs are met" and that no one
takes advantage of us.

But there are occasional exceptions to this. There are the rare
few who are able to transcend their egos and see through the
egos of others—to see them as innocent, helpless and beautiful.
They are able to do with adults what most of us can manage only
with infants—they lower the barriers between self and other and
become we.

Many of us have known someone like this. Despite the fact that
they are continually putting others first, they are
paradoxically yet invariably happy and at peace. Their lives are
rich and full. People are attracted to them like magnets, they
are not taken advantage of and good things continually seem to
come their way. They have completed the journey from I to we and
entered the kingdom of heaven, right here on Earth.

About The Author: John Penberthy is the author of the spiritual
allegory—now in 11 languages—To Bee or Not to Bee (Sterling
Publishing). Available in bookstores, including Barnes & Noble,
throughout North America. View the 60 second Preview and send
free ecards at http://www.ToBeeBook.com. An andearing gift!

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12.: Medigap Insurance Fills Holes Left By Medicare

Posted by: "Earl Cronin" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 5:12 pm (PST)

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We already know that health insurance should help us out when
it comes to medical expenses. A lot of people will require more
medical attention than others, especially those men and women
who have reached a certain age. With this, it is important to
have a back up plan in case medical help will be needed.
Medicare is one such example of the insurance that aims to cover
for expenses as necessary.

Medicare was enacted by the US government in the 1960's as a
means of providing medical benefits and support for retirees, or
those who are above the age of 65. Medicare has certain
provisions of which medical treatments are to be covered, such
as hospital stays, x-rays, tests, medications, and others. There
are specific parts in which the benefits are explained in
detail. However, because Medicare is provided by the government,
it can have some imposed limits as to what can be covered, so as
a lot more people can be taken care of.

Because of some limitations of the Medicare insurance program,
private insurance companies in the United States offer these
Medicare clients an alternative, and that is Medigap insurance.
Just as the name implies, Medigap bridges the gaps in the
coverage which Medicare can not take care of, due to certain
limitations.

Medigap is only made available to current policy holders of
Medicare. They may apply three months before and three months
after their 65th birthday, with not medical check up needed.
Also, the insurer must be enrolled in Medicare Part A and B in
order to be eligible for Medigap. There are also some private
companies that give their retiring employees Medigap insurance.
The terms and conditions for the sale and purchase of Medigap is
different in each state.

Medigap benefits are labeled A to L, with each package covering
only specific aspects of medical treatments that an insurer
might need. Some examples are for hospital stays, physician
fees, foreign travel emergencies, preventive care, prescription
drugs, skilled care, and others. You may look at several other
websites that can provide more detailed information about
Medicare and Medigap as insurance options for people ages 65 and
older.

Your Medigap policy generally fits together with Medicare Part
A and Part B. You still have to pay the premiums for Medicare
Part B, Medigap does not replace that, it's in addition to it.
The premium for Medigap is paid directly to the insurance
company. Also, please be aware that your Medigap policy is not
going to cover your spouse, each of you will need to have
separate coverage with individual Medigap policies.

Comparing Medigap insurance policies is easy. Each insurance
company must include standardized benefits allowing the
purchaser to compare related items in the policy and be able to
identify the best deal at a glance. Web services such as
InsuranceDesk.com make it easy for you to compare costs among
numerous insurance companies. When you enter your information,
you will receive quotes from several local insurance agents,
allowing you to simply choose the best plan at the best price.

About The Author: To find out more about insurance:
http://www.insurancedesk.com For information about alternative
medicine: http://www.goldbamboo.com

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13.: Some Secrets You Must Know About Dog Training

Posted by: "Clement Idahosa" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 6:11 pm (PST)

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Definition: This is the process of teaching a dog to perform
certain behaviors under various conditions and in certain
behaviors on command.

Domestic dogs come in a bewildering variety of shapes and
sizes. They have been bred throughout most of their history as a
working dog used for hunting, guarding humans, helping fishermen
with net, pulling loads, herding livestock, as companion dog and
others. Dogs live with people and they must behave in a way that
makes them safe, pleasant and acceptable to people. Therefore,
dogs do not figure out basic obedience on their own; they must
be trained by their owners.

The most difficult part of training is communicating with the
dog in a humane way that he understands. From the human
perspective the handler is communicating to the dog what
behaviors are correct, desired, or preferred. From the canine
perspective the handler must learn what motivate the dog if the
optimum result is desired. You do not need to talk too much when
communicating with your dog. However, the principle of all
communication is simple: reward desired behavior while ignoring
or correcting undesired behavior.

A good handler must understand the communication that the dog
sends to the handler. The emotional state of the dog is an
important consideration in directing the training because the
dog may send a signal that he is nervous, confused, happy, and
so on. The dog that is stressed or distracted will not learn
efficiently.

There are four important messages that the handler can send the
dog:

* Reward or release marker.

Correct behavior. You have earned a reward. For example Free or
Okay followed by a reward.

* Keep going signal

Correct behavior. Continue and you earn a reward. For example,
Good or Come on.

* No reward marker.

Incorrect behavior. For example, Try again.

* Punishment marker

Incorrect behavior. You have earned punishment. For example. No
or Out.

These four messages need to be communicated in both words and
nonverbal signals. Also, hand signals and body language are
important in the dog training. If the handler gives the dog a
reward marker before giving the dog a food treat, the dog will
lean to associate the reward marker with receiving something
pleasant. Secondly, if the dog receives a punishment marker
before he is scolded or put aside for bad behavior, he will
learn quickly to associate the punishment marker with the
punishment itself.

Command learning is not an easy task for dog. A dog who knows a
particular command in one location may not recognize the same
command in another location. A dog who you taught how to "down"
in the bed room may be seriously confused when asked to "down"
in the parking lot. However, the down commands need to be
retaught in each new situation. The recall command is the most
important of all the training command. A dog who responds to
recall command should never be punished. Punishing a dog upon
recall teaches the dog that if he returns he will be punished.

It is necessary to correct a dog while training but never use
physical force or violent. This may lead to loss of interest on
the part of the dog, and in extreme cases even aggression.

About The Author: clement idahosa is a writer.For more
information visit: http://collar-dogtraining.blogspot.com

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14.: Oh My Aching …. Back Pain

Posted by: "Jack Wrigley" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 6:11 pm (PST)

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Chronic back pain can be intense or may be something that can
be readily taken care of with medical regimen. Numerous people
that have back pain from time to time assume they have chronic
back pain. Chronic back pain, howsoever, is back pain that the
patient has dealt with for longer than three months. Regular
back pain that has been present less than that duration is
considered acute pain.

Back pain can be an elusive and chronic problem that comes and
goes, or just stays and stays and stays. Like any lengthy
persistent pain, it can hamper with usual daily functioning and
cause emotional and psychological, as well as, physical
problems. It's back pain, but it's also pain that can take place
anywhere along the back or sides and create problems in the
legs. Nearly everyone has experienced some sort of back pain
from lifting a box that's too heavy or falling asleep on the
couch in an uncomfortable position. No matter how the pain is
defined, it's paramount to deal with all of the contributors to
chronic back pain. In other words, you may have a physical cause
for the chronic back pain, but the pain can be much worse due to
psychological factors such as stress or worry. The pain can
assume so many forms and some don't even feel like they are
connected to the back. For example, legs that have feelings of
numbness or tingling feet may indeed be the result of back
problems.

There are several approaches that can be taken to deal with
chronic back pain. A physician can prescribe medicine that
blocks the pain response in the brain. Surgery is occasionally
suggested, although it's hardly the first choice. Oftentimes,
the best course to deal with back pain is by increasing physical
activity on a prepared schedule. Chronic back pain can
oftentimes be briefly lessoned with simple measure something
like, ice or hot packs and massage. Back suffering should never
be minimized.

Back pain softening can oftentimes be found by following some
very simple guidelines. The best way to rest or sleep when
you're having back pain is on your side with your knees bent at
a 90 degree angle. This is the posture that puts the lowest
amount of strain on the spinal discs. You can also sleep on your
back with a pillow beneath your knees. There are some
over-the-counter medications that can decrease muscle swelling
and accordingly reduce pain. Many people employ ice packs or
heating pads in conjunction with the anti-inflammatory drugs to
supply relief. Exercise can also furnish back pain relief.
Regrettably, when people have back pain they tend to think they
shouldn't do any exercise. Still, strengthening the back muscles
is often the cure when the pain is due to injuries resulting
from weak muscles. It can also lower pain in backs with
vertebrae problems by creating a strong muscular support system.

Of course, if you can't resolve back pain relief using these
simple ideas, and the pain continues or gets worse, a doctor
should be consulted. One of the initial things the doctor will
have to do is know where the back pain is located. The doctor
may order more in-depth tests such as MRI or some sort of
ultrasound to discover if there is a more grave condition
causing the chronic back pain. There are several options the
doctor can offer to supply a break from the pain. They include
physical therapy exercise programs and massage, electrical
stimulation, prescription medications, nerve blocks and surgery.
The doctors generally don't suggest surgery except as a final
resort when all other method has failed. Numerous individuals
will fight the notion of surgery as long as possible, simply
taking it when it's the only answer for their chronic back pain
relief. Some sufferers are satisfied to take pain medication for
the rest of their lives if it gives them relief, but doctors
don't generally go along with this thought long-term.

About The Author: Jack Wrigley maintains a Back Pain Guide at
http://www.chronicbackpainhelp.com with free tips, tricks and
techniques to prevent or relief back pain.

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15.: Top 10 Celebrity Fears

Posted by: "Silveral" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 6:11 pm (PST)

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Have YOU ever had a panic attack these can be really scary and
may make you shake, sweat and breathe quickly. This happens to
celebrities too!

A panic attack can cause a you to think something awful is
going to happen, that you can't escape, or that you might lose
control. Some people who have panic attacks say that when the
attacks are happening, they feel like they can't think straight
or that they're "going crazy."

Such panic attacks only last a short time. But to a person who
is having one, they can feel much longer.

So what can bring on such a panic attack. Flying, heights,
spiders, the dark. Any or all of these can cause a phobia in
people including celebrities.

A national survey of 4,000 adults and 1,600 kids revealed that
56 percent of adults admit they now have a fear or a phobia. The
survey found that 86 percent of adults and 91 percent of
youngsters admitted to being afraid of something.

Nearly one in five adults also said they are scared of more now
than they were as a child.

You may not believe it, but even rich and famous celebrities
have common, everyday fears just like the rest of us.
So what scares the stars?

Top 10 Fears of celebrities.

1. If you suffer from Acrophobia: fear of heights you may
experience immediate anxiety when high up. This apprehension may
include a racing heart, shortness of breath, sweating, chest or
abdominal discomfort, trembling, and an emotional response which
involves an intense fear - of losing control, embarrassing
oneself, or passing out. If you suffer from this you are not
alone. Rock star Sheryl Crow says heights and hearing "scary"
noises frighten her the most.

2. How many of you hate flying or: Aerophobia With this phobia
you may have frightening thoughts (this plane might crash; I'm
trapped; I must get out). Did you know that Jennifer Aniston,
Cher, Michael Jackson and Whoopi Goldberg all hate and fear
flying too. Avoiding this feared situation, means not flying.
Such a sacrifice limits these celebrities lifestyles severely as
they will find it hard to travel long distances.

3. How about situations like being outside, or in a crowd, or
even being on a bridge. Such fears are known as: Agoraphobia a
fear of being in places or situations from which there is no
escape. You are not alone as Woody Allen and Matthew McConaughey
who is scared of tunnels and revolving doors also shares this
fear.

4. Anyone scared of spiders? Arachnophobia as they called it in
the film about the same dread. You can guarantee Justin
Timberlake would not have enjoyed this movie or Jaws as he hates
spiders, snakes and sharks.

5. Do you break out in a sweat in those little closed in
spaces? Uma Thurman is claustrophobic too. She says that in Kill
Bill: Vol 2 where she is buried alive in a coffin. "There was no
acting needed. Real screams available," "It was horrific. Nobody
wants to live that experience."

6. When the weather changes and the skies darken do your hands
sweat as the thunderstorm approaches? Well if you happen to be
with Madonna at the time she will be scared as she suffers from:
Brontophobia: fear of thunder!

7. The vampire slayer suffers from Necrophobia: a fear of
death. TV's vampire-slayer Sarah Michelle Gellar has a real fear
of graveyards, so real that she refused to film "Buffy the
Vampire Slayer" in a real one.

8. Do you hate your appearance in the mirror first thing in the
morning? Alternatively, maybe you experience undue anxiety when
you look at a mirror. This Eisoptrophobia a fear of mirrors is
irrational. However this fear is grounded in superstitions. You
may worry that breaking a mirror will bring bad luck or that
looking into a mirror will put you in contact with a
supernatural world inside the glass. Well imagine how poor
Pamela Anderson feels for she fears mirrors too!

9. If you get the spooks when you see a clown then you might be
suffering from Coulrophobia. Johnny Depp, Daniel Radcliffe and
Sean "Diddy" Combs are frightened of clowns. "Something about
the painted face, the fake smile," Depp said in 1999 when he was
promoting the film "Sleepy Hollow." "There always seemed to be a
darkness lurking just under the surface, a potential for real
evil."

10. Now here is a strange one! While there is no official name
for the phobia of butterflies, it has been linked to Mottephobia
(Fear of Moths), or a name such as Lepidopterophobia which is an
animal group based on insects butterflies and moths. Who could
be scared of such things? Well Nicole Kidman for one she says
her greatest fear is butterflies!

So there you have it the top 10 list of celebrity fears. Did I
mention poor the celebrity with the most phobias is well that
award goes to Woody Allen. He's afraid of insects, sunshine,
dogs, deer, bright colors, children, heights, small rooms,
crowds, cancer and anywhere except Manhattan. Imagine that!

About The Author: Silveral Celebrity Journalist
http://celebrity-news.biz/?p=50

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16.: What Is A Self Cert Offset Mortgage?

Posted by: "Darren Carson" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 6:12 pm (PST)

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A self cert offset mortgage, also known as a self certified
offset mortgage, combines the benefit of declaring your own
income with the freedom of an offset mortgage that allows
overpayments, lump sum payments, underpayments, and payment
holidays.

Suitability

A self cert offset mortgage is designed for people who find it
difficult to prove their income, such as: self-employed people;
seasonal workers; freelancers and contractors; commission only
workers; and temporary or agency staff. The term self cert means
exactly what it says – you certify your income is enough to
repay the mortgage you are applying for without having to prove
your income or your financial and employment status. However,
self cert lenders will perform a standard credit check and you
need to prove your identity to comply with anti-money laundering
laws.

Differences

There area few differences between a self cert offset mortgage
and a mainstream mortgage: interest rates are slightly higher by
0.5% to 1.5%; many specialist self cert lenders will only deal
with approved independent mortgage brokers and not directly with
you; you need to be at least 21 years of age, whereas mainstream
mortgages are available to people over 18 years of age.

Income Multiples

The income multiples for a self cert offset mortgage are
usually the same as for a mainstream mortgage, approximately 2.5
– 4.5 times your annual individual income, or for a couple it is
approximately 2.5 – 4 times their combined annual income. It is
not worth exaggerating your income so you can get a bigger
mortgage because it is a criminal offence to lie on a mortgage
application, and it could be difficult to make the mortgage
repayments which could put you at risk of losing your home.

Loan to Value

The amount you can borrow (the loan to value or LTV) may well
depend on your individual circumstances, for example: if you
have been self-employed for several years and you can show a
regular income, you are likely to get a higher LTV than if
you've been self-employed for only a year or two. You will also
need a bigger deposit for a self cert offset mortgage as most
lenders tend to advance 85% of the property's value, although
there a few lenders that will advance 90% of the property's
value.

Advisers tend to recommend people who are opting for a self
cert offset mortgage to have a short-term mortgage deal of two
or three years. Once the fixed or discounted term has come to an
end you may meet standard lending criteria and be able to switch
to a mainstream mortgage with a lower rate.

Mortgage Broker

A self cert offset mortgage can be complex, so it is worthwhile
going to an independent mortgage broker for advice as they will
assess your application and inform you what a lender requires,
as each self cert lender's criteria is different. For example:
some lenders will want to contact your employer (if employed) or
your accountant to verify the information regarding how long you
have been in business, but not how much you earn. Some lenders
will not want any verification. They will also know the best
deals in the market and have access to products that aren't
available on the high street.

Conclusion

A self cert offset mortgage is ideal for people who have an
unpredictable income and want to own their own home but can not
obtain a traditional mortgage. A self cert offset mortgage
allows greater flexible than a standard self cert mortgage, as
it allows you to make over and underpayments, lump sum payments
and even payment holidays.

About The Author: For more information, visit
http://www.offsetmortgagecentre.co.uk/self-cert-offset-mortgage.html

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17.: A Rundown Of The Best Anti Virus Software

Posted by: "Edwin Hezron" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 6:12 pm (PST)

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Article Title: A Rundown Of The Best Anti Virus Software
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Quite often,what normally seems to us good,well liked or
admired doesn't always mean the best unless of course your
organization or company bases its character on being the best at
safeguarding computers from viruses.Every person can have his or
her own choice based on what is important to him or her.

Our ideas will not always be the same as we are all from
different cultures and backgrounds.So choicing the best anti
virus for your system may be based on what is more important to
you as a person.

From my own view and my partners, from our long years of
working with different anti viruses.Here is a list of some of
the best as we compare anti virus software available to help you
decide which may be the best fit for your computer.This will
definitely vary from individuals.Take that to heart, it will
make a whole lot of difference in your decision.All the best.

Norton Anti Virus

Almost certainly one of the most popular, and best compare anti
virus software titles on the market, is the Norton Anti Virus
offered by Symantec. Symantec makes a habit of fighting viruses
and they have one of the most all inclusive libraries of virus
removal tools on the market and they offer their updates free to
their existing clients.

It is a craving to fight viruses and the extra lengths that
Symantec will go to in offering their usual updates free of
charge to their customers that makes Norton Anti Virus one of
the best compare anti virus software titles available in the
market. The Norton name did not become accepted by accident, it
has taken years to develop the reputation of being one of the
top virus fighters in the industry and Symantec takes their job
very seriously and conciously.

Kaspersky Anti Virus

Kaspersky Labs offers Kaspersky Anti Virus and what makes this
one of the best compare anti virus software titles available is
their hourly updates to their virus protection files and their
interest in protecting laptops. With the Kaspersky Anti Virus a
laptop is protected even if it is not connected to the internet
to receive the hourly updates. Kaspersky also scans incoming and
outgoing email to detect any malicious code that has been
unleashed.

McAfee Virus Scan

McAfee virus scan has been around for a long time, and of the
other big names in virus protection is McAfee and they offer
their Virus Scan software as one of the best compare anti virus
software titles available in the market.

McAfee offers safe internet surfing by protecting against any
possible Trojan viruses or hackers that may be trying to crack
into your computer through your internet connection.

McAfee also pays extra interest to pop up ads and spyware that
may try and load itself on your computer or laptop. This is what
separates McAfee from many of the other titles and allows it to
be considered one of the best compare anti virus software titles
on the market today.

Spyware is malicious code that can load computer chocking pop
up ads, it can take your internet surfing information and send
it back to a marketing data collection agency for sale to other
internet marketers, or it can steal your personal information.
McAfee is one of the best anti virus software titles at fighting
annoying and potentially dangerous spyware we have around.

About The Author: Committed To Your Success, Edwin Hezron,
Visit http://www.remove-virus-now.com/virusremoval/ Now For Your
Free Info On How To Save And Remove Any Virus From Your System

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18.: Tips On How To Compare Payday Loans

Posted by: "Jim Law" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 7:11 pm (PST)

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Payday loans are short term loans made to borrowers using the
borrower's personal check or electronic access to the borrower's
bank accounts as security.

Payday loans are repaid on the next pay date with the original
amount borrowed plus any finance charge.

Payday loans size are range typically between $250-$1500 with
terms of 14 days or 30 days.

The single most important feature of any product and loans
being no exception is the cost associated with it. Typically the
cost of payday loans are measured through the Annual Percentage
Rate (APR%) which annualizes the interest cost associated with
the short term borrowing.

The average cost of 14 day term payday loans ranges between
400%–800% with shorter term loans having higher APR. Although
APR measure is a useful measure for comparison purposes it is
also important to note the dollar costs associated with the
loan.

In comparison other forms of cash advances like credit card
cash advances incur an APR cost of approximately 60%.

Speed of approval is an important feature for most that seek
out payday loans. Payday loan lenders should state clearly how
quickly they approve applications for loans. You can expect
instant approvals with most good payday lenders. The deposit of
the approved loan is then deposited into the applicants account
overnight.

The size of the loan is also worth comparing. Payday lenders
typically limit the size of cash advance to $500 or $1,000. It
may be worth choosing one with higher limit for future needs
instead of changing lender when the need arise. Further
flexibility a payday lender usually provides is the facility to
extend loan terms if requested.

The online application process should be smooth and while some
lenders require fax of documentation in order to approve the
lending, most lenders can approve applications without requiring
a fax from the borrower. The requirements to obtain payday loans
are minimal, with lenders usually requiring an open bank
account, steady source of income and identification. Full credit
checks are not usually conducted nor are detailed questions
asked.

Given the personal nature of the documentation required for
payday lending, the final and arguably the most important is the
security and privacy policy the payday lender enforces in
protecting your privacy. Identity theft and fraud is a very real
threat with the spread of the online business and the natural
tendency of consumers to drop their guard when they reach their
comfort zone. It is important that the payday lender you choose
has policies for maintaining high level of security and privacy.
The information that is shared with the lender are very
sensitive information that can also be used for identity theft.

In summary, the tips above are a very brief introduction on
what should be considered before choosing a payday loan lender.
It should be noted that the features of payday loans are very
much determined by the laws applying in the state that you
reside in. For example, limits on the maximum interest rate
charged for payday loans differ by each state. Payday lenders
must adhere to the laws or face revocation of their license.
Hence it is important to check the laws in that state that you
reside in to ensure that the payday lender is not breaking any
law and that you are not being ripped off.

About The Author: Find more useful articles at
http://www.paydayloanspage.com

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19.: Offset Tracker Mortgages Can Be The Ideal Mortgage

Posted by: "Joe Foster" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 7:11 pm (PST)

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Offset tracker mortgages are fairly new in the market place.
They combine the benefits of an interest rate that tracks the
Bank of England's base lending rate, with the ability to
`offset' the interest earnt on savings and current account
against the interest charged on the mortgage.

The `tracker' part in offset tracker mortgages appeals to the
borrower who wants the security of an interest rate that can
start out fixed for a year or so, and then turn into a tracker.
The interest rates are charged at a set percentage above the
Bank of England's base lending rate for the rest of the mortgage
term. When the Bank cuts it base rate, the lender will pass the
full amount of the reduction to the borrower. On the flip side,
if the Bank increases it rates, then the interest rates go up by
the same amount. Some lenders offer the benefit of a 'droplock'
facility, which allows the borrower to drop into to a fixed rate
when the timing seems right.

Offset tracker mortgages should not be confused with variable
rate mortgages. Standard variable rates (SVR) are set at the
lenders discretion. They are generally 2 percentage points above
the Bank of England's base lending rate. For example: if the
base lending rate is 5.7% then most SVRs will be around 7.7%

The `offset' part in offset tracker mortgages allows the
borrower's cash savings to be set against the mortgage debt, so
they pay interest only on the balance. The monthly mortgage
repayments are calculated on the full debt before offsetting is
taken into account, and so the borrower effectively overpays on
the debt each month. This means the mortgage debt is cleared
much faster than with a conventional loan. For example: a
£100,000 mortgage with an offset tracker loan rate of 5.24%
would save more than £39,000 in interest repayments. The loan
would be paid off 5 years earlier than a mainstream mortgage of
25 years.

Offset mortgages are also flexible and allows the borrower to
pay off the mortgage early without penalty and make underpayment
and payment holidays; although the borrower normally has to make
sufficient overpayments throughout the year to qualify.

Offset tracker mortgages have higher rates than mainstream
mortgages because of the flexible features they offer the
borrower, and the high administration costs of calculating the
interest payments on a monthly or daily basis. For an offset
deal to be advantageous to the borrower, it is advisable for
higher rate taxpayers to have at least £10,000 in savings and
basic rate taxpayers to have at least£20,000 in savings to
offset against a £100,000 mortgage.

For many people the flexibility of an offset tracker mortgage
outweighs the higher rates that are charged. For example, one
borrower has had an offset tracker mortgage for seven years. He
said it was the flexibility of the mortgage that appealed to
him: he had remortgaged his home to release some equity for a
renovation property. He then paid some of the cash back
immediately so he could draw down the funds as and when it was
convenient to him. His wife was due to give birth in five months
time and he planned to make some lump sum payments so he could
take a payment holiday during his extended paternity leave.

In conclusion, offset tracker mortgages offer the benefits of
interest rates that closely follow the Bank of England's base
lending rate, while offsetting the borrower's savings against
the mortgage debt. Offset tracker mortgages are gaining in
popularity as more people realise the benefits it can offer
them.

About The Author: For more information, visit
http://www.offsetmortgagecentre.co.uk/offset-tracker-mortgages.html

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20.: Go Online For Photo Printing

Posted by: "Carey Paris" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 7:11 pm (PST)

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While sharing photos electronically over the Internet is a
great convenience and time saver, there's nothing like holding
an actual photo and reminiscing about the special moment. That's
why photo printing websites can be such a wonderful resource.

If you pick the right website, getting your prints will be as
easy as snapping a picture with your digital camera.

The first thing to look for is a site that's focused on your
needs, and not simply trying to sell you more cups, party hats,
t-shirts and other photo paraphernalia. That stuff has its
place, but first and foremost you want to find a reliable photo
printing provider, not a party planner. Hint: If the site is
primarily focused on photo sharing, then they're likely going to
help you the most with photo printing.

Be careful, though, when choosing a web site that seems solely
focused on photo sharing. Sometimes those types of websites are
too technical and tend to fall short of quality photo prints.
The last thing you want is a website that makes it too hard to
print your photos online. The best websites are the ones which
allow you to easily upload your photos, choose your pictures in
a few clicks and order prints.

Secondly, look for a site that will deliver the prints directly
to your door. There's nothing easier than getting home from
work, opening your mail and seeing the fruits of your
photographic efforts in your hands. That's photo printing. If
you have to stop by a store to pick up prints, you'll likely
have to wait in line for your prints, and maybe even wait in
line to pay! There's really nothing easy about that.

Another thing to look for is an easy photo uploading process.
Look for sites that give you the ability to upload entire
folders of photos all at once. Then, photo printing is a simple
matter - all you do is upload your photos from a party or
vacation all at once, pick the ones you want to print, order,
pay and wait for them to come in the mail.

Of course, a selection of print sizes is important for photo
printing, but you don't want too many choices. Unless you are a
professional photographer, or aspire to become one, don't get
too caught up in trying to decide which print size is best. It's
more important that you get your photos printed.

Finally, keep an eye on price. While it's important to pay a
fair price for your photos, many providers lure you in with very
inexpensive per print prices, only to increase the price on
later orders. Also, the low per print price sometimes only
applies to bulk orders of the same print.

The most important thing to look for is an photo printing
service that understands how much you cherish your photos. After
all, these are not just photos you are entrusting to them -
these are your memories. And your memories are worth a lot.

About The Author: Carey Paris develops marketing programs and
has written articles for a variety of clients, including
Hoorray, a new website for http://www.hoorray.com easy photo
sharing and http://www.hoorray.com easy photo printing.

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21.: Offset Mortgage Providers Are On The Increase

Posted by: "Bobbie Carle" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 7:12 pm (PST)

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Offset mortgage providers are increasing in number, and it is
predicted that offset mortgages will account for 30% of all UK
secured lending by 2009.

What are offset mortgages?

Offset mortgages allow homeowners to link the balance on a
savings and current account with their mortgage, while still
allowing instant access to their money. The amount in the
savings and current account is calculated on a monthly or daily
basis and used to reduce or `offset' the interest payments due
on the mortgage. For example: your mortgage might be £200,000,
but you have £20,000 in your savings account and £3,000 in your
current account. This means you will only pay interest on
£177,000.

Choosing the best offset mortgage

There are over 30 offset mortgage providers in the UK market
and about 250 offset products in the market – but with so many
to choose from, how do you choose the best offset mortgage deal
for you?

You could traipse up and down the high street visiting all the
banks and building societies, and obtain the latest information
on their offset mortgages. Or you could save your shoe leather
and consult an independent mortgage broker. They will calculate
whether an offset mortgage is suitable for you. They have the
latest deals from offset mortgage providers at their fingertips,
and they will help clarify which is the best offset mortgage
deal for you, as each lender is different. For example: two
offset mortgage providers offer different deals on a mortgage of
£150,000. One offers a two- year fixed rate at 5.29% and the
other one offers a two-year fixed rate at 6.33%. On face value
the offset mortgage provider offering 5.29% looks the better
deal, however the fee for the mortgage is 2.5% of the loan value
which totals £4,249. The fee on the 6.33% deal is £99. A
borrower opting for the 5.29% offset mortgage deal would pay
£1,430 more than the 6.33% borrower.

Who could benefit from an offset mortgage?

Self-employed people: the self-employed are often paid without
any tax deduction. They save their money over the year in
preparation of their tax bill and an offset mortgage offers them
a handy way to obtain maximum benefit from their money, but
still have it available when the tax bill is due. A Regulated
Mortgage Survey (RMS) revealed 21% of offset borrowers in 2006
were self-employed, compared to 16% of non-offset borrowers. For
the self-employed some offset mortgage providers combine their
self cert products with offset features.

Savers: A general guide is about 10% of the value of the
mortgage in savings. However in some cases, savers only need
about 5% of the mortgage debt in savings to make the offset deal
worthwhile.

Higher-rate taxpayers: Higher-rate tax payers lose 40% of any
interest earnt on savings accounts to the taxman. With an offset
mortgage no interest is paid on accounts linked to an offset, so
there isn't any tax to pay. Some offset mortgage providers allow
ISAs to be linked to an offset mortgage. Although savers do not
receive any interest, they avoid forfeiting their right to save
up to £3,000 in an ISA per year. Once the mortgage has been paid
for, then they start receiving interest on the ISA. Some
borrowers have managed a 0% mortgage because they have enough in
their ISAs, savings and current account, to offset their whole
mortgage.

Conclusion

Offset mortgages are increasing in popularity as more borrowers
recognize the benefits an offset mortgage offers them. More
offset mortgage providers are entering the market, which is good
for the borrower as it offers more choice, however, without the
advice from an independent mortgage broker, it can be difficult
to choose the best offset mortgage deal.

About The Author: For more information, visit
http://www.offsetmortgagecentre.co.uk/offset-mortgage-providers.html

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22.: Why Flash Websites Are A Bad Idea

Posted by: "John Maker" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 8:11 pm (PST)

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Flash websites... you know the type. They're the ones where
pages blip and fly across the screen, music blares from your PC
speakers and type is so small you would need to be bit-sized to
read it. These days, designers are everywhere trying to convince
clients and firms alike, that Flash gives them more options and
allows them to express themselves more creatively.

Well, when did a designer's creativity take precedence over
plain old effectiveness? Let's take a moment to pick apart Flash
websites and three major accessibility problems associated with
them.

The first of our Flash site perils: User accessibility.

Let's talk Atmosphere, since that is what the designers will
try and sell you on first. Like a storefront or good restaurant,
atmosphere is probably the most important factor of a website.
How comfortable is your site? How intuitive is it on which to
find information? How easy is the text to read?

One of the most beautiful things about properly built websites,
is their accessibility to the public. Properly built HTML
websites are marvels of modern technology: accessible on the
web, by cell phone, with speech options for the blind, and even
changeable text size for the poor of vision. There are too many
ways in which professional website designers make sites
accessible to the broadest range of the public to go into in
this article, but they allow each visitor's experience to be
uniquely tailored to their own viewing needs and preferences.
The best websites provide quality content in an atmosphere that
entices a visitor to stay as long as possible, and promise new
content to keep them coming back.

Let me ask you, how many flash websites do you visit often, or
even have bookmarked in your browser? Probably not too many.
Having been a professional web designer and marketing consultant
for years, I can tell you with great certainty that no one stays
on a flash site very long. The format is cramped. The type is
small. The beeping gets old quickly, and although you may have
the most exceptional tastes in music, let us presume that not
everyone will share in your interests. I personally, upon
visiting a site that decides to play music, leave and never
return.

While Flash is great at offering lot's of options to designers,
it's exceptionally poor at offering proportionate options to
site visitors. Flash powered sites are inaccessible by cell
phone (to date no phone that I know of can run Flash, not even
an iPhone, which has one of the most sophisticated web browsers
of any phone on the market). But, that's not even the worst
part, Flash is also inaccessible to anyone without ActiveX
plugins installed on their computer. Now, you may think that
everyone must have Flash / ActiveX on their computers by now...
think again. Most of people that will be viewing your business'
website, will be doing so from their cubicle at work, and
companies are exerting tighter and tighter controls over what
their employees can see or do over the web... and that includes
your Flash website. So, if your small business has some great
flashy website, kiss corporate America goodbye.

Here's the second thing that you can write off about your Flash
site: Search Engine Accessibility (i.e. being found on Google
and the like.)

No, I'm not kidding. With a Flash website, you can count
yourself out for ever attaining page one, two, or even three of
a Google search, and the reason is pretty simple: Google will
have no idea what your site says or is about. Search engines
base their ranking on two very important criteria: how many
QUALITY pages link to your site (you may still be alright there,
if you have been doing your SEO publishing) and how much
relevant content there is on your site for the search term in
question. Now, considering that Google and all of the other
search engines will not be able to read the text on your Flash
site, your chances of producing relevant content results are
less than favorable.

Here's the last of our Flash site perils: Administrative
Accessibility

Maybe you've already run into this problem. You have a great
site, but you need some changes made and you are no longer using
the designer that created the site for you. You call your
current designer and ask for the changes, only to have them tell
you that they just can't do it, because they don't have the
master file. Flash sites are notorious for this. There is a
public file that is accessed from the web, this is the file that
viewers see when they go to your domain and it is also the file
on your hosting account. This file is protected from import or
change. However, there is also a master file in which the site
was created and in which all changes must be made. Flash
designers guard this file with their life! They almost never
post it to the hosting account and never tell the client that
this file exists and is needed. For the uninformed, this can
lead to thousands of dollars as the previous designer is tracked
down or the site is rebuilt.

Wow that's a lot of problems! And that's only counting
accessibility issues. In part 2, we'll examine how these sites
affect your potential customer base and your bottom line, but
that's all for now!

About The Author: Good Work Marketing And Design is a New
Orleans marketing and design studio that specializes in
professional website design and development. To learn more about
New Orleans web design, please visit
http://www.goodworkmarketing.com

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23.: Golf - What You Need To Play

Posted by: "Mike D'Auria" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 8:11 pm (PST)

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I would like to offer some tips on equipment purchase and what
would be required to get started playing golf. Beside club
purchase, there are additional items necessary to prepare
yourself for play. The next most obvious items are a golf bag
and golf balls. If you are purchasing a starter set of clubs
many come with a golf bag included. If you like to walk and
enjoy a little workout as you play there are carry bags, which
are light weight and are slung over your shoulders. There are
other bag options for you to choose from and I would suggest
that you speak to the sales representative in your local pro
shop or golf store (ie; Dick's Sporting Goods and Golfsmith
would provide this service) and ask him to explain the different
types and price range to best suit your needs. Golf balls can
also vary dramatically in price - from about $9.99 /dozen to
$45.99 for the best balls on the market - Titleist Pro V and Pro
V1x.

As a beginner I would recommend that you buy the more
economically priced balls. The difference in performance will be
negligible and you will have a tendency to lose more balls as a
novice so why waste money? As you improve, you can always
upgrade the type of ball that you use - I would recommend
purchasing about two dozen balls to get started. There are also
different compression golf balls made. 80, 90 and 100. The
compression selected is directly proportionate to how fast you
swing and your golf mechanics. I will not elaborate on this
right now but an 80 or 90 compression ball should be more than
adequate for now. If you have some power and a fairly quick
swing, I would opt for the 90 which may give you a bit more
distance. NOTE: The professionals and low handicap players use
the higher compression balls because their impact speed and
swing mechanics will allow the ball to compress properly, thus
attaining the maximum result in distance. Some other equipment I
would strongly recommend would be as follows:

A golf towel, golf shoes ( though not absolutely necessary it
will assist with stability as you swing), Golf tees ( Note:
there are different height golf tees made for different drivers,
woods and irons - I would recommend that you pick up an
assortment of sizes - 2 1/8" for woods and irons & 2 3/4" or 3
1/4" for Drivers depending on type and size. Check with golf pro
or sales person for recommendations if not sure), a golf glove (
not required but it will give you a definite advantage in
gripping and holding the club more effectively), ball markers (
used on the green to mark your ball so you will not to block the
path of your fellow player - a rule of golf etiquette), and a
divot repair tool ( used to repair the indentation made in the
green when the golf ball lands - one of the rules of etiquette
to be addressed in a future writing ). Although not required to
play golf, you may want to consider packing the following
ancillary items : Band-aids, sunscreen and insect repellent. You
never know when you may need them and it's better to be prepared
to allow for maximum comfort while you play. I think we've
covered most of the essentials and if you have any questions
please feel free to submit them to me. Now you've got the
Desire, you've got your equipment, next step is to learn how to
play- "The Right Way".

There are a number of different options available to learn how
to play golf. You can self teach ( read books and watch
instructional videos), ask a relative or friend who knows how to
play to teach you, if you are in a high school or college that
offers a golf program - enroll in the program, take lessons from
the golf pro at your local driving range, take golf lessons from
the professional at your local golf course, golf store, private
club or pro shop or enroll in a golf school. The method you
choose can greatly effect your results so be sure to make the
right decision for you.

About The Author: My name is Mike and I grew up in the Canarsie
section of Brooklyn, N.Y. I now live in Sayreville, N. J.. I was
always into sports but never played golf until I had a severe
hamstring injury. I took up golf and have enjoyed the game ever
since. Happy Golfing to all! http://guideforbeginninggolfers.com

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24.: Boxer Dogs: Ten Things You May Not Know About Them!

Posted by: "Avril Harper" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 8:11 pm (PST)

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Article Title: Boxer Dogs: Ten Things You May Not Know About
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Author: Avril Harper
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Legend says when God was fashioning different breeds of dog out
of clay, he came to his final task and decided to create the
most beautiful dog ever and call it a `Boxer'. But this new
breed of dog was vain and rushed to see himself in the mirror
before the clay was properly set and bumped headlong into his
own reflection. That accounts for the flat nose characteristic
of the Boxer, and also proves that God really did accomplish his
design for the world's most beautiful dog! Here are another ten
things you may not already know about Boxer dogs:

* The Boxer Dog Who Cheated Death and Became a Television Star
Instead

In 1985, a white boxer dog called Bomber was snatched from a
vet's surgery by an animal nurse and later appeared in the UK
television series, Oliver Twist. It appears the dog's previous
owners decided to put the dog to sleep when they learned he
didn't quite fit new Kennel Club standards for his breed! In
filming he was made to look flea bitten, dirty and covered in
sores. Bomber even had a dressing room all to himself and was
congratulated on giving a superb performance. Well done Bomber,
and shame on those who gave up on him!

* A Boxer Dog With His Own Fan Club

A boxer dog called George was used in media advertisements in
the early 1990s and became so well known that he eventually had
a fan club all to himself. George's strange expressions appeared
in ads. for Coleman's Mustard and eventually the dog became a
household name and even made guest appearances at public
functions and schools.

* The Boxer Dog With The Longest T-o-n-g-u-e!

A boxer dog called Brandy featured on Ripley's 'Believe It Or
Not' due to her incredible 17 inch long tongue! Brandy, from
Michigan, USA, was bought from a local breeder in 1995 and her
new owner was assured the dog would eventually grow into her
l-o-n-g t-o-n-g-u-e! She didn't and on television she was shown
performing antics such as eating from a bowl 13 inches away. Her
owner, John Scheid, says brandy likes sunbathing and even gets
tan lines on her tongue, but says the beautiful Boxer is fit,
happy and healthy, so her unique feature isn't a problem at all.
She even has her own web site at: http://www.tungdog.com

* Zoe, The Boxer Dog Who Came Back to Life!

Zoe's owner, Cathy Walker, from Manuden, near Bishop's
Stortford in the UK, has been told by a medium that she is
surrounded by all the pets she has lost. That certainly seems
true of Zoe, a tan and white Boxer bitch who died several years
ago, aged eleven. The Daily Mail (November 6th 2001) printed an
amazing photograph of the bark of a tree under which Zoe spent
her last day, showing what can only be described as the image of
a boxer dog in the bark. Cathy tells how she is a great believer
in life after death and claims the image of Zoe has strengthened
that belief.

* The White Boxer Dog Who Received Hate Mail

To anyone who loves dogs in general, and Boxer dogs in
particular, Solo was as beautiful as any other of her breed. To
her owner, Joyce Lang, she was more than just beautiful, she was
a constant friend, a much loved family member. But not everyone
thought the same way and, surprisingly, in 1982, in Burgess Hill
in the UK, an anonymous letter arrived addressed to Solo,
saying: "I think you are the ugliest dog I have ever seen." What
sort of human could write such nonsense is beyond most people's
comprehension, and probably the letter was intended mainly to
upset Joyce, an objective the hateful writer most definitely
achieved. Letters continued to come saying: "Why don't you get
your master or mistress to take you for a face lift?". One even
contained a paper bag which the sender said should be placed
over Solo's head! When local newspapers heard the story the
headlines proclaimed that beauty is always in the eye of the
beholder and in Joyce's and other dog lover's eyes, Solo was
beautiful.

* A Little Boy's Tribute to His Pet Boxer, Lance

This story appeared in 'The Faithful Friend (Writings About
Owning and Loving Pets' and concerned dog owners in the United
States who often loaned their pets to the military in World War
Two. Lance, a Boxer, worked with Dogs for Defence which
eventually became the noted K09 Corps, and belonged to a family
with young children, one a boy who wrote this letter to Dogs for
Defence: `My Boxer, Lance, was in the army since last June. I
have not heard anything about him since I received a certificate
from the Quartermaster General. The number on it was 11281. I
love Lance very much and want to know if he is doing anything
brave. Can you please tell me where he is and what kind of a job
he does? Please answer soon because I can't wait much longer to
know what has become of him'.

* Origins of the Boxer Dog

What we know about the origins of most breeds, including the
Boxer, is largely owed to early sculptures, painting and
drawings. In the Boxer's case, a carving of a dog looking much
like a Boxer can be seen on a tomb in Arnstadt where lies
Elizabeth of Hohenstein who died in 1368. Flemish tapestries
from the sixteenth and seventeenth centuries show dogs
resembling the Boxer engaged in stag- and boar-hunting.

* German Origins

Boxer dogs became very popular in Munich where the breed is
thought to have originated. But the history of the breed has not
been without controversy. In fact the first Boxer Club in the UK
was closed because of disagreements over almost everything
pertaining to Boxers. By 1905, however, the most enthusiastic
followers of the German Boxer met to develop a standard for the
Boxer which would be accepted by all. The Munich Boxer Club drew
up the standard which exists largely unchanged even today.

* Boxer Dogs in America

The first Boxer dog in America was imported in 1903 from
Switzerland. The new owner of the dog was New York Chief Justice
of the Court of Appeals, Irving Lehman who imported many other
Boxer dogs. The first Boxer dog registered with the American
Kennel Club was in 1904. The dog was Arnulf Grandenz, bred in
America by James Welch of Illinois.

* Boxer Dogs in Warring Nations

The boxer dog gained rapid popularity soon after the Second
World War ended, ironically more prominently in countries
formerly opposed in war with the Boxer's most likely native
home, Germany. Listen to what Rowland Johns says in 'Our Friend
The Boxer': `The re-emergence of the Boxer breed has added proof
that warring nations do not carry their antagonisms for long
into the relations between them and other nations' dogs. Both
with the Alsatian and the Boxer their popularity derives
directly from the contacts made during a state of war. In those
two wars the adoption of both breeds by members of the British
forces provided some personal satisfaction and uplift of the
spirit in long periods of exile from home, family, and friends.'

About The Author: If you hadn't already guessed it, Avril
Harper is a Boxer Dog lover, and webmaster of
http://www.boxerdog.biz. Visit for more information about Boxer
Dogs.

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25.: Grandfather Clock Dials Do More Than Tell Time

Posted by: "Mike O'Brien" distribution@isnare.com articles_isnare

Mon Feb 4, 2008 9:11 pm (PST)

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Article Title: Grandfather Clock Dials Do More Than Tell Time
Author: Mike O'Brien
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Even in the days when the sundial was the primary means of time
telling, designers and artisans added flourishes and decorative
features. Many of these artistic touches were integral parts of
the sundials functionality.

Most of us take the dial face of a clock or other timepiece for
granted. The history of the venerable grandfather clock is the
history of clock faces. Based on a twelve hour cycle, early
clock faces had just one hand. The hand would simply indicate
the hour. As clock mechanisms developed, a second hand was added
to indicate fractions of the hour in minutes. As clock movements
became more sophisticated, a third hand was added that would
show elapsed seconds. The rest as they say is history.

The development of the grandfather or long case clock, gave
rise to dial faces that went beyond merely telling time. Just as
the designs of long cases became more ornate, the dial faces
became a canvas for artisans. From simple numerical markings,
many clockmakers in the seventeenth and eighteenth centuries
would use the dial face as a decorative and ornamental
embellishment. Floral patterns, landscapes and ornate scrolling
were popular subjects for the clock dial artist.

Before the introduction of stenciling and appliques, all clock
faces were painted by hand. Each artist might have added a
unique design patterns and illustrations. The presence of hand
painted illustrations on an antique clock greatly enhances not
its beauty but adds to the value of the clock. The painting of
clock dials became an art separate and apart from the tasks of
case and movement building. Dial painters and designers would
often sign their work often on the front or back of the dial.

One innovation in clock face design had a very utilitarian
purpose. The phases of the moon and the lunar calendar were
significant for several reasons. Farmers often relied on the
lunar calendar to determine the best time to plant their crops.
Sailors relied on the phases of the moon since the movements of
the tides were closely tied to the lunar calendar. In the early
eighteenth century, makers of long case clocks began to offer
clock dials that tracked the twenty nine and one half days of
the lunar calendar month.

The addition of what became known as the moon dial
revolutionized the grandfather clock industry. The importance in
the introduction of the moon dial can be compared with the
development chronograph watches.

Shaker style clock dials are simple in design, easy to read and
lack the artistic embellishments of more ornate dials. Usually
painted in black on a white background, shaker style clock dials
are characterized by the use of roman numerals. In a unique
twist, the numeric representation of four is simply four roman
numeral one characters. This is contrast to other clock face
designs that display the numeral four as a combination of the
roman numerals one and five. Some shaker style dials can be
found with Arabic numerals in place of the roman style.

Long case or tall case clocks fall into three general
categories, grandfather, grandmother and granddaughter.
Grandfather clocks are characterized by dials that are larger
than eight inches in diameter. In addition to not being as tall,
grandmother and granddaughter clocks usually have dials that are
eight inches or less in diameter.

Whether you own a floor clock, mantle or clock, the style of
the dial makes many clocks unique and collectible. If your clock
has a damaged dial, there are artisans who specialize in
restoring the clock dial to its former beauty. You can also find
replacement dials that can add a new look to an old clock.

About The Author: Michael O'Brien is the staff writer for the
internet shopping site http://www.finewebstores.com. Fine Web
Stores offers an eclectic collection of unique home furnishings,
bean bag chairs, bookends, mattresses, jewelry, and grandfather
clocks.
http://www.finewebstores.com/Grandfather-Clocks_c_110.html

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For more free-reprint articles by Mike O'Brien please visit:
http://www.isnare.com/?s=author&a=Mike+O%27Brien

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